Cheapest Car Insurance In Casper, WY 2025
Safeco offers the most affordable minimum coverage car insurance in Casper, with an average monthly cost of $45.
We’ve saved shoppers an average of $600 per year on their car insurance.
Finding the most affordable car insurance in Casper, WY, can be challenging, as prices vary widely.
For those needing the lowest-cost liability-only coverage, Safeco is the top choice. Meanwhile, drivers wanting full coverage at the best price often find Progressive to be the most budget-friendly. Young drivers, on the other hand, can get the lowest rates with USAA.
Cheapest Car Insurance In Casper, WY
Cheapest Liability-Only Car Insurance In Casper: Safeco
Safeco offers the most affordable minimum coverage car insurance in Casper, with an average monthly rate of $45.
Check the table below to compare rates from various insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Midvale Home & Auto | $70 | $840 |
| Progressive | $48 | $576 |
| Bristol West | $80 | $960 |
| Safeco | $45 | $540 |
| Dairyland | $52 | $624 |
Cheapest Full Coverage Insurance Rates In Casper: Progressive
Progressive offers the lowest rates for full coverage car insurance in Casper, with an average monthly cost of $105.
Refer to the table below for a comparison of average quotes from budget-friendly insurers in Casper.
| Provider | Average Monthly Cost | Average Annual Cost |
| Safeco | $110 | $1,320 |
| Midvale Home & Auto | $163 | $1,956 |
| Progressive | $105 | $1,260 |
| Bristol West | $241 | $2,892 |
| Dairyland | $155 | $1,860 |
Cheapest Car Insurance Rates For Seniors: State Farm
State Farm offers the most affordable car insurance for seniors in Casper, with an average monthly rate of $85.
See the table below for a comparison of average quotes from the cheapest insurers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Farmers | $150 | $1,800 |
| USAA | $92 | $1,104 |
| Allstate | $169 | $2,028 |
| State Farm | $85 | $1,020 |
| Metropolitan | $106 | $1,272 |
Cheapest Rates In Casper For Teenagers: USAA
Teenage drivers in Casper can get the lowest rates from USAA, with average monthly premiums of $308.
Check the table below for a comparison of the most affordable insurance rates for teens.
| Provider | Average Monthly Cost | Average Annual Cost |
| Farmers | $410 | $4,920 |
| GEICO | $367 | $4,404 |
| American National | $531 | $6,372 |
| USAA | $308 | $3,696 |
| State Farm | $505 | $6,060 |
Cheapest Auto Insurance For Young Adults in Casper: USAA
USAA provides the most affordable car insurance for young adults in Casper, with average monthly rates of $125.
Refer to the table below to compare the lowest insurance rates for young adults in Casper.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $259 | $3,108 |
| USAA | $125 | $1,500 |
| Farmers | $263 | $3,156 |
| Grange | $131 | $1,572 |
| State Farm | $175 | $2,100 |
Cheapest Car Insurance In Casper For Good Drivers: Safeco
Good drivers in Casper can get the lowest car insurance rates from Safeco, with an average monthly cost of $45.
Use the table below to compare average quotes from the most budget-friendly insurers for good drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Dairyland | $56 | $672 |
| Progressive | $47 | $564 |
| Bristol West | $90 | $1,080 |
| Safeco | $45 | $540 |
| Midvale Home & Auto | $78 | $936 |
Find Affordable Casper Rates
Cheapest Car Insurance In Casper After A Speeding Ticket: Safeco
Safeco offers some of the lowest rates in Casper, with an average monthly cost of $73 for drivers with a speeding ticket.
Check the table below to compare average rates for drivers with a speeding violation.
| Provider | Average Monthly Cost | Average Annual Cost |
| Bristol West | $140 | $1,680 |
| Safeco | $73 | $876 |
| Dairyland | $95 | $1,140 |
| Progressive | $80 | $960 |
| Midvale Home & Auto | $126 | $1,512 |
Cheapest For Drivers With After At-Fault Accident: Safeco
Safeco provides the most affordable car insurance for drivers with an at-fault accident, with an average monthly rate of $115.
