Temporary Disability Benefits
What Does Temporary Disability Benefits Mean?
Temporary disability benefits are insurance payments provided to employees who are unable to work due to an injury or illness. These payments compensate for lost wages during the period of incapacity. Typically, temporary disability benefits are available for a maximum duration of 26 weeks.
Insuranceopedia Explains Temporary Disability Benefits
In addition to short-term and temporary disability insurance plans, certain government programs, such as workers’ compensation, offer temporary disability benefits. However, if an employee experiences a long-term disability or becomes permanently disabled, temporary benefits will eventually expire. In such cases, they would need to seek permanent disability benefits. This can be done by purchasing a long-term disability insurance policy while still employed or through a government program that provides such benefits, such as Social Security.
