Direct Writing Agent

Published: | Updated: March 25, 2018

Definition - What does Direct Writing Agent mean?

A direct writing agent is a person who only sells insurance policies on behalf of one insurer. Thus, they do not connect customers to various insurance companies but only focus on selling the insurance products of one company.

Direct writing agents are also referred to as captive agents.

Insuranceopedia explains Direct Writing Agent

Direct writing agents are an alternative to independent insurance agents who sell policies for a number of different insurance companies. The latter are not bound by contract to only represent one company.

Many of the largest and most well-known insurance companies use direct writing agents. These professionals typically qualify as employees of the insurance company they sell policies for. This can save them from having to pay expenses that independent agents often have to pay, such as rent for an independent office.


How Well Do You Know Your Life Insurance?

The more you know about life insurance, the better prepared you are to find the best coverage for you.

Whether you're just starting to look into life insurance coverage or you've carried a policy for years, there's always something to learn.

Share this: