Lexus LS Car Insurance Cost
Insuring a Lexus LS usually costs around $1,042 per year with Nationwide. However, the actual price can change depending on factors like your age, the car’s model year, and other details. You can use the quote tables below to get a personalized estimate.
If you’re considering purchasing a Lexus LS, it’s essential to think about the cost of insurance. Insurance is a significant aspect of car ownership, and it’s crucial to understand the financial commitment before making a decision.
Selecting the right car insurance is vital to prevent unexpected and potentially costly surprises in the future. It’s important to have adequate coverage in case of an accident to avoid large out-of-pocket expenses. Additionally, being responsible for an accident could lead to higher premiums.
With over ten years of experience studying car insurance rates, I’ve noticed how much these costs can vary. Your age, driving history, and location are all important factors that can influence your insurance premiums.
How Much Does Lexus LS Car Insurance Cost?
Usually, Nationwide offers the most favorable deal, with full coverage insurance for a 2019 Lexus LS costing approximately $1,042 per year.
While Nationwide’s rate provides a useful starting point, it’s important to understand that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, the age of your car, and the specific coverage options you choose. Generally, having a clean driving record leads to lower premiums, whereas a history of accidents or traffic violations can increase rates.
Additionally, living in a busy urban area typically results in higher insurance rates compared to quieter rural areas. The type of coverage you select also impacts your premium—comprehensive coverage, which includes both comprehensive and collision coverage, is more expensive than basic liability coverage.
At Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you find the most favorable deal.
2022 Lexus LS Insurance Rates
| Insurance Provider | Average Annual Cost |
| Nationwide | $1,042 |
| SECURA Insurance | $1,520 |
| Farm Bureau Ins of MI | $1,640 |
| Direct Auto | $1,625 |
| Safeco | $1,668 |
| Capital Insurance Group | $1,664 |
| Chubb | $2,101 |
| State Farm | $2,240 |
| Hastings Mutual Insurance Co | $2,265 |
| USAA | $2,305 |
2021 Lexus LS Insurance Rates
| Insurance Provider | Average Annual Cost |
| Hastings Mutual Insurance Co | $1,194 |
| United Farm Bureau of IN Group | $1,429 |
| Allied | $1,945 |
| Pekin Insurance | $2,110 |
| California Capital | $2,371 |
| Mercury | $2,393 |
| State Farm | $2,518 |
| Buckeye Insurance Group | $2,573 |
| Indiana Farmers Mutual Ins | $2,669 |
| Auto-Owners Insurance Co | $2,944 |
2020 Lexus LS Insurance Rates
| Insurance Provider | Average Annual Cost |
| Direct Auto | $926 |
| Penn National | $1,585 |
| Erie | $1,686 |
| Virginia Farm Bureau | $1,921 |
| Allied | $2,076 |
| New Jersey Manufacturers | $2,189 |
| State Farm | $2,286 |
| Mercury | $2,426 |
| Nationwide | $2,747 |
| Encompass | $2,769 |
2019 Lexus LS Insurance Rates
| Insurance Provider | Average Annual Cost |
| Titan | $1,257 |
| Erie | $1,612 |
| North Carolina Farm Bureau | $1,657 |
| Nationwide | $1,836 |
| Utica National Ins Group | $1,851 |
| GMAC Insurance Group | $2,015 |
| Travelers | $2,081 |
| Penn National | $2,280 |
| Allied | $2,288 |
| State Farm | $2,456 |
2018 Lexus Ls Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $353 |
| Safeco | $468 |
| Plymouth Rock | $1,568 |
