Lexus Rx Car Insurance Cost

Insuring a Lexus RX usually costs about $1,398 per year with Mercury. However, the actual price can vary depending on factors such as your age, the car’s model year, and other details. Check the quote tables below to get a personalized estimate.

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Updated: 13 June 2024
Written by Bob Phillips
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When considering buying a Lexus RX, it’s important to think about the cost of insurance. Insurance is a significant part of car ownership, and knowing the financial commitment beforehand is crucial.

Choosing the right car insurance is essential to avoid unexpected and costly surprises. Having enough coverage is important to prevent large out-of-pocket expenses in case of an accident. Additionally, if you are at fault in an accident, your premiums could increase.

With over ten years of experience studying car insurance rates, I’ve seen how much these costs can vary. Factors like your age, driving history, and location all significantly affect your insurance premiums.

How Much Does Lexus Rx Car Insurance Cost?

Generally, Mercury offers the best deal, charging about $1,398 per year for full coverage insurance on a 2024 Lexus RX.

While Mercury’s rate is a good benchmark, car insurance costs can vary widely based on several factors. These include your location, driving history, the age of your car, and the coverage options you choose. A clean driving record usually results in lower premiums, while a history of accidents or traffic violations can increase your rates.

Additionally, living in a busy urban area generally leads to higher insurance costs compared to living in a quieter rural area. The type of coverage you select also impacts your premium. Comprehensive coverage, which includes both comprehensive and collision insurance, is more expensive than basic liability coverage.

At Insuranceopedia, we help you shop around and compare quotes from different insurance providers to ensure you get the best deal.

2024 Lexus Rx Insurance Rates

Insurance Provider Average Annual Cost
Mercury $1,398
California Capital $1,739
Unitrin $1,779
USAA $1,793
21st Century $1,904
Metropolitan $2,099
CSAA $2,122
Esurance $2,151
Farmers $2,272
Alliance United $2,254

2023 Lexus Rx Insurance Rates

Insurance Provider Average Annual Cost
Safeco $329
New York Central Mutual Fire $714
Kemper Auto | Infinity $856
NatGen Value $901
Capital Insurance Group $1,108
Auto-Owners Insurance Co $1,165
Erie $1,190
Dairyland $1,362
American Independent Ins Co $1,454
Donegal Mutual Insurance Co $1,536

2022 Lexus Rx Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $679
American National P $696
Buckeye Insurance Group $757
Capital Insurance Group $871
Safeco $972
MMG Insurance Company $1,037
Clearcover $1,083
Plymouth Rock $1,115
Texas Farm Bureau Group $1,153
Atlantic States Insurance $1,344

2021 Lexus Rx Insurance Rates

Insurance Provider Average Annual Cost
Safeco $274
Plymouth Rock $423
Mercury Insurance $612
American National P $748
Capital Insurance Group $1,012
North Carolina Farm Bureau $1,243
Plymouth Rock Assurance $1,291
Texas Farm Bureau Group $1,330
Norfolk and Dedham Group $1,358
PEMCO $1,378

2020 Lexus Rx Insurance Rates

Insurance Provider Average Annual Cost
NatGen Value $531
American National P $613
North Carolina Farm Bureau $719
Pekin Insurance $736
Plymouth Rock $852
Mercury Insurance $872
Hastings Mutual Insurance Co $942
Texas Farm Bureau Group $984
Safeco $1,024
Grange Mutual $1,071

2019 Lexus Rx Insurance Rates

Insurance Provider Average Annual Cost
American National P $528
Plymouth Rock $775
Pekin Insurance $889
Concord Group $908
Texas Farm Bureau Group $971
MMG Insurance Company $1,008
Capital Insurance Group $1,033
Patriot Group $1,144
PEMCO $1,240
Safeco $1,236

2018 Lexus Rx Insurance Rates

Insurance Provider Average Annual Cost
Safeco $220
American National P $518
Mercury Insurance $862
North Carolina Farm Bureau $955
Pekin Insurance $958
Capital Insurance Group $961
SECURA Insurance $1,036
Texas Farm Bureau Group $1,022
PEMCO $1,067
Utica National Ins Group $1,062

2017 Lexus Rx Insurance Rates

Insurance Provider Average Annual Cost
Safeco $497
NatGen PPA $562
Union Mutual Fire Group $600
Mercury Insurance $761
National General RAD $729
Texas Farm Bureau Group $850
Concord Group $1,014
NatGen Custom 360 $987
SECURA Insurance $1,050
Acuity $1,054

2016 Lexus Rx Insurance Rates

Insurance Provider Average Annual Cost
NatGen Custom 360 $399
American National P $461
Safeco $473
Mercury Insurance $477
National General Value $527
Utica National Ins Group $753
Pekin Insurance $790
Texas Farm Bureau Group $839
ALFA $912
SECURA Insurance $902

2015 Lexus Rx Insurance Rates

Insurance Provider Average Annual Cost
Safeco $257
Mercury Insurance $534
American National P $563
Buckeye Insurance Group $781
Mercury Insurance Company $780
Texas Farm Bureau Group $846
Clearcover $877
SafeAuto $891
AssuranceAmerica Mobile Max $922
Indiana Farmers Mutual Ins $986

2014 Lexus Rx Insurance Rates

Insurance Provider Average Annual Cost
Safeco $182
American National P $655
Texas Farm Bureau Group $675
North Carolina Farm Bureau $791
Direct Auto $923
SECURA Insurance $938
PEMCO $956
Pekin Insurance $1,008
New Jersey Manufacturers $1,071
Atlantic States Insurance $1,047

2013 Lexus Rx Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $115
Safeco $488
Buckeye Insurance Group $523
Texas Farm Bureau Group $747
SECURA Insurance $744
PEMCO $764
North Carolina Farm Bureau $877
Ohio Mutual Ins Group $878
NatGen PPA $961
Western Reserve $946

2012 Lexus Rx Insurance Rates

Insurance Provider Average Annual Cost
Safeco $235
Mercury Insurance $398
American National P $559
Pekin Insurance $673
Hastings Mutual Insurance Co $726
Buckeye Insurance Group $800
SafeAuto $820
Grange Mutual $889
Texas Farm Bureau Group $889
Safety Group $904

2011 Lexus Rx Insurance Rates

Insurance Provider Average Annual Cost
Safeco $125
Kemper Auto | Infinity $295
National General Value $477
Buckeye Insurance Group $579
Mercury Insurance $580
SECURA Insurance $632
American National P $634
Kentucky Farm Bureau $697
Ohio Mutual Ins Group $881
PEMCO $876

2010 Lexus Rx Insurance Rates

Insurance Provider Average Annual Cost
Safeco $74
Kemper Personal Insurance $223
AssuranceAmerica Mobile Max $361
American National P $453
Mercury Insurance $470
Infinity Special $699
Kemper Premium $703
Texas Farm Bureau Group $694
Farmers Mutual of Nebraska $786
Utica National Ins Group $793

FAQs

Who has the cheapest car insurance for a Lexus Rx?

In 2024, Mercury provides the cheapest car insurance rates for the Lexus RX.

Which company offers the best car insurance for a Lexus Rx?

Taking into account their low prices, comprehensive coverage, and top-notch customer service ratings, we believe that Mercury is the best car insurance choice for a Lexus RX.

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