Cheapest Car Insurance In Hurricane, WV 2024
Hurricane drivers can get the cheapest minimum coverage car insurance from GEICO, averaging $37 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
When shopping for budget-friendly car insurance in Hurricane, WV, you’ll notice significant differences in pricing.
When it comes to liability-only insurance, GEICO is unmatched in affordability. Progressive is the best option for full coverage policies, while State Farm offers the lowest rates for younger drivers.
Cheapest Car Insurance Companies In Hurricane, WV 2024
Cheapest Liability-only Car Insurance In Hurricane: Cincinnati
GEICO offers Hurricane drivers the cheapest minimum coverage car insurance, at an average of $37 per month.
The table provided below allows you to compare the rates of different insurance companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| Cincinnati Insurance | $30 | $360 |
| Travelers | $41 | $490 |
| Auto-Owners | $37 | $443 |
| State Farm | $50 | $596 |
| Nationwide | $43 | $520 |
Cheapest Full Coverage Insurance Rates In Hurricane: Auto-Owners
In Hurricane, you’ll find that Progressive offers the most affordable full coverage car insurance, with rates averaging $92 a month.
Use the table below to see how average auto insurance quotes compare from budget-friendly insurers in Hurricane.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $73 | $871 |
| Cincinnati | $80 | $962 |
| Nationwide | $74 | $884 |
| Shelter | $92 | $1,107 |
| Allstate | $124 | $1,490 |
Cheapest Car Insurance Rates For Seniors: Auto-Owners
State Farm offers the best value for seniors in Hurricane, with car insurance rates averaging $87 a month.
Below is a comparison of the average quotes from the most affordable auto insurers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $68 | $814 |
| State Farm | $86 | $1,036 |
| Allstate | $133 | $1,590 |
| Shelter | $95 | $1,135 |
| GEICO | $112 | $1,344 |
Cheapest Rates In Hurricane For Teenagers: Nationwide
Teen drivers in Hurricane can get the lowest premiums from State Farm, with average rates of $313 a month.
The table below presents the insurance providers with the cheapest premiums for teens.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $155 | $1,865 |
| State Farm | $176 | $2,109 |
| Allstate | $167 | $2,007 |
| Travelers | $198 | $2,370 |
| Auto-Owners | $243 | $2,913 |
Cheapest Auto Insurance For Young Adults in Hurricane: Travelers
With an average of $238 a month, State Farm provides the lowest car insurance rates for young adults in Hurricane.
The table below provides a comparison of the most budget-friendly auto insurance rates for young adults in Hurricane.
| Provider | Average Monthly Cost | Average Annual Cost |
| Travelers | $91 | $1,092 |
| State Farm | $119 | $1,422 |
| Nationwide | $99 | $1,192 |
| Auto-Owners | $100 | $1,197 |
| Allstate | $130 | $1,560 |
Cheapest Car Insurance In Hurricane For Good Drivers: Cincinnati
Good drivers in Hurricane can save the most on car insurance with GEICO, which averages $37 per month.
Use the table below to compare average insurance quotes from affordable providers for good drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Cincinnati Insurance | $30 | $360 |
| Shelter | $48 | $576 |
| Auto-Owners | $37 | $443 |
| State Farm | $50 | $596 |
| Nationwide | $43 | $520 |
Find affordable Hurricane rates
Cheapest Car Insurance In Hurricane After A Speeding Ticket: Auto-Owners
With an average rate of $176 per month, State Farm is an affordable choice for Hurricane drivers with a speeding ticket.
Use the table below to find the average insurance premiums for drivers with a speeding ticket.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $80 | $964 |
| State Farm | $107 | $1,280 |
| Cincinnati Insurance | $95 | $1,140 |
| Allstate | $148 | $1,772 |
| Progressive | $136 | $1,632 |
Cheapest For Drivers With After At-Fault Accident: Auto-Owners
For drivers with an at-fault accident, State Farm offers the lowest premiums, averaging $193 a month.
