Cheapest Car Insurance In Wichita, KS 2024
At $23 per month, Nationwide is the most budget-friendly provider of minimum coverage car insurance in Wichita.
We’ve saved shoppers an average of $600 per year on their car insurance.
Exploring budget-friendly car insurance in Wichita, KS, may reveal a diverse array of selections.
Nationwide emerges as the most affordable provider for liability-only insurance. For full coverage, State Farm offers the lowest rates, and young drivers can save the most with American Family.
Cheapest Car Insurance Companies In Wichita, KS 2024
Cheapest Liability-only Car Insurance In Wichita: Nationwide
The most budget-friendly choice for minimum coverage car insurance in Wichita is Nationwide, with an average monthly rate of $23.
The table below highlights rate differences among various insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $23 | $278 |
| GEICO | $33 | $390 |
| Auto-Owners | $30 | $355 |
| State Farm | $28 | $340 |
| Travelers | $39 | $468 |
Cheapest Full Coverage Insurance Rates In Wichita: State Farm
State Farm leads the way for low-cost full coverage car insurance in Wichita, with an average monthly premium of $74.
Below, you’ll find a comparison of average auto insurance quotes from affordable providers in Wichita.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $74 | $892 |
| GEICO | $76 | $913 |
| Farmers | $98 | $1,175 |
| Progressive | $106 | $1,272 |
| Allstate | $99 | $1,190 |
Cheapest Car Insurance Rates For Seniors: Nationwide
With an average rate of $58 a month, Nationwide is the cheapest option for senior car insurance in Wichita.
The table below lists average quotes from affordable car insurance companies for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $58 | $702 |
| American Family | $68 | $821 |
| State Farm | $66 | $790 |
| Travelers | $82 | $988 |
| Allstate | $104 | $1,250 |
Cheapest Rates In Wichita For Teenagers: Nationwide
The most budget-friendly car insurance for teenage drivers in Wichita comes from Nationwide, with an average cost of $99 per month.
The table below compares the companies offering the best rates on insurance for teenagers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $99 | $1,190 |
| GEICO | $191 | $2,296 |
| Allstate | $175 | $2,094 |
| State Farm | $174 | $2,090 |
| Auto-Owners | $236 | $2,837 |
Cheapest Auto Insurance For Young Adults in Wichita: American Family
Young adults in Wichita can find the lowest insurance premiums from American Family, with an average cost of $87 monthly.
The table below provides a comparison of the lowest auto insurance rates available in Wichita for young adults.
| Provider | Average Monthly Cost | Average Annual Cost |
| American Family | $87 | $1,040 |
| State Farm | $91 | $1,093 |
| Travelers | $102 | $1,227 |
| Farmers | $114 | $1,365 |
| Shelter | $156 | $1,877 |
Cheapest Car Insurance In Wichita For Good Drivers: Nationwide
For good drivers in Wichita, Nationwide is the most cost-effective option, with average monthly premiums of $23.
If you’re a good driver, you can refer to the table below to find the most affordable insurance companies’ average quotes.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $23 | $278 |
| GEICO | $33 | $390 |
| Auto-Owners | $30 | $355 |
| State Farm | $28 | $340 |
| Travelers | $39 | $468 |
Find affordable Wichita rates
Cheapest Car Insurance In Wichita After A Speeding Ticket: Nationwide
Drivers in Wichita with a speeding ticket can get the best rates from Nationwide, averaging $77 per month.
Check the table below for average rates for drivers who’ve had a speeding ticket.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $77 | $920 |
| GEICO | $89 | $1,062 |
| State Farm | $81 | $970 |
| Allstate | $109 | $1,305 |
| Progressive | $135 | $1,614 |
Cheapest For Drivers With After At-Fault Accident: State Farm
State Farm’s car insurance rates for drivers with an at-fault accident are the lowest, averaging $86 a month.
Here’s a list of car insurance companies with the best rates for drivers who’ve had an at-fault accident.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $86 | $1,042 |
| Nationwide | $100 | $1,198 |
| GEICO | $130 | $1,562 |
| Auto-Owners | $89 | $1,070 |
| Progressive | $166 | $1,988 |
Cheapest Rates In Wichita For Drivers After A DUI: American Family
Wichita drivers with a DUI can find the lowest car insurance rates from American Family, averaging $88 per month.
