Disability income is income that a person receives as a benefit of disability insurance. In other words, it is money people who become disabled receive either from the Social Security Administration or a private insurance company. The purpose of disability income is to provide disabled people a means to live by supplementing their finances with a portion of the income they would be earning if they were fully healthy.
Serious disabilities can prevent a person from earning an income. In such cases, disabled people could quickly go bankrupt if they do not have some sort of insurance coverage. For example, a construction worker would not be able to work on a construction site if he has been temporarily paralyzed. Some disabilities are temporary, and some are permanent. There are disability income options for both types of disabilities.
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