Nationwide claims the top spot overall for several compelling reasons. Firstly, it earns an exceptional A+ (Superior) rating from AM Best, indicating strong financial stability. Moreover, Nationwide shines in customer satisfaction ratings across various online platforms, demonstrating its dedication to providing excellent service. With a strong presence of agents in South Florida and highly competitive rates, Nationwide emerges as a reliable choice all-around.
What distinguishes Nationwide is its standard home insurance policy, which offers unique coverages not commonly found with other providers. For instance, they provide reimbursement for credit card fraud and include ordinance or law coverage, ensuring compliance with stricter codes when the need for rebuilding arises. In addition, if you own a home and a car, you can combine homeowners insurance with auto insurance, known as bundling policies for a discount.
The ability to customize your policy with add-ons is another advantage. Better Roof Replacement enables coverage for upgraded roofing materials in the event of qualifying incidents. Another option, Brand New Belongings, ensures replacement cost coverage for your personal belongings. In case of damage or destruction, you’ll receive reimbursement for the depreciated value of the items, allowing you to repurchase them and submit the receipts to Nationwide for reimbursement of the cost difference.
When it comes to purchasing home insurance from Nationwide, convenience is key. You have the option to buy from a local agent, over the phone, or online. Furthermore, managing your policy is hassle-free through the Nationwide website or mobile app, enabling you to file and track claims, make payments, and make necessary policy changes without any trouble.
Nationwide’s average cost for home insurance in Lake City: $209/month