Use the table below to find the most budget-friendly rates for Wichita drivers with a DUI.
| Provider | Average Monthly Cost | Average Annual Cost |
| American Family | $88 | $1,050 |
| Nationwide | $122 | $1,462 |
| Farmers | $134 | $1,608 |
| Auto-Owners | $191 | $2,297 |
| GEICO | $244 | $2,930 |
Best Car Insurance Companies In Wichita
The most affordable car insurance in Wichita comes from Nationwide, at $23 a month, with State Farm and Auto-Owners offering rates of $28 and $30, respectively.
Here are the top 10 car insurance companies in Wichita, KS, listed by their average monthly premiums.
| Company | Monthly Premium |
| Nationwide | $23 |
| GEICO | $33 |
| Auto-Owners | $30 |
| State Farm | $28 |
| Travelers | $39 |
| Iowa Farm Bureau | $37 |
| American Family | $45 |
| Shelter | $56 |
| Allstate | $61 |
| Progressive | $40 |
| Dairyland | $101 |
Average Auto Insurance Rates In Wichita – By Age
Age is an important factor in calculating car insurance premiums. Generally, younger drivers pay more because they are statistically more likely to have accidents. Teenagers typically pay around $2,760 a year for car insurance.
Rates for drivers typically decrease after the age of 25, given they maintain a clean driving record.
The most favorable insurance rates are often given to drivers in their 50s and early 60s, with insurers using age to gauge experience and risk, which affects premiums.
| Age | Average Yearly Rate |
| Teenagers | $2,760 |
| 20s | $2,196 |
| 30s | $1,488 |
| 40s | $1,380 |
| 50s | $1,347 |
| 60s | $1,180 |
| 70s | $1,272 |
Average Rates In Wichita – By Vehicle
The make, model, year, and body type of your vehicle are key factors in determining your car insurance rates. Typically, newer cars—especially high-end models with advanced features—carry higher insurance premiums due to their increased value and replacement costs.
The table below shows the average car insurance rates in Wichita for different types of vehicles.
| Vehicle | Average Monthly Rate |
| Chevrolet Suburban | $292 |
| Chrysler 200 | $421 |
| Lincoln MKC | $324 |
| Hyundai Sonata | $475 |
| Nissan Sentra | $127 |
Average Cost Of Auto Insurance In Wichita – By Zip Code
Because zip codes are used by insurers to assess local crime levels, car insurance rates differ depending on your zip code.
Below, you can find the average insurance premiums for various Wichita zip codes.
| Zip Code | Average Monthly Rate |
| 67214 | $144 |
| 67216 | $159 |
| 67204 | $118 |
| 67215 | $133 |
| 67235 | $102 |
How Much Is Car Insurance In Other Cities in Kansas ?
Car insurance rates are greatly influenced by where you live. Insurance companies evaluate the likelihood of accidents, theft, and vandalism, which are typically more prevalent in cities, causing rates to rise.
Drivers in Kansas City generally pay around $198 per month for car insurance, while those in Olathe have an average rate of $113 monthly.
| City | Average Monthly Rate |
| Kansas City | $198 |
| Hutchinson | $172 |
| Overland Park | $166 |
| Lawrence | $161 |
| Olathe | $113 |
| Leawood | $168 |
| Manhattan | $160 |
| Lenexa | $163 |
| Mission | $174 |
| Liberal | $193 |
Find affordable Wichita rates
Our Methodology
Through a detailed analysis of customer service, pricing, product options, and feedback from various review platforms, I’ve put together a thorough assessment of car insurance providers in Wichita, KS.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Wichita?
Nationwide leads with the lowest rates for Kansas’s minimum coverage requirements, and State Farm offers the best deals on full coverage, which covers both comprehensive and collision.
What is the average cost of car insurance in Wichita?
The average monthly car insurance rate in Wichita is approximately $140, though this can fluctuate depending on factors such as your zip code, vehicle, and driving history.
