Advertisement

Water Exclusion Clause

Last updated: December 3, 2017

What Does Water Exclusion Clause Mean?

A water exclusion clause is a restriction in a homeowner's or renter's insurance policy. It excludes from insurance coverage all claims for damages arising from floods, tsunami, groundwater, standing water, and sewage backup from coverage.

Advertisement

Insuranceopedia Explains Water Exclusion Clause

The logic behind a water exclusion clause is that floods, tidal waves, earthquakes, and the like are natural catastrophes that affect only those living in areas prone to such risks and therefore may not be covered under the normal channels.

Aside from water damage, homeowner's policies commonly exclude other risks. Some common ones include earthquakes, landslides, war, nuclear hazards, and government action. For specific coverage, you can purchase a rider to the main policy for an additional premium.

Advertisement

Share this Term

  • Facebook
  • LinkedIn
  • Twitter

Related Reading

Tags

InsurancePersonal PropertyHome InsurancePersonal Lines

Trending Articles

Go back to top