Progressive secured an impressive second place in terms of JD Power customer satisfaction scores among all the companies we evaluated, falling just short of USAA. While USAA received high praise, we couldn’t bestow upon them the Best for Customer Satisfaction award as their home insurance policies are exclusively available to military members and their families.
When it comes to Progressive home insurance, you can expect the typical coverage options found in most homeowners insurance policies. Here’s a breakdown of what they offer:
Dwelling coverage: This ensures that if your home suffers damage from a covered event like a fire or tornado, the cost of repair or replacement is taken care of.
Other structures coverage: If structures separate from your home, such as a fence or shed, are damaged, this coverage steps in to cover the repair or replacement expenses.
Personal property coverage: Your belongings, including clothing, electronics, and furniture, are protected under this coverage, providing funds for repair or replacement if they are damaged or stolen.
Liability insurance: In the event of property damage or injuries to others on your property, liability insurance covers the costs. It also offers financial assistance for legal defense in case of a lawsuit arising from an accident.
Additional living expenses coverage: If circumstances render your home uninhabitable due to a covered event like a tornado, this coverage helps with expenses such as hotel bills, meals, and even pet boarding fees.
However, it’s worth noting that according to Progressive’s filings with the Florida Department of Insurance, certain dog breeds may be deemed ineligible for coverage. These breeds include Akitas, American bulldogs, chow chows, Dobermans, Mastiffs, pit bulls, Rottweilers, Staffordshire terriers, wolf hybrids, any mix or variation of these breeds, and any dog with a history of biting.
Average premium for Progressive home insurance in Naples: $222/month