Trip Interruption

What Does Trip Interruption Mean?

Trip interruption refers to a type of insurance coverage offered by many travel insurance policies. It covers travelers for losses in the event of an unscheduled, but necessary, interruption to their trip. With trip interruption insurance, travelers do not have to bear the full expense of their trip if they are forced to cut it short due to unforeseen circumstances. Reimbursable expenses can include hotel deposits, prepaid tours, and the unused portion of a rental car booking, so it helps to understand what your rental car insurance already covers before adding a separate trip interruption policy.

Insuranceopedia Explains Trip Interruption

Injuries, illnesses, family emergencies, and financial crises are all examples of events that can cause a person to end their trip early. For many travelers, such interruptions can lead to significant financial losses. For example, imagine a Canadian man who has planned a month-long “walk-about” vacation in the Australian outback. If he is bitten by a snake on the first day and must return home for medical care, he could lose thousands of dollars. However, if he has trip interruption insurance, he wouldn’t lose the money spent on a trip he is unable to complete. Drivers planning international trips often pair trip interruption coverage with other policies they need at the destination, such as the special auto coverage required for a trip to Mexico.