An insurance policy provides scheduled coverage when a number of different insured items are specifically listed on the policy. It differs from non-scheduled coverage, which provides a certain amount of coverage for a variety of items that don't have to be specifically listed.
Scheduled coverage is a common feature of property and homeowners insurance. A standard property or homeowners policy may provide non-scheduled coverage for a certain group of items. However, policyholders may have to get scheduled coverage for items that are not generally included in non-scheduled insurance, including jewelry, artwork, precious metals, electronic equipment, and collectibles of high value.
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