Lexus Lx Car Insurance Cost

Insuring a Lexus LX usually costs around $2,313 per year with New York Central Mutual Fire. However, the actual price can change depending on factors like your age, the car’s model year, and other details. You can use the quote tables below to get a personalized estimate.

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Updated: 22 June 2024
Written by Bob Phillips
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If you’re considering purchasing a Lexus LX, it’s important to consider the cost of insurance. Insurance plays a significant role in car ownership, and it’s crucial to understand the financial commitment before making a decision.

Selecting the right car insurance is essential to avoid unexpected and potentially costly surprises in the future. It’s crucial to have adequate coverage in case of an accident to avoid substantial out-of-pocket expenses. Additionally, being responsible for an accident could lead to higher premiums.

With over ten years of experience studying car insurance rates, I’ve observed how much these costs can vary. Your age, driving history, and location are all important factors that can influence your insurance premiums.

 

How Much Does Lexus Lx Car Insurance Cost?

Usually, New York Central Mutual Fire offers the most competitive deal, with full coverage insurance for a 2023 Lexus LX costing approximately $2,313 per year.

While New York Central Mutual Fire’s rate can be a helpful starting point, it’s important to understand that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, the age of your car, and the specific coverage options you choose. Generally, having a clean driving record results in lower premiums, but a history of accidents or traffic violations can increase rates.

Additionally, living in a busy urban area usually means higher insurance rates compared to quieter rural areas. The type of coverage you select also affects your premium—comprehensive coverage, which includes both comprehensive and collision coverage, is more expensive than basic liability coverage.

At Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you find the best deal.

2023 Lexus Lx Insurance Rates

Insurance Provider Average Annual Cost
New York Central Mutual Fire $2,313
Travelers $2,890
Erie $3,295
USAA $3,925
Nationwide $4,303
Hanover $4,487
State Farm $5,433
Allstate $6,178
Unitrin $6,494
Chubb $7,457

2022 Lexus Lx Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto | Infinity $968
Plymouth Rock $1,747
North Carolina Farm Bureau $2,204
NatGen PPA $2,207
Erie $2,391
Mercury Insurance Company $2,490
GMAC Insurance Group $2,646
California Capital $2,781
Penn National $2,906
Unitrin $3,104

2021 Lexus Lx Insurance Rates

Insurance Provider Average Annual Cost
Oregon Mutual $937
Virginia Farm Bureau $1,078
Mutual Of Enumclaw $1,276
Unigard $1,401
SAFECO $1,442
Plymouth Rock $1,460
PEMCO $1,554
Penn National $1,622
Auto-Owners Insurance Co $1,618
North Carolina Farm Bureau $1,638

2020 Lexus Lx Insurance Rates

Insurance Provider Average Annual Cost
New Jersey Manufacturers $1,640
Penn National $2,394
North Carolina Farm Bureau $2,699
GMAC Insurance Group $2,741
Nationwide $2,933
State Farm $3,336
Erie $3,345
Allied $3,537
Travelers $3,712
Mercury $3,740

2019 Lexus Lx Insurance Rates

Insurance Provider Average Annual Cost
Safeco $1,125
Texas Farm Bureau Group $1,293
Atlantic States Insurance $1,666
Farm Bureau Mutual (IA Group) $1,713
California Capital $1,721
Mercury $1,773
Nationwide $1,847
Auto-Owners Insurance Co $1,934
Travelers $1,975
Allied $2,072

2018 Lexus Lx Insurance Rates

Insurance Provider Average Annual Cost
Texas Farm Bureau Group $936
New Jersey Manufacturers $1,425
Penn National $1,524
Virginia Farm Bureau $1,599
National General $1,629
Auto-Owners Insurance Co $1,709
Allied $1,889
Mercury $1,979
California Capital $2,173
Republic Indemnity $2,248

2017 Lexus Lx Insurance Rates

Insurance Provider Average Annual Cost
NatGen Value $565
Kemper Premium $696
Texas Farm Bureau Group $1,031
Capital Insurance Group $1,139
Safeco $1,425
California Capital $1,633
Atlantic States Insurance $1,682
21st Century $1,825
Chubb $1,890
Auto-Owners Insurance Co $1,920

2016 Lexus Lx Insurance Rates

Insurance Provider Average Annual Cost
National General $512
Country $1,343
Auto-Owners Insurance Co $1,491
Travelers $2,876
Mercury $2,948
Nationwide $3,228
Allied $3,249
State Farm $3,485
United Automobile Ins Group $3,671
Plymouth Rock $3,810

2015 Lexus Lx Insurance Rates

Insurance Provider Average Annual Cost
American National P $546
Penn National $988
Texas Farm Bureau Group $1,089
Grange Mutual $1,271
Direct General Insurance $1,243
Tennessee Farmers $1,330
Virginia Farm Bureau $1,372
Southern Farm Bureau $1,402
Atlantic States Insurance $1,413
Westfield $1,475

2014 Lexus Lx Insurance Rates

Insurance Provider Average Annual Cost
Direct General Insurance $723
Farm Bureau Mutual (IA Group) $964
SECURA Insurance $986
IMT Insurance Company $1,042
Mississippi Farm Bureau $1,051
Virginia Farm Bureau $1,205
Pekin Insurance $1,237
Cameron Mutual Group $1,381
Mercury $1,369
American Family $1,614

2013 Lexus Lx Insurance Rates

Insurance Provider Average Annual Cost
American National P $658
Travelers $1,293
Cameron Mutual Group $1,261
Farm Bureau Mutual (IA Group) $1,315
Texas Farm Bureau Group $1,322
Farmers Mutual of Nebraska $1,331
Nationwide $1,322
IMT Insurance Company $1,542
Hastings Mutual Insurance Co $1,518
Pekin Insurance $1,603

2011 Lexus Lx Insurance Rates

Insurance Provider Average Annual Cost
USAA $955
Country $1,062
Nationwide $1,097
Auto-Owners Insurance Co $1,193
Erie $1,419
Penn National $1,479
Central Mutual Insurance Co $1,543
State Farm $1,767
Encompass $2,286
Southern Ins Co of Virginia $2,478

2010 Lexus Lx Insurance Rates

Insurance Provider Average Annual Cost
NatGen Value $770
Dairyland $826
Texas Farm Bureau Group $885
Auto-Owners Insurance Co $1,045
New Jersey Manufacturers $1,064
National General $1,137
Penn National $1,159
Grange Mutual $1,256
USAA $1,411
Tennessee Farmers $1,438

FAQs

Who has the cheapest car insurance for a Lexus Lx?

In 2023, New York Central Mutual Fire provides the least expensive car insurance rates for the Lexus LX.

Which company offers the best car insurance for a Lexus Lx?

Taking into account their low prices, comprehensive coverage, and top-notch customer service ratings, we believe New York Central Mutual Fire offers the best car insurance option for a Lexus LX.

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