State Agent
What Does State Agent Mean?
A state agent is a professional licensed by the state to carry out their duties within that state.
The term can also refer to employees contracted by the state government, such as public school teachers and firefighters.
Insuranceopedia Explains State Agent
A worker or professional hired by the state is called a state agent. They typically work for a state-run institution, such as a public school, police force, or post office.
In the field of insurance, the term can refer to someone who is licensed to sell insurance in the state. Often, the company they represent is also licensed to sell insurance policies within the same state. Big carriers like State Farm sell most of their policies this way, through networks of state-licensed agents who work out of local offices. State-licensed insurance agents who run their own practice also need to carry errors and omissions coverage, and the cost of business insurance for insurance agents depends on the size of the book they manage and the lines they sell.
