Cheapest Car Insurance In Jackson, MI 2024
At an average of $37 per month, GEICO leads as the least expensive provider of minimum coverage car insurance in Jackson.
We’ve saved shoppers an average of $600 per year on their car insurance.
When shopping for cheap car insurance in Jackson, MI, you’ll notice that the choices can vary greatly.
If liability-only coverage is your goal, GEICO offers the lowest rates. Progressive leads for full coverage, and State Farm is a top choice for younger drivers.
Cheapest and best car insurance companies in Jackson, MI 2024
Cheapest Liability-only Car Insurance In Jackson: Chubb
For minimum coverage in Jackson, GEICO provides the best value, with rates averaging $37 per month.
Below, you’ll find a table to compare rates from various car insurance companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| Chubb | $34 | $403 |
| Auto-Owners | $110 | $1,312 |
| Encompass | $96 | $1,130 |
| Progressive | $98 | $1,145 |
| GEICO | $103 | $1,227 |
Cheapest Full Coverage Insurance Rates In Jackson: Chubb
In Jackson, Progressive offers full coverage car insurance at the lowest rate, around $92 a month on average.
This table shows the average car insurance quotes from budget-friendly insurers in Jackson.
| Provider | Average Monthly Cost | Average Annual Cost |
| Chubb | $84 | $1,006 |
| Auto-Owners | $199 | $2,370 |
| GEICO | $152 | $1,820 |
| State Farm | $412 | $4,937 |
| Farmers | $840 | $10,030 |
Cheapest Car Insurance Rates For Seniors: Chubb
Seniors looking for cheap car insurance in Jackson can turn to State Farm, which averages $87 a month.
The table shows average car insurance rates from the cheapest providers tailored for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Chubb | $69 | $820 |
| Auto-Owners | $208 | $2,486 |
| GEICO | $153 | $1,832 |
| State Farm | $390 | $4,670 |
| Farmers | $745 | $8,930 |
Cheapest Rates In Jackson For Teenagers: Progressive
Teens in Jackson can rely on State Farm for the most budget-friendly car insurance, with rates averaging $313 per month.
Teenage drivers can refer to the table below for the cheapest insurance rates.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $350 | $4,199 |
| Travelers | $989 | $11,834 |
| Auto-owners | $351 | $4,210 |
| State Farm | $1,159 | $13,904 |
| Farmers | $173 | $20,620 |
Cheapest Auto Insurance For Young Adults in Jackson: GEICO
In Jackson, young adults benefit from State Farm’s low rates, which average $238 per month.
Compare the most affordable auto insurance options for young adults in Jackson using the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $153 | $1,825 |
| Progressive | $167 | $2,000 |
| Travelers | $210 | $2,520 |
| Auto-Owners | $212 | $2,540 |
| State Farm | $473 | $5,670 |
Cheapest Car Insurance In Jackson For Good Drivers: Chubb
Good drivers in Jackson will find the lowest premiums from GEICO, at $37 per month on average.
For good drivers, the table below lists the average quotes from the most budget-friendly insurance providers.
| Provider | Average Monthly Cost | AverageAnnual Cost |
| Chubb | $34 | $403 |
| Auto-Owners | $110 | $1,312 |
| Encompass | $96 | $1,130 |
| Progressive | $98 | $1,145 |
| GEICO | $103 | $1,227 |
Find affordable Jackson rates
Cheapest Car Insurance In Jackson After A Speeding Ticket: USAA
Drivers with a speeding ticket in Jackson can get affordable insurance from State Farm, with average monthly rates of $176.
The table below compares average rates for drivers with a speeding violation.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $191 | $2,292 |
| Progressive | $193 | $2,306 |
| State Farm | $618 | $7,410 |
| Auto-owners | $262 | $3,142 |
| Farmers | $1,086 | $13,020 |
Cheapest For Drivers With After At-Fault Accident: Progressive
In Jackson, drivers with at-fault accidents can secure the cheapest rates from State Farm, averaging $193 per month.
