A scheduled personal property endorsement is an endorsement that allows certain property which might not be covered by a standard homeowners' insurance policy to be covered. In order to be covered by a scheduled personal property endorsement, the policyholder's personal property must be listed in the schedule, or list, for coverage.
Items like jewelry, paintings, musical instruments, firearms, and cameras are commonly included in scheduled personal property endorsements.
Scheduled personal property endorsements are often a wise choice for people who have a lot of very valuable personal property items in their homes.
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