Below is a list of insurance companies offering the lowest rates for drivers with an at-fault incident on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| Midvale Home & Auto | $195 | $2,340 |
| Progressive | $122 | $1,464 |
| Bristol West | $220 | $2,640 |
| Dairyland | $147 | $1,764 |
| Safeco | $115 | $1,380 |
Cheapest Rates In Casper For Drivers After A DUI: Safeco
Safeco offers the lowest rates for drivers in Casper with a DUI, with average monthly premiums of $190.
Check the table below for the most affordable rates for drivers with a DUI in Casper.
| Provider | Average Monthly Cost | Average Annual Cost |
| Dairyland | $247 | $2,964 |
| Progressive | $211 | $2,532 |
| Bristol West | $385 | $4,620 |
| Safeco | $190 | $2,280 |
| Midvale Home & Auto | $352 | $4,224 |
Best Car Insurance Companies In Casper
Drivers in Casper can get the most affordable insurance from USAA at $110 per month. Alternatively, Safeco offers rates at $115 a month, and Progressive is priced at $119 per month.
Below are the top 10 car insurance companies in Casper, WY, ranked by their average monthly rates.
| Company | Monthly Premium |
| USAA | $110 |
| Safeco | $115 |
| Progressive | $119 |
| Grange | $120 |
| GEICO | $124 |
| State Farm | $142 |
| Dairyland | $155 |
| Metropolitan | $210 |
| Allstate | $214 |
| Farmers | $223 |
Average Auto Insurance Rates In Casper – By Age
Age plays a significant role in determining car insurance rates. Younger drivers typically face higher premiums due to their inexperience and higher risk of accidents and violations. Teenagers, for example, can expect to pay around $5,090 annually for car insurance.
Once drivers reach the age of 25, their rates generally start to decrease, provided they have a clean driving record.
The most favorable insurance rates are often available to drivers in their 50s and early 60s. Insurance companies use age to assess experience and risk, which directly impacts premium costs.
| Age | Average Yearly Rate |
| Teenagers | $5,090 |
| 20s | $2,424 |
| 30s | $1,704 |
| 40s | $1,596 |
| 50s | $1,272 |
| 60s | $1,128 |
| 70s | $1,416 |
Average Rates In Casper – By Vehicle
The car you drive has a major impact on your insurance costs. Insurers consider factors like the make, model, year, and body type when setting rates. Generally, newer cars—especially luxury models with advanced features and higher replacement costs—come with higher insurance premiums.
Check the table below to see average insurance rates in Casper for different types of vehicles.
| Vehicle | Average Monthly Rate |
| Ford Ranger | $144 |
| GMC Sierra | $150 |
| Toyota Corolla | $183 |
| Chevrolet Equinox | $132 |
| Dodge Ram 2500 | $185 |
How Much Is Car Insurance In Other Cities in Wyoming?
Where you live has a significant impact on your car insurance rates. Insurers consider factors like accident frequency, vehicle theft, and vandalism—risks that are typically higher in urban areas, leading to increased premiums.
For instance, drivers in Evanston pay around $129 per month for car insurance, while those in Jackson face an average rate of $180 per month.
| City | Average Monthly Rate |
| Evanston | $129 |
| Jackson | $180 |
| Laramie | $188 |
| Rock Springs | $175 |
| Gillette | $178 |
| Cheyenne | $150 |
| Buford | $227 |
| Casper | $153 |
| Albin | $255 |
Average Cost Of Auto Insurance In Casper – By Zip Code
Insurance companies use zip codes to assess crime rates and other risk factors, which means car insurance costs can vary by location.
Check the table below for average insurance rates in different zip codes across Casper.
| Zip Code | Average Monthly Rate |
| 82604 | $167 |
| 82601 | $159 |
| 82609 | $162 |
Find Affordable Casper Rates
Our Methodology
Based on a detailed analysis considering factors like customer service ratings, coverage options, pricing, and insights from online reviews, I've compiled a comprehensive overview of car insurance providers in Casper, WY.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Casper?
Safeco offers the most affordable rates in Casper for the minimum coverage required by the State of Wyoming, while Progressive provides the best pricing for full coverage, which includes both comprehensive and collision protection.
What is the average cost of car insurance in Casper?
Car insurance in Casper costs an average of $153 per month. However, rates can vary depending on factors like your zip code, vehicle make and model, and driving history.
