Cheap Car Insurance In Peoria, IL 2024
GEICO is the top choice for low-cost car insurance in Peoria, with a minimum coverage plan averaging $37 a month.
We’ve saved shoppers an average of $600 per year on their car insurance.
Seeking the most cost-effective auto insurance in Peoria, IL, can result in a variety of options.
For liability-only policies, GEICO offers unbeatable prices. Progressive is the best choice for full coverage, and State Farm provides the cheapest rates for drivers under 25.
Cheapest And Best Car Insurance In Peoria, IL 2024
Cheapest Liability-only Car Insurance In Peoria: Cincinnati
With an average monthly cost of $37, GEICO is the most economical provider of minimum coverage car insurance in Peoria.
Use the chart below to review and compare insurance rates across multiple providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Cincinnati Insurance | $30 | $360 |
| Travelers | $41 | $490 |
| Auto-Owners | $37 | $443 |
| State Farm | $50 | $596 |
| Nationwide | $43 | $520 |
Cheapest Full Coverage Insurance Rates In Peoria: Auto-Owners
In Peoria, Progressive offers the most budget-friendly full coverage car insurance, costing an average of $92 a month.
The table below compares the average rates for auto insurance from economical insurers in Peoria.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $73 | $871 |
| Cincinnati | $80 | $962 |
| Nationwide | $74 | $884 |
| Shelter | $92 | $1,107 |
| Allstate | $124 | $1,490 |
Cheapest Car Insurance Rates For Seniors: Auto-Owners
The most affordable car insurance for seniors in Peoria is provided by State Farm, at an average of $87 per month.
The table below outlines average quotes from the most economical auto insurers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $68 | $814 |
| State Farm | $86 | $1,036 |
| Allstate | $133 | $1,590 |
| Shelter | $95 | $1,135 |
| GEICO | $112 | $1,344 |
Cheapest Rates In Peoria For Teenagers: Nationwide
In Peoria, teenage drivers can expect to pay an average of $313 per month for car insurance from State Farm, the most affordable option.
The following table outlines the companies with the most budget-friendly insurance for teens.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $155 | $1,865 |
| State Farm | $176 | $2,109 |
| Allstate | $167 | $2,007 |
| Travelers | $198 | $2,370 |
| Auto-Owners | $243 | $2,913 |
Cheapest Auto Insurance For Young Adults in Peoria: Travelers
State Farm offers the best rates for young adult car insurance in Peoria, with monthly premiums averaging $238.
Below is a table that compares the most affordable auto insurance rates for young adults in Peoria.
| Provider | Average Monthly Cost | Average Annual Cost |
| Travelers | $91 | $1,092 |
| State Farm | $119 | $1,422 |
| Nationwide | $99 | $1,192 |
| Auto-Owners | $100 | $1,197 |
| Allstate | $130 | $1,560 |
Cheapest Car Insurance In Peoria For Good Drivers: Cincinnati
GEICO offers the most budget-friendly car insurance for good drivers in Peoria, at an average rate of $37 per month.
If you’re a good driver, the table below can guide you to the lowest insurance quotes from reliable companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| Cincinnati Insurance | $30 | $360 |
| Shelter | $48 | $576 |
| Auto-Owners | $37 | $443 |
| State Farm | $50 | $596 |
| Nationwide | $43 | $520 |
Find affordable Peoria rates
Cheapest Car Insurance In Peoria After A Speeding Ticket: Auto-Owners
State Farm is one of the most affordable options in Peoria, offering average monthly premiums of $176 for drivers with a speeding ticket.
The table below compares the average insurance rates for drivers with a speeding ticket.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $80 | $964 |
| State Farm | $107 | $1,280 |
| Cincinnati Insurance | $95 | $1,140 |
| Allstate | $148 | $1,772 |
| Progressive | $136 | $1,632 |
Cheapest For Drivers With After At-Fault Accident: Auto-Owners
State Farm provides the cheapest rates for drivers with an at-fault incident, with an average monthly premium of $193.
