Lexus Ls Car Insurance Cost

Insuring a Lexus LS usually costs around $1,042 per year with Nationwide. However, the actual price can change depending on factors like your age, the car’s model year, and other details. You can use the quote tables below to get a personalized estimate.

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Updated: 13 June 2024
Written by Bob Phillips
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If you’re considering purchasing a Lexus LS, it’s essential to think about the cost of insurance. Insurance is a significant aspect of car ownership, and it’s crucial to understand the financial commitment before making a decision.

Selecting the right car insurance is vital to prevent unexpected and potentially costly surprises in the future. It’s important to have adequate coverage in case of an accident to avoid large out-of-pocket expenses. Additionally, being responsible for an accident could lead to higher premiums.

With over ten years of experience studying car insurance rates, I’ve noticed how much these costs can vary. Your age, driving history, and location are all important factors that can influence your insurance premiums.

How Much Does Lexus Ls Car Insurance Cost?

Usually, Nationwide offers the most favorable deal, with full coverage insurance for a 2019 Lexus LS costing approximately $1,042 per year.

While Nationwide’s rate provides a useful starting point, it’s important to understand that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, the age of your car, and the specific coverage options you choose. Generally, having a clean driving record leads to lower premiums, whereas a history of accidents or traffic violations can increase rates.

Additionally, living in a busy urban area typically results in higher insurance rates compared to quieter rural areas. The type of coverage you select also impacts your premium—comprehensive coverage, which includes both comprehensive and collision coverage, is more expensive than basic liability coverage.

At Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you find the most favorable deal.

2022 Lexus Ls Insurance Rates

Insurance Provider Average Annual Cost
Nationwide $1,042
SECURA Insurance $1,520
Farm Bureau Ins of MI $1,640
Direct Auto $1,625
Safeco $1,668
Capital Insurance Group $1,664
Chubb $2,101
State Farm $2,240
Hastings Mutual Insurance Co $2,265
USAA $2,305

2021 Lexus Ls Insurance Rates

Insurance Provider Average Annual Cost
Hastings Mutual Insurance Co $1,194
United Farm Bureau of IN Group $1,429
Allied $1,945
Pekin Insurance $2,110
California Capital $2,371
Mercury $2,393
State Farm $2,518
Buckeye Insurance Group $2,573
Indiana Farmers Mutual Ins $2,669
Auto-Owners Insurance Co $2,944

2020 Lexus Ls Insurance Rates

Insurance Provider Average Annual Cost
Direct Auto $926
Penn National $1,585
Erie $1,686
Virginia Farm Bureau $1,921
Allied $2,076
New Jersey Manufacturers $2,189
State Farm $2,286
Mercury $2,426
Nationwide $2,747
Encompass $2,769

2019 Lexus Ls Insurance Rates

Insurance Provider Average Annual Cost
Titan $1,257
Erie $1,612
North Carolina Farm Bureau $1,657
Nationwide $1,836
Utica National Ins Group $1,851
GMAC Insurance Group $2,015
Travelers $2,081
Penn National $2,280
Allied $2,288
State Farm $2,456

2018 Lexus Ls Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $353
Safeco $468
Plymouth Rock $1,568
Nationwide $1,832
Country $1,954
Penn National $1,986
Mercury Insurance Company $2,077
Georgia Farm Bureau $2,109
Direct Auto $2,212
California Capital $2,294

2017 Lexus Ls Insurance Rates

Insurance Provider Average Annual Cost
American National P $581
Texas Farm Bureau Group $873
National General $924
Southern Farm Bureau $1,609
California Capital $1,625
New Jersey Manufacturers $1,623
NatGen Value $1,757
Auto Club $1,854
USAA $1,987
Farmers $1,999

2016 Lexus Ls Insurance Rates

Insurance Provider Average Annual Cost
Direct Auto $423
Dairyland $914
Clearcover $1,402
Dairyland Scored $1,724
California Capital $2,453
Kemper Auto | Infinity $2,479
Liberty Mutual $2,881
Mercury $2,982
National General $3,333
Farmers $3,427

2015 Lexus Ls Insurance Rates

Insurance Provider Average Annual Cost
Texas Farm Bureau Group $743
Buckeye Insurance Group $832
Hastings Mutual Insurance Co $936
Farm Bureau Mutual (IA Group) $1,012
Grange Mutual $1,211
Southern Farm Bureau $1,456
USAA $1,490
Auto-Owners Insurance Co $1,516
Central Mutual Insurance Co $1,575
American Family $1,626

2014 Lexus Ls Insurance Rates

Insurance Provider Average Annual Cost
Pekin Insurance $826
SECURA Insurance $890
Country $1,074
Pioneer State Mutual Ins Co $1,293
Texas Farm Bureau Group $1,372
Hastings Mutual Insurance Co $1,452
Wolverine Mutual $1,496
Rockford Mutual Insurance $1,500
Auto-Owners Insurance Co $1,539
Nationwide $1,582

2013 Lexus Ls Insurance Rates

Insurance Provider Average Annual Cost
American National P $586
Kemper Auto | Infinity $673
SECURA Insurance $956
Southern Farm Bureau $1,474
Penn National $1,599
Virginia Farm Bureau $1,650
Georgia Farm Bureau $1,753
USAA $1,759
Auto-Owners Insurance Co $1,795
New Jersey Manufacturers $1,802

2012 Lexus Ls Insurance Rates

Insurance Provider Average Annual Cost
Texas Farm Bureau Group $822
Direct Auto $924
Kemper Auto | Infinity $1,069
New Jersey Manufacturers $1,236
Virginia Farm Bureau $1,261
Kentucky Farm Bureau $1,335
Farm Bureau Mutual (IA Group) $1,413
Mercury Insurance $1,435
Country $1,554
Westfield $1,613

2011 Lexus Ls Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance Company $260
Mercury Insurance $425
American National P $602
Infinity Special $657
Southern Farm Bureau $1,071
North Carolina Farm Bureau $1,131
SECURA Insurance $1,201
Erie $1,273
GMAC Insurance Group $1,352
Direct Auto $1,412

2010 Lexus Ls Insurance Rates

Insurance Provider Average Annual Cost
National General $304
American National P $527
Mercury Insurance $633
Pekin Insurance $665
Texas Farm Bureau Group $711
SECURA Insurance $748
Hastings Mutual Insurance Co $768
Safeco $806
SafeAuto $1,050
Southern Farm Bureau $1,074

FAQs

Who has the cheapest car insurance for a Lexus Ls?

In 2019, Nationwide provides the cheapest car insurance rates for the Lexus LS.

Which company offers the best car insurance for a Lexus Ls?

Taking into account their low prices, extensive coverage, and top-notch customer service ratings, we believe Nationwide offers the best car insurance choice for a Lexus LS.

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