Lexus Es Car Insurance Cost

Insurance for a Lexus ES usually costs around $1,911 per year with Unitrin. However, the actual price can vary depending on factors like your age, the car’s model year, and other details. Check the quote tables below to get an estimate for your specific situation.

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Updated: 13 June 2024
Written by Bob Phillips
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If you’re considering buying a Lexus ES, one key factor to think about is the cost of insurance. Insurance is a significant part of car ownership, and it’s important to understand the financial commitment before you decide.

Choosing the right car insurance is essential to avoid unexpected and potentially high costs later on. Adequate coverage can prevent large out-of-pocket expenses if you’re in an accident. Additionally, being at fault in an accident could raise your premiums.

With over ten years of experience studying car insurance rates, I’ve seen how much these costs can vary. Factors like your age, driving history, and location significantly impact your insurance premiums.

How Much Does Lexus Es Car Insurance Cost?

Unitrin usually offers the best deal, charging around $1,911 per year for full coverage insurance on a 2024 Lexus ES.

While Unitrin’s rate is a good benchmark, car insurance costs can vary greatly based on several factors. These include your location, driving history, car age, and the coverage options you choose. A clean driving record often results in lower premiums, while accidents or traffic violations can increase your rates.

Living in a busy urban area usually leads to higher insurance costs compared to quieter rural areas. The type of coverage also affects your premium—comprehensive coverage, which includes both comprehensive and collision insurance, is more expensive than basic liability coverage.

At Insuranceopedia, we help you compare quotes from different insurance providers to ensure you get the best deal.

2024 Lexus Es Insurance Rates

Insurance Provider Average Annual Cost
Unitrin $1,911
Metropolitan $2,338
Nationwide $2,663
Travelers $2,810
Mercury $2,851
Aspire Advantage Roadside $10,665
Aspire Savings Triple Deductible $15,451
Aspire Savings Roadside $16,570

2023 Lexus Es Insurance Rates

Insurance Provider Average Annual Cost
Safeco $162
Nationwide $299
Kemper Auto | Infinity $922
Unitrin $1,458
NatGen Custom 360 $1,553
Direct Auto $1,736
Travelers $1,829
Hanover $2,232
Mercury $2,886
AssuranceAmerica Economy $3,004

2022 Lexus Es Insurance Rates

Insurance Provider Average Annual Cost
Safeco $924
National General Value $1,038
Plymouth Rock $1,322
Penn National $1,516
Mercury Insurance Company $1,599
State Farm $1,604
Mercury Insurance $1,833
Virginia Farm Bureau $1,867
Dairyland $2,135
Hastings Mutual Insurance Co $2,178

2021 Lexus Es Insurance Rates

Insurance Provider Average Annual Cost
Safeco $155
Hastings Mutual Insurance Co $550
NatGen Custom 360 $782
Virginia Farm Bureau $846
AssuranceAmerica Economy $919
Westfield $1,147
AssuranceAmerica Elite $1,206
PEMCO $1,329
Capital Insurance Group $1,336
Oregon Mutual $1,420

2020 Lexus Es Insurance Rates

Insurance Provider Average Annual Cost
NatGen Custom 360 $685
Direct Auto $751
Safeco $854
Mercury Insurance $1,016
Titan $1,067
Clearcover $1,136
National General Value $1,143
Utica National Ins Group $1,182
New Jersey Manufacturers $1,178
Texas Farm Bureau Group $1,198

2019 Lexus Es Insurance Rates

Insurance Provider Average Annual Cost
Buckeye Insurance Group $563
NatGen Custom 360 $718
Mercury Insurance $763
American National P $761
Safeco $790
SECURA Insurance $908
Western Reserve $1,019
AssuranceAmerica Economy $1,054
Mississippi Farm Bureau $1,227
AssuranceAmerica Elite $1,265

2018 Lexus Es Insurance Rates

Insurance Provider Average Annual Cost
Safeco $593
Dairyland Auto 1 Month $660
Buckeye Insurance Group $985
Capital Insurance Group $1,086
Texas Farm Bureau Group $1,125
NatGen Value $1,140
New Jersey Manufacturers $1,147
PEMCO $1,250
SECURA Insurance $1,220
Utica National Ins Group $1,266

2017 Lexus Es Insurance Rates

Insurance Provider Average Annual Cost
Safeco $589
American National P $590
Mercury Insurance $590
Infinity Special $781
ALFA $864
Clearcover $892
Utica National Ins Group $1,051
Texas Farm Bureau Group $1,068
SECURA Insurance $1,164
North Carolina Farm Bureau $1,208

2016 Lexus Es Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $143
Kemper Personal Insurance $598
American National P $684
Safeco $785
SECURA Insurance $1,143
Buckeye Insurance Group $1,128
Texas Farm Bureau Group $1,255
Western Reserve $1,319
Kemper Auto | Infinity $1,340
Wolverine Mutual $1,355

2015 Lexus Es Insurance Rates

Insurance Provider Average Annual Cost
Safeco $142
Mercury Insurance $291
American National P $585
Clearcover $676
Pekin Insurance $708
SECURA Insurance $818
Indiana Farmers Mutual Ins $876
Buckeye Insurance Group $954
PEMCO $947
Infinity Special $955

2014 Lexus Es Insurance Rates

Insurance Provider Average Annual Cost
NatGen Value $216
Safeco $276
Mercury Insurance $300
AssuranceAmerica Mobile Max $352
American National P $595
Pekin Insurance $664
SECURA Insurance $711
Buckeye Insurance Group $780
PEMCO $939
Texas Farm Bureau Group $966

2013 Lexus Es Insurance Rates

Insurance Provider Average Annual Cost
Safeco $178
American National P $467
Mercury Insurance $482
Kemper Auto Premier $491
Kentucky Farm Bureau $788
Infinity Special $814
PEMCO $941
Farm Bureau Mutual (IA Group) $959
Texas Farm Bureau Group $1,006
Utica National Ins Group $1,012

2012 Lexus Es Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $163
Kemper Auto Premium $302
Safeco $376
SECURA Insurance $725
Safety Group $788
Buckeye Insurance Group $790
American National P $812
Pekin Insurance $860
Western Reserve $860
North Carolina Farm Bureau $863

2011 Lexus Es Insurance Rates

Insurance Provider Average Annual Cost
Safeco $110
Mercury Insurance $416
AssuranceAmerica Mobile Max $397
Kemper Personal Insurance $461
Plymouth Rock Assurance $615
North Carolina Farm Bureau $765
Jupiter Auto Insurance $781
Grange Mutual $798
NatGen Custom 360 $789
Mississippi Farm Bureau $928

2010 Lexus Es Insurance Rates

Insurance Provider Average Annual Cost
Safeco $225
Kemper Personal Insurance $331
American National P $485
Dairyland Broadform $506
New York Central Mutual Fire $572
Buckeye Insurance Group $631
Mercury Insurance $761
Dairyland FR Bond $784
SafeAuto $796
NatGen PPA $835

FAQs

Who has the cheapest car insurance for a Lexus Es?

For the 2024 Lexus ES, Unitrin provides the most affordable car insurance rates.

Which company offers the best car insurance for a Lexus Es?

Unitrin offers the best car insurance option for a Lexus ES due to their low prices, comprehensive coverage, and excellent customer service ratings.

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