Here is a list of car insurance companies with the most competitive rates for drivers with an at-fault accident.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $99 | $1,197 |
| Cincinnati Insurance | $167 | $2,004 |
| State Farm | $116 | $1,391 |
| GEICO | $217 | $2,600 |
| Progressive | $124 | $1,490 |
Cheapest Rates In Hurricane For Drivers After A DUI: State Farm
State Farm offers the cheapest car insurance for Hurricane drivers post-DUI, with an average monthly cost of $188.
Drivers in Hurricane with a DUI can find the lowest rates in the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $107 | $1,282 |
| Nationwide | $138 | $1,657 |
| Allstate | $166 | $1,992 |
| Auto-Owners | $171 | $2,051 |
| Cincinnati | $213 | $2,555 |
Best Car Insurance Companies In Hurricane
AAA leads with the lowest car insurance rates in Hurricane, at $83 per month, followed by Progressive at $90 and GEICO at $93.
Shown below are the top 10 car insurance companies in Hurricane, WV, listed by the average monthly rate they charge.
| Company | Monthly Premium |
| Cincinnati Insurance | $30 |
| Kentucky Farm Bureau | $39 |
| Travelers | $41 |
| Auto-Owners | $37 |
| State Farm | $50 |
| Nationwide | $43 |
| Allstate | $76 |
| GEICO | $53 |
| Shelter | $50 |
| Westfield | $62 |
| Grange Insurance | $89 |
Average Auto Insurance Rates In Hurricane – By Age
The age of the driver is an important factor when determining car insurance rates. Younger drivers, especially teens, pay higher premiums due to their increased likelihood of accidents and violations. On average, teens pay about $7,599 annually.
Insurance rates tend to decrease once drivers hit 25, as long as their driving record remains clean.
The best insurance rates are often given to drivers in their 50s and early 60s, as they are considered more experienced and statistically less likely to cause accidents.
| Age | Average Yearly Rate |
| Teenagers | $4,080 |
| 20s | $2,100 |
| 30s | $1,704 |
| 40s | $1,500 |
| 50s | $1,370 |
| 60s | $1,440 |
| 70s | $1,632 |
Average Rates In Hurricane – By Vehicle
Your car’s specifics, such as its make, model, year, and body style, influence your insurance rates. Newer luxury cars often have higher premiums due to higher repair and replacement costs.
You can refer to the table below to find the average rates for various vehicles in Hurricane.
| Vehicle | Average Monthly Rate |
| Hyundai Sonata | $970 |
| Audi A3 | $129 |
| Toyota Prius | $192 |
| Chevrolet Equinox | $360 |
| Kia Optima | $460 |
Average Cost Of Auto Insurance In Hurricane – By Zip Code
Insurance companies rely on zip codes to estimate crime rates in specific regions, which leads to varying car insurance premiums across different areas.
You can refer to the table below to find average insurance costs for different zip codes in Hurricane.
| Zip Code | Average Monthly Rate |
| 40509 | $153 |
| 40511 | $130 |
| 40516 | $105 |
| 40504 | $124 |
| 40515 | $165 |
How Much Is Car Insurance In Other Cities in West Virginia?
The city where you live can greatly influence your car insurance rates. Areas with higher accident and theft rates, typically urban locations, often lead to increased premiums.
In Los Angeles, the average car insurance premium is $243 per month, while in San Diego, it’s lower at about $176 per month.
| City | Average Monthly Rate |
| Nitro | $215 |
| Dunbar | $170 |
| South Charleston | $192 |
| Bluefield | $180 |
| Beckley | $196 |
| Huntington | $180 |
| Logan | $173 |
| Clarksburg | $180 |
| Keyser | $190 |
| Hurricane | $180 |
Find affordable Hurricane rates
Our Methodology
After conducting an in-depth review of various aspects like pricing, customer feedback, product offerings, and insights from online review sites, I’ve created a complete analysis of car insurance providers in Hurricane, WV.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Hurricane?
In Hurricane, GEICO stands out for offering the cheapest minimum coverage, while Progressive offers the lowest rates for full coverage, including comprehensive and collision.
What is the average cost of car insurance in Hurricane?
Hurricane drivers typically pay an average of $180 per month for car insurance, although this can vary based on factors like zip code, vehicle year and make, and your driving record.
