Lexus Is Car Insurance Cost

Getting insurance for a Lexus usually costs around $1,791 per year with USAA. However, the price can change depending on factors like your age, the car’s model year, and other details. You can check the quote tables below to get a more accurate estimate for your situation.

min read -
Updated: 22 June 2024
Written by Bob Phillips
On this page Open

If you’re considering buying a Lexus IS, it’s important to think about the cost of insurance. Insurance is a major part of car ownership, and you should know the financial commitment before making your decision.

Selecting the right car insurance is essential to prevent unexpected and potentially high costs later on. It’s crucial to have enough coverage to avoid large out-of-pocket expenses in case of an accident. Also, being at fault in an accident can lead to higher premiums.

With over ten years of experience analyzing car insurance rates, I’ve seen how much these costs can vary. Factors like your age, driving record, and location all play a significant role in determining your insurance premiums.

 

How Much Does Lexus Is Car Insurance Cost?

Generally, USAA offers the best rate for full coverage insurance on a 2024 Lexus IS, costing about $1,791 per year.

While USAA’s rate is a good benchmark, it’s important to understand that car insurance costs can vary widely based on several factors. These include your location, driving history, the age of your car, and the coverage options you choose. Typically, a clean driving record results in lower premiums, whereas accidents or traffic violations can increase your rates.

Additionally, living in a busy urban area usually means higher insurance rates compared to living in a quieter rural area. The type of coverage you choose also affects your premium—comprehensive coverage, which includes both comprehensive and collision coverage, is more expensive than basic liability coverage.

At Insuranceopedia, we can help you compare quotes from different insurance providers to ensure you get the best deal.

2024 Lexus Is Insurance Rates

Insurance Provider Average Annual Cost
USAA $1,791
21st Century $2,111
California Capital $2,140
Alliance United $2,270
Mercury $2,529
Unitrin $2,561
Esurance $2,757
State Farm $3,039
Nationwide $3,273
CSAA $3,248

2023 Lexus Is Insurance Rates

Insurance Provider Average Annual Cost
Dairyland Broadform $1,330
Virginia Farm Bureau $1,414
Texas Farm Bureau Group $1,709
Auto-Owners Insurance Co $1,784
Shelter $1,842
MO Farm Bureau Services $1,908
USAA $1,956
Capital Insurance Group $2,024
New York Central Mutual Fire $2,020
California Capital $2,096

2022 Lexus Is Insurance Rates

Insurance Provider Average Annual Cost
Texas Farm Bureau Group $969
SECURA Insurance $1,225
Pekin Insurance $1,260
Indiana Farmers Mutual Ins $1,296
Hastings Mutual Insurance Co $1,463
Country $1,515
Tennessee Farmers $1,608
Southern Farm Bureau $1,673
Farm Bureau Mutual (IA Group) $1,723
American National P $1,865

2021 Lexus Is Insurance Rates

Insurance Provider Average Annual Cost
Safeco $510
American National P $597
Dairyland Broadform $1,054
Dairyland FR Bond $1,087
Indiana Farmers Mutual Ins $1,328
Atlantic States Insurance $1,363
Clearcover $1,411
Virginia Farm Bureau $1,436
Buckeye Insurance Group $1,499
Penn National $1,672

2020 Lexus Is Insurance Rates

Insurance Provider Average Annual Cost
Safeco $137
American National P $742
Liberty Mutual $832
Pekin Insurance $1,417
Hastings Mutual Insurance Co $1,559
Indiana Farmers Mutual Ins $1,612
Auto-Owners Insurance Co $1,839
Mercury Insurance Company $1,869
21st Century $1,964
Southern Farm Bureau $1,976

2019 Lexus Is Insurance Rates

Insurance Provider Average Annual Cost
Safeco $500
Mercury Insurance $611
Farm Bureau Mutual (IA Group) $1,000
Plymouth Rock $1,126
AssuranceAmerica Economy $1,410
Capital Insurance Group $1,665
AssuranceAmerica Elite $1,721
Direct Auto $1,899
North Carolina Farm Bureau $1,978
California Capital $1,961

