What Does Temporary Partial Disability Mean?
A temporary partial disability is when a person gets injured or becomes ill and loses the ability to work in a full capacity for a certain period of time. However, they may be able to perform a smaller amount of work or perform less strenuous tasks during this time. Short-term disability insurance exists to cover such circumstances.
Insuranceopedia Explains Temporary Partial Disability
Limiting a person's ability to work for a short period, a temporary partial disability differs significantly from a permanent disability, which can prevent a person from working for the rest of their life. For example, a temporary partial disability would be a broken leg. A lawyer who breaks his leg may be able to perform some of their normal duties, such as talking with clients over the phone. However, they may not be able to drive to court or be mobile enough to do research for their cases. Nevertheless, the broken leg would eventually heal, and they would be able to resume all regular functions.