Permanent Partial Disability
Definition - What does Permanent Partial Disability mean?
A permanent partial disability results from an illness or injury that is semi-, but not fully disabling. This means that a person with a permanent partial disability can perform some but not all of their ordinary work functions, or can perform their work functions in a partial but not full capacity.
Worker's compensation often provides coverage for this type of disability.
Insuranceopedia explains Permanent Partial Disability
There are many injuries and illnesses that can qualify as permanent partial disabilities. For example, carpal tunnel syndrome, hearing loss, nerve damage, loss of vision in one eye, the loss of a finger or hand, and a variety of illnesses.
The amount that a person with a permanent partial disability gets paid through benefits depends heavily on the severity of the disability. In general, the more severe the disability, the higher the payments.
How Well Do You Know Your Life Insurance?
The more you know about life insurance, the better prepared you are to find the best coverage for you.
Whether you're just starting to look into life insurance coverage or you've carried a policy for years, there's always something to learn.