2018 Lexus Is Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $15
Safeco $215
NatGen Value $381
Infinity Special $618
Kemper Auto Premier $928
Farm Bureau Mutual (IA Group) $1,013
SECURA Insurance $1,096
Pekin Insurance $1,279
Clearcover $1,408
Texas Farm Bureau Group $1,531

2017 Lexus Is Insurance Rates

Insurance Provider Average Annual Cost
Safeco $31
Kemper Auto Premier $303
Mercury Insurance Company $897
MMG Insurance Company $1,147
Capital Insurance Group $1,193
North Carolina Farm Bureau $1,204
Virginia Farm Bureau $1,203
Concord Group $1,272
Arbella Insurance Group $1,370
Safety Group $1,435

2016 Lexus Is Insurance Rates

Insurance Provider Average Annual Cost
Safeco $144
Kemper Auto Premier $709
Kemper Auto | Infinity $737
American National P $790
Mercury Insurance $877
North Carolina Farm Bureau $1,026
Dairyland Broadform $1,046
Infinity Special $1,084
PEMCO $1,067
New York Central Mutual Fire $1,210

2015 Lexus Is Insurance Rates

Insurance Provider Average Annual Cost
Safeco $47
Mercury Insurance $164
American National P $1,010
Bear River $1,295
Clearcover $1,306
Virginia Farm Bureau $1,332
Kentucky Farm Bureau $1,567
Plymouth Rock Assurance $1,621
Texas Farm Bureau Group $1,619
Farm Bureau Ins of MI $1,717

2014 Lexus Is Insurance Rates

Insurance Provider Average Annual Cost
Safeco $84
Kemper Auto Premier $238
Mercury Insurance $448
Dairyland Broadform $1,045
Virginia Farm Bureau $1,274
Texas Farm Bureau Group $1,265
NatGen Custom 360 $1,285
Mercury Insurance Company $1,348
SafeAuto $1,432
Farm Bureau Mutual (IA Group) $1,444

2013 Lexus Is Insurance Rates

Insurance Provider Average Annual Cost
American National P $523
Mercury Insurance $597
Farm Bureau Mutual (IA Group) $978
Texas Farm Bureau Group $1,062
Hastings Mutual Insurance Co $1,185
Capital Insurance Group $1,410
ACCC Insurance Company $1,538
Georgia Farm Bureau $1,665
Clearcover $1,740
Erie $1,812

2012 Lexus Is Insurance Rates

Insurance Provider Average Annual Cost
Safeco $171
Mercury Insurance $168
Farm Bureau Mutual (IA Group) $851
American National P $1,093
Virginia Farm Bureau $1,182
Capital Insurance Group $1,227
PEMCO $1,355
Cameron Mutual Group $1,354
Clearcover $1,361
Texas Farm Bureau Group $1,495

2011 Lexus Is Insurance Rates

Insurance Provider Average Annual Cost
Dairyland Auto 1 Month $187
Safeco $333
West Bend Mutual $694
American National P $730
Western National $789
Kemper Auto Premier $878
Dairyland Auto 6 Month $875
Buckeye Insurance Group $931
Southern Farm Bureau $926
SECURA Insurance $940

2010 Lexus Is Insurance Rates

Insurance Provider Average Annual Cost
Safeco $162
Plymouth Rock $489
American National P $910
Virginia Farm Bureau $967
North Carolina Farm Bureau $1,043
SECURA Insurance $1,095
Texas Farm Bureau Group $1,165
PEMCO $1,172
Capital Insurance Group $1,258
Utica National Ins Group $1,305

FAQs

Who has the cheapest car insurance for a Lexus Is?

For the 2024 model year, USAA provides the cheapest car insurance rates for the Lexus IS.

Which company offers the best car insurance for a Lexus Is?

Given their low prices, comprehensive coverage, and excellent customer service ratings, we believe USAA offers the best car insurance option for a Lexus IS.

Go back to top