Temporary Total Disability

Published: | Updated: February 4, 2018

Definition - What does Temporary Total Disability mean?

A temporary total disability is an injury or an illness that causes a person to be completely disabled for a temporary and fixed amount of time. Distinguishing a temporary total disability from a permanent total disability is relevant for workers' compensation claims.

Insuranceopedia explains Temporary Total Disability

Someone who experiences a temporary total disability will not be capable of performing any of their job duties for the duration of their recovery. For example, a blue collar worker who hurts their back may be unable to engage in manual labor for several months.

Workers who experience a temporary total disability often qualify for full disability or workers' compensation claims. This means they can receive full benefits while they are disabled to make up for their lost income and cover some expenses associated with the disability.

How Well Do You Know Your Life Insurance?

The more you know about life insurance, the better prepared you are to find the best coverage for you.

Whether you're just starting to look into life insurance coverage or you've carried a policy for years, there's always something to learn.

Share this:

Connect with us

Email Newsletter

Join thousands receiving the latest content and insights on the insurance industry.