What Does Windstorm Insurance Mean?
Windstorm insurance covers damage to a property from heavy winds like from tornadoes and hurricanes. This coverage only pays for wind damage. If other damage occurs during the storm, such as from flooding or heavy rain, the windstorm insurance won't pay for these damages.
Windstorm insurance is not part of a normal homeowners' insurance policy. If someone wants this coverage, they need to buy an extra rider for their policy known as an extended coverage endorsement.