Aircraft Hull Insurance

Updated: 29 February 2024

What Does Aircraft Hull Insurance Mean?

Aircraft hull insurance provides coverage for the physical damage of an airplane, whether the damage occurs on the ground or in flight. The coverage includes all equipment that is used for flying the plane. The value of the plane determines the price of the premium.

Insuranceopedia Explains Aircraft Hull Insurance

Aircraft hull insurance covers physical damage to the aircraft. The insurer pays for the cost of the damage, minus a deductible paid by the aircraft owner. Any device or equipment that is essential for operating the plane can be covered as well.

The insurance has a number of exceptions, such as damage that can be attributed to flying outside the envelope, war, and wear and tear.

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