What Does Occupational Injury Mean?
An occupational injury is damage to the physical body or the mental condition of a person caused by their work. To qualify, the injury should be traceable to the work environment. Workers who suffer occupational injuries often get financial or medical benefits through worker's compensation.
Insuranceopedia Explains Occupational Injury
The damage incurred from an occupational injury can range from temporary partial disability to death. Whatever the nature of the injury, it goes through a medical investigation to prove that it was caused by a condition or an accident in the workplace. Once proven, the injured person or their beneficiary receives benefits from worker's compensation. By getting the benefits, the employee waives the right to sue the business or company they worked for at the time of the injury.