Small Business Insurance by Profession

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Written by Cara Carlone
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Find coverage built for your line of work. We’ve broken down small business insurance by industry so you can quickly compare policies, learn what’s typically covered, and see what it costs.

Construction & Skilled Trades

Builders, contractors, and tradespeople — the people who build, install, and finish.

Cleaning & Property Services

Services that keep homes, offices, and commercial spaces clean and maintained.

Auto & Transportation

Trucking, towing, auto repair, and anything that drives.

Food & Beverage

Restaurants, bars, catering, food trucks, and everyone who feeds people.

Retail & E-Commerce

Physical stores, online sellers, and everything in between.

Hospitality & Lodging

Hotels, motels, and the broader hospitality industry.

Health & Wellness

Medical professionals and healthcare-related businesses.

Beauty, Fitness & Personal Care

Salons, fitness instructors, and personal care professionals.

Professional & Business Services

Consultants, agencies, and white-collar professional services.

Arts, Media & Entertainment

Creatives and entertainment professionals.

Specialty & Niche

Industries with specific or unconventional insurance needs.

By Business Structure

Coverage for specific business legal structures and operating models.

About Cara Carlone

Cara Carlone is a Chartered Property Casualty Underwriter (CPCU) with 20+ years of experience in underwriting, portfolio management, and competitive analysis. She has led underwriting strategy at LOOP and produced market research at Amica Insurance. She now applies her deep industry expertise to create clear, accurate, and consumer-focused insurance content for Insuranceopedia. In her free time, she enjoys baking, reading, and listening to podcasts.

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