Sprinkler Damage Insurance

What Does Sprinkler Damage Insurance Mean?

Sprinkler damage insurance is a type of coverage that protects against losses caused by sprinkler leaks or accidental activation. Water damage from sprinklers can be extremely expensive, potentially destroying furniture, computers, and machinery, as well as causing mold growth. Therefore, sprinkler damage coverage is commonly included in property insurance policies.

Insuranceopedia Explains Sprinkler Damage Insurance

Sprinkler damage insurance typically does not cover losses resulting from the proper use of sprinklers to extinguish a fire. Many buildings are equipped with sprinkler systems because the potential damage caused by fires is considered far greater than the risk of sprinkler-related damage. While sprinklers are effective in preventing fires from destroying buildings, they do pose some risks, making sprinkler damage coverage a prudent choice.