The car insurance companies listed below offer the cheapest premiums for drivers with an at-fault accident.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $99 | $1,197 |
| Cincinnati Insurance | $167 | $2,004 |
| State Farm | $116 | $1,391 |
| GEICO | $217 | $2,600 |
| Progressive | $124 | $1,490 |
Cheapest Rates In Peoria For Drivers After A DUI: State Farm
State Farm offers Peoria drivers the lowest car insurance rates following a DUI, at an average of $188 per month.
The table below compares the cheapest insurance rates for Peoria drivers with a DUI.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $107 | $1,282 |
| Nationwide | $138 | $1,657 |
| Allstate | $166 | $1,992 |
| Auto-Owners | $171 | $2,051 |
| Cincinnati | $213 | $2,555 |
Best Car Insurance Companies In Peoria
In Peoria, you can get the best deal from AAA at $83 per month, or consider Progressive at $90 and GEICO at $93 per month.
Below is a ranking of the top 10 car insurance companies in Peoria, IL, based on the average monthly premiums they offer.
| Company | Monthly Premium |
| Cincinnati Insurance | $30 |
| Kentucky Farm Bureau | $39 |
| Travelers | $41 |
| Auto-Owners | $37 |
| State Farm | $50 |
| Nationwide | $43 |
| Allstate | $76 |
| GEICO | $53 |
| Shelter | $50 |
| Westfield | $62 |
| Grange Insurance | $89 |
Average Auto Insurance Rates In Peoria – By Age
Age significantly affects car insurance rates, with younger drivers paying more due to their inexperience and greater accident risk. Teenagers typically pay around $7,599 annually for their coverage.
For drivers who maintain a clean driving record, insurance rates usually begin to decline at age 25.
Insurance rates are often most competitive for drivers in their 50s and early 60s, as insurers assess driving experience and risk based on age, which affects rates.
| Age | Average Yearly Rate |
| Teenagers | $4,080 |
| 20s | $2,100 |
| 30s | $1,704 |
| 40s | $1,500 |
| 50s | $1,370 |
| 60s | $1,440 |
| 70s | $1,632 |
Average Rates In Peoria – By Vehicle
Vehicle factors like make, model, year, and body type are essential in determining insurance costs. Newer cars, especially luxury models with advanced technology and higher repair or replacement costs, generally result in higher premiums.
To find the average insurance rates in Peoria for various vehicles, check the table below.
| Vehicle | Average Monthly Rate |
| Hyundai Sonata | $970 |
| Audi A3 | $129 |
| Toyota Prius | $192 |
| Chevrolet Equinox | $360 |
| Kia Optima | $460 |
Average Cost Of Auto Insurance In Peoria – By Zip Code
The zip code you live in impacts your car insurance rates because it helps insurers assess the crime levels in your area.
Below is a table showing the average insurance premiums for various zip codes in Peoria.
| Zip Code | Average Monthly Rate |
| 40509 | $153 |
| 40511 | $130 |
| 40516 | $105 |
| 40504 | $124 |
| 40515 | $165 |
How Much Is Car Insurance In Other Cities in Illinois ?
The city you reside in can impact your car insurance costs. Insurers factor in the likelihood of accidents, theft, and vandalism, which are generally higher in urban environments, raising premiums.
In Los Angeles, the average monthly cost for car insurance is $243, while San Diego residents pay around $176 each month.
| City | Average Monthly Rate |
| Bowling Green | $135 |
| Newport | $133 |
| Owensboro | $142 |
| Danville | $158 |
| Versailles | $98 |
| Somerset | $125 |
| Covington | $127 |
| Ashland | $115 |
| Richmond | $130 |
| Frankfort | $128 |
Find affordable Peoria rates
Our Methodology
Drawing from a comprehensive evaluation of customer service, product availability, pricing, and user feedback from various online sources, I’ve formed a detailed analysis of car insurance companies in Peoria, IL.
Quotes Analyzed
Years of Industry
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Peoria?
For the minimum coverage required by California, GEICO offers the most budget-friendly rates, and Progressive provides the best prices for full coverage, which includes comprehensive and collision protection.
What is the average cost of car insurance in Peoria?
Car insurance in Peoria costs an average of $180 per month, but your specific rate will depend on variables like zip code, vehicle model, and driving record.
