Progressive stands out for its excellent customer satisfaction, ranking second according to JD Power (just behind USAA). It’s important to note that USAA’s home insurance is exclusively available to military members and their families, preventing it from claiming the top spot for customer satisfaction.
Progressive’s home insurance policies cover all the essential types of protection typically found in homeowners insurance:
• Dwelling coverage: Covers repairs or replacement for your home if it’s damaged by events like fires or tornadoes.
• Other structures coverage: Provides repairs or replacement for structures not directly attached to your home, such as fences or sheds.
• Personal property coverage: Takes care of repairs or replacement for your belongings, including clothes, electronics, and furniture.
• Liability insurance: Protects you against damage to other people’s property and injuries they may sustain on your property. It also covers legal defense in case of a lawsuit.
• Additional living expenses coverage: Offers funds for hotel stays, meals, and pet boarding if you can’t live in your home due to a covered event like a tornado.
It’s worth mentioning that Progressive has specific guidelines regarding coverage for certain dog breeds, as mentioned in their filings with the Florida Department of Insurance. Breeds such as Akitas, American bulldogs, chow chows, Dobermans, Mastiffs, pit bulls, Rottweilers, Staffordshire terriers, wolf hybrids, and any mixed or varied breeds of these, along with dogs with a history of biting, may not be eligible for coverage.
Average premium for Progressive home insurance in Miami Lakes: $219/month