Lexus GS Car Insurance Cost

Insurance for a Lexus GS usually costs around $912 per year with Pekin Insurance. However, the actual price can vary based on factors such as your age, the car’s model year, and other details. Check the quote tables below to get an estimate for your specific situation.

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Updated: 23 June 2024
Written by Bob Phillips
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If you’re considering buying a Lexus GS, one key factor to think about is the cost of insurance. Insurance is a significant part of car ownership, and it’s important to understand the financial commitment before making your decision.

Choosing the right car insurance is essential to avoid unexpected and potentially high costs later. Adequate coverage can prevent large out-of-pocket expenses if you’re in an accident. Additionally, being at fault in an accident could increase your premiums.

With over ten years of experience studying car insurance rates, I’ve seen how much these costs can vary. Factors like your age, driving history, and location all significantly impact your insurance premiums.

 

How Much Does Lexus GS Car Insurance Cost?

Pekin Insurance usually offers the best deal, charging about $912 per year for full coverage insurance on a 2020 Lexus GS.

While Pekin Insurance’s rate is a good starting point, car insurance costs can vary widely based on several factors. These include your location, driving history, the age of your car, and the coverage options you choose. A clean driving record usually means lower premiums, while a history of accidents or traffic violations can increase your rates.

Living in a busy urban area generally results in higher insurance costs compared to quieter rural areas. The type of coverage you choose also affects your premium—comprehensive coverage, which includes both comprehensive and collision, is more expensive than basic liability coverage.

At Insuranceopedia, we help you shop around and compare quotes from different insurance providers to ensure you get the best deal.

2020 Lexus GS Insurance Rates

Insurance Provider Average Annual Cost
Pekin Insurance $912
Hastings Mutual Insurance Co $961
SECURA Insurance $1,223
Auto-Owners Insurance Co $1,361
Grange Mutual $1,538
Capital Insurance Group $1,607
Travelers $1,656
Rockford Mutual Insurance $1,730
First Chicago Insurance $1,972
Country $2,189

2019 Lexus GS Insurance Rates

Insurance Provider Average Annual Cost
Hastings Mutual Insurance Co $924
Texas Farm Bureau Group $1,008
Pekin Insurance $1,043
Indiana Farmers Mutual Ins $1,253
Auto-Owners Insurance Co $1,310
Buckeye Insurance Group $1,331
Grange Mutual $1,434
Westfield $1,652
United Farm Bureau of IN Group $1,720
Western Reserve $1,869

2018 Lexus GS Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $411
Titan $1,090
Utica National Ins Group $1,171
Auto-Owners Insurance Co $1,230
Nationwide $1,368
Grange Mutual $1,432
Tennessee Farmers $1,456
Texas Farm Bureau Group $1,459
North Carolina Farm Bureau $1,487
Westfield $1,557

2017 Lexus GS Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $514
Texas Farm Bureau Group $761
Hastings Mutual Insurance Co $847
SECURA Insurance $1,027
West Bend Mutual $1,111
Auto-Owners Insurance Co $1,226
Pekin Insurance $1,280
Rockford Mutual Insurance $1,369
Direct Auto $1,384
Rural Mutual Insurance $1,442

2016 Lexus GS Insurance Rates

Insurance Provider Average Annual Cost
American National P $763
Safeco $823
Capital Insurance Group $989
Utica National Ins Group $1,141
New Jersey Manufacturers $1,161
Texas Farm Bureau Group $1,210
Mercury Insurance $1,255
SECURA Insurance $1,297
ALFA $1,339
Virginia Farm Bureau $1,374

2015 Lexus GS Insurance Rates

Insurance Provider Average Annual Cost
Safeco $276
SafeAuto $472
American National P&C $641
Mercury Insurance $740
SECURA Insurance $1,066
American National P $1,054
Texas Farm Bureau Group $1,364
Virginia Farm Bureau $1,399
Pekin Insurance $1,455
PEMCO $1,483

2014 Lexus GS Insurance Rates

Insurance Provider Average Annual Cost
Safeco $190
AssuranceAmerica Mobile Max $292
SafeAuto $469
American National P $792
Kemper Auto | Infinity $1,128
Pekin Insurance $1,256
Virginia Farm Bureau $1,232
Texas Farm Bureau Group $1,303
SECURA Insurance $1,370
New Jersey Manufacturers $1,397

2013 Lexus GS Insurance Rates

Insurance Provider Average Annual Cost
Safeco $255
Mercury Insurance $400
SafeAuto $453
American National P $564
Kemper Auto $826
NatGen Value $884
Capital Insurance Group $1,006
Southern Farm Bureau $1,020
Rural Mutual Insurance $1,049
Buckeye Insurance Group $1,050

2012 Lexus GS Insurance Rates

Insurance Provider Average Annual Cost
SafeAuto $1,035
State Farm $1,073
American Family $1,140
Farmers $1,229
Encompass $1,284
Nationwide $1,564
Auto Club Group $1,734
Metropolitan $1,748
National Farmers Union P $1,788
Unitrin $1,902

2011 Lexus GS Insurance Rates

Insurance Provider Average Annual Cost
Safeco $688
Allied $821
Direct Auto $1,054
Kemper Auto | Infinity $1,247
Dairyland Auto $1,299
Mercury Insurance $1,377
Clearcover $1,409
State Farm $1,589
Esurance $1,632
USAA $1,652

2010 Lexus GS Insurance Rates

Insurance Provider Average Annual Cost
Safeco $222
New York Central Mutual Fire $661
Texas Farm Bureau Group $688
American National P $772
North Carolina Farm Bureau $837
SafeAuto $1,055
Penn National $1,108
Erie $1,207
Liberty Mutual $1,296
Southern Farm Bureau $1,371

FAQs

Who has the cheapest car insurance for a Lexus GS?

In 2020, Pekin Insurance provides the most budget-friendly car insurance rates for the Lexus GS.

Which company offers the best car insurance for a Lexus GS?

We believe that Pekin Insurance offers the best car insurance option for a Lexus GS because they offer a combination of low prices, comprehensive coverage, and excellent customer service ratings.

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