| Nationwide | $1,832 |
| Country | $1,954 |
| Penn National | $1,986 |
| Mercury Insurance Company | $2,077 |
| Georgia Farm Bureau | $2,109 |
| Direct Auto | $2,212 |
| California Capital | $2,294 |
2017 Lexus LS Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $581 |
| Texas Farm Bureau Group | $873 |
| National General | $924 |
| Southern Farm Bureau | $1,609 |
| California Capital | $1,625 |
| New Jersey Manufacturers | $1,623 |
| NatGen Value | $1,757 |
| Auto Club | $1,854 |
| USAA | $1,987 |
| Farmers | $1,999 |
2016 Lexus LS Insurance Rates
| Insurance Provider | Average Annual Cost |
| Direct Auto | $423 |
| Dairyland | $914 |
| Clearcover | $1,402 |
| Dairyland Scored | $1,724 |
| California Capital | $2,453 |
| Kemper Auto | Infinity | $2,479 |
| Liberty Mutual | $2,881 |
| Mercury | $2,982 |
| National General | $3,333 |
| Farmers | $3,427 |
2015 Lexus LS Insurance Rates
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $743 |
| Buckeye Insurance Group | $832 |
| Hastings Mutual Insurance Co | $936 |
| Farm Bureau Mutual (IA Group) | $1,012 |
| Grange Mutual | $1,211 |
| Southern Farm Bureau | $1,456 |
| USAA | $1,490 |
| Auto-Owners Insurance Co | $1,516 |
| Central Mutual Insurance Co | $1,575 |
| American Family | $1,626 |
2014 Lexus LS Insurance Rates
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $826 |
| SECURA Insurance | $890 |
| Country | $1,074 |
| Pioneer State Mutual Ins Co | $1,293 |
| Texas Farm Bureau Group | $1,372 |
| Hastings Mutual Insurance Co | $1,452 |
| Wolverine Mutual | $1,496 |
| Rockford Mutual Insurance | $1,500 |
| Auto-Owners Insurance Co | $1,539 |
| Nationwide | $1,582 |
2013 Lexus LS Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $586 |
| Kemper Auto | Infinity | $673 |
| SECURA Insurance | $956 |
| Southern Farm Bureau | $1,474 |
| Penn National | $1,599 |
| Virginia Farm Bureau | $1,650 |
| Georgia Farm Bureau | $1,753 |
| USAA | $1,759 |
| Auto-Owners Insurance Co | $1,795 |
| New Jersey Manufacturers | $1,802 |
2012 Lexus LS Insurance Rates
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $822 |
| Direct Auto | $924 |
| Kemper Auto | Infinity | $1,069 |
| New Jersey Manufacturers | $1,236 |
| Virginia Farm Bureau | $1,261 |
| Kentucky Farm Bureau | $1,335 |
| Farm Bureau Mutual (IA Group) | $1,413 |
| Mercury Insurance | $1,435 |
| Country | $1,554 |
| Westfield | $1,613 |
2011 Lexus LS Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance Company | $260 |
| Mercury Insurance | $425 |
| American National P | $602 |
| Infinity Special | $657 |
| Southern Farm Bureau | $1,071 |
| North Carolina Farm Bureau | $1,131 |
| SECURA Insurance | $1,201 |
| Erie | $1,273 |
| GMAC Insurance Group | $1,352 |
| Direct Auto | $1,412 |
2010 Lexus LS Insurance Rates
| Insurance Provider | Average Annual Cost |
| National General | $304 |
| American National P | $527 |
| Mercury Insurance | $633 |
| Pekin Insurance | $665 |
| Texas Farm Bureau Group | $711 |
| SECURA Insurance | $748 |
| Hastings Mutual Insurance Co | $768 |
| Safeco | $806 |
| SafeAuto | $1,050 |
| Southern Farm Bureau | $1,074 |
Compare Lexus LS To Other Lexus Models
FAQs
Who has the cheapest car insurance for a Lexus LS?
In 2019, Nationwide provides the cheapest car insurance rates for the Lexus LS.
Which company offers the best car insurance for a Lexus LS?
Taking into account their low prices, extensive coverage, and top-notch customer service ratings, we believe Nationwide offers the best car insurance choice for a Lexus LS.