These insurance providers have the most competitive rates for drivers involved in an at-fault accident.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $206 | $2,469 |
| GEICO | $407 | $4,880 |
| Auto-Owners | $231 | $2,772 |
| State Farm | $496 | $5,940 |
| Farmers | $1,143 | $13,690 |
Cheapest Rates In Jackson For Drivers After A DUI: Progressive
State Farm offers Jackson drivers the cheapest car insurance after a DUI, with average monthly costs of $188.
If you’re in Jackson with a DUI, check the table below for affordable car insurance rates.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $170 | $2,025 |
| Travelers | $784 | $9,415 |
| Auto-Owners | $490 | $5,860 |
| State Farm | $1,075 | $12,890 |
| Farmers | $1,114 | $13,360 |
Best Car Insurance Companies In Jackson
The cheapest insurance for Jackson drivers is with AAA California at $83 a month, though Progressive at $90 and GEICO at $93 are also viable options.
This list highlights the top 10 car insurance companies in Jackson, MI, ranked by their monthly average rates.
| Company | Monthly Premium |
| Chubb | $34 |
| Progressive | $98 |
| Auto-Owners | $110 |
| West Field | $109 |
| State Farm | $320 |
| GEICO | $96 |
| Farmers | $402 |
| Encompass | $96 |
| Pioneer State | $120 |
| Hanover | $740 |
Average Auto Insurance Rates In Jackson – By Age
Teenagers generally pay higher car insurance premiums—about $7,599 per year—because they are seen as higher risk due to inexperience and accident statistics.
Reaching the age of 25 often leads to a reduction in car insurance rates for drivers with no violations on their record.
Drivers in their 50s and early 60s often receive the most favorable insurance rates, as insurers factor age into risk evaluation.
| Age | Average Yearly Rate |
| Teenagers | $6,499 |
| 20s | $2,180 |
| 30s | $1,790 |
| 40s | $1,768 |
| 50s | $1,550 |
| 60s | $1,364 |
| 70s | $1,205 |
Average Cost Of Auto Insurance In Jackson – By Zip Code
Insurers use zip codes to assess crime statistics in different regions, which results in varying car insurance rates.
Refer to the table below to see the average insurance premiums for different Jackson zip codes.
| Zip Code | Average Monthly Rate |
| 48235 | $160 |
| 48238 | $156 |
| 48216 | $171 |
| 48210 | $152 |
| 48206 | $165 |
How Much Is Car Insurance In Other Cities in Michigan?
Insurance rates are typically higher in cities, as factors like accidents, vehicle theft, and vandalism are more frequent, causing an increase in premiums.
For example, Los Angeles drivers often face an average car insurance premium of $243 per month, while in San Diego, it averages $176 per month.
| City | Average Monthly Rate |
| Grand Rapids | $96 |
| Ann Arbor | $104 |
| Lansing | $95 |
| Flint | $111 |
| South Field | $140 |
| Dearborn | $170 |
| Saginaw | $102 |
| Kalamazoo | $95 |
| Troy | $122 |
| Muskegon | $98 |
Average Rates In Jackson – By Vehicle
Vehicle type is a major factor in insurance premiums. Insurers look at make, model, year, and body type, with newer luxury cars tending to have higher rates because of advanced technology and replacement costs.
The table below outlines average car insurance rates for different vehicle types in Jackson.
| Vehicle | Average Monthly Rate |
| Toyota Camry | $130 |
| Chevrolet Equinox | $182 |
| Nissan Rogue | $190 |
| Honda Civic | $140 |
| Ford F-150 | $171 |
Find affordable Jackson rates
Our Methodology
Using a thorough examination of factors such as customer ratings, product options, pricing, and online reviews, I’ve assembled a complete guide to car insurance providers in Jackson, MI.
Quotes Analyzed
Years of Industry
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Jackson?
For minimum coverage, GEICO provides the best rates in Jackson, and for full coverage that includes both comprehensive and collision, Progressive offers the lowest premiums.
What is the average cost of car insurance in Jackson?
Car insurance in Jackson typically costs around $180 a month, though this amount can vary depending on your driving record, car model and year, and your zip code.
