Cheapest Car Insurance In Casper, WY 2025
If you’re in Casper and want basic car insurance, Safeco is the most affordable choice at around $44 a month.
We’ve saved shoppers an average of $600 per year on their car insurance.
When you’re trying to find low-cost car insurance in Casper, WY, the rates can be all over the place.
Safeco stands out for liability-only coverage at the lowest price. For full coverage, Progressive comes out on top, while Grange Insurance has the best deals for drivers under 25.
Cheapest Car Insurance In Casper, WY
Cheapest Liability-Only Car Insurance In Casper: Safeco
In Casper, Safeco has the cheapest minimum coverage policy, with an average monthly premium of $44.
Use the following table to compare what each insurer charges.
| Provider | Average Monthly Cost | Average Annual Cost |
| Safeco | $44 | $528 |
| Dairyland | $56 | $672 |
| Progressive | $47 | $564 |
| Bristol West | $85 | $1,020 |
| Midvale Home & Auto | $77 | $924 |
Cheapest Full Coverage Insurance Rates In Casper: Progressive
In Casper, Progressive has the most affordable full coverage option, costing about $113 per month.
You can compare average auto insurance rates from low-cost companies in Casper using the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $113 | $1,356 |
| Midvale Home & Auto | $166 | $1,992 |
| Safeco | $116 | $1,392 |
| Bristol West | $250 | $3,000 |
| Dairyland | $153 | $1,836 |
Cheapest Car Insurance Rates For Seniors: State Farm
State Farm offers the most affordable car insurance for seniors in Casper, averaging $90 a month.
Check out the table below to see average rates from the cheapest auto insurers for senior drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $90 | $1,080 |
| USAA | $99 | $1,188 |
| Allstate | $169 | $2,028 |
| Farmers | $155 | $1,860 |
| Metropolitan | $103 | $1,236 |
Cheapest Rates In Casper For Teenagers: USAA
USAA offers the most affordable car insurance for teens in Casper, averaging $110 per month.
Below is a table comparing the cheapest car insurance options for teen drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $110 | $1,320 |
| Metropolitan | $223 | $2,676 |
| State Farm | $183 | $2,196 |
| Allstate | $305 | $3,660 |
| Farmers | $275 | $3,300 |
Cheapest Auto Insurance For Young Adults in Casper: Grange
Grange provides the most affordable quotes for young adults in Casper, averaging $126 a month.
The table below shows the most affordable car insurance rates for young adults in Casper.
| Provider | Average Monthly Cost | Average Annual Cost |
| Grange | $126 | $1,512 |
| State Farm | $180 | $2,160 |
| USAA | $129 | $1,548 |
| Farmers | $260 | $3,120 |
| Allstate | $257 | $3,084 |
Cheapest Car Insurance In Casper For Good Drivers: Safeco
Safeco offers the most affordable car insurance for safe drivers in Casper, with rates around $44 per month.
Good drivers can use the table below to compare average quotes from the most budget-friendly insurers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Safeco | $44 | $528 |
| Dairyland | $56 | $672 |
| Progressive | $47 | $564 |
| Bristol West | $85 | $1,020 |
| Midvale Home & Auto | $77 | $924 |
Find Affordable Casper Rates
Cheapest Car Insurance In Casper After A Speeding Ticket: Progressive
Progressive stands out in Casper for its low rates, offering drivers with a speeding ticket an average cost of $78 a month.
Use the table below to compare average rates for drivers who have a speeding ticket on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $78 | $936 |
| Midvale Home & Auto | $30 | $360 |
| Dairyland | $94 | $1,128 |
| Safeco | $73 | $876 |
| Bristol West | $145 | $1,740 |
Cheapest For Drivers With After At-Fault Accident: Progressive
Progressive provides the lowest car insurance rates for drivers with an at-fault incident, with monthly premiums averaging $121.
The following companies have the cheapest car insurance rates for drivers who’ve had an at-fault accident.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $121 | $1,452 |
| Midvale Home & Auto | $201 | $2,412 |
| Bristol West | $224 | $2,688 |
| Dairyland | $145 | $1,740 |
| Safeco | $113 | $1,356 |
Free Policy Review: Spot Gaps. Cut Costs.
Cheapest Rates In Casper For Drivers After A DUI: Progressive
For drivers with a DUI, Progressive provides the most affordable car insurance in Casper, averaging $211 per month.
You can find the most affordable rates for drivers with a DUI in Casper in the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $211 | $2,532 |
| Dairyland | $251 | $3,012 |
| Bristol West | $225 | $2,700 |
| Safeco | $214 | $2,568 |
| Midvale Home & Auto | $350 | $4,200 |
Best Car Insurance Companies In Casper
For the most affordable insurance in Casper, Safeco is the best choice at $44 a month. Progressive and Dairyland are also worth considering, with rates of $47 and $56 per month, respectively.
The following list ranks the top 10 car insurance companies in Casper, WY, based on the average monthly rate they offer.
| Company | Monthly Premium |
| Safeco | $44 |
| Dairyland | $56 |
| Progressive | $47 |
| Bristol West | $85 |
| Midvale Home & Auto | $77 |
| Allstate | $220 |
| Farmers | $212 |
| Metropolitan | $209 |
| State Farm | $139 |
| USAA | $107 |
Average Auto Insurance Rates In Casper – By Age
One of the biggest factors in car insurance rates is age. Younger drivers tend to have higher premiums due to their inexperience and increased risk of accidents. Teenagers typically pay around $2,494 per year for coverage.
Car insurance rates usually start to go down when drivers reach 25, as long as they keep a clean driving record.
The most affordable car insurance rates are typically given to drivers in their 50s and early 60s. Insurance companies use age to assess experience and risk, which helps determine premium prices.
| Age | Average Yearly Rate |
| Teenagers | $2,494 |
| 20s | $2,542 |
| 30s | $1,536 |
| 40s | $1,621 |
| 50s | $1,571 |
| 60s | $1,353 |
| 70s | $1,510 |
Average Rates In Casper – By Vehicle
Your car’s make, model, year, and body type are all key factors in determining your insurance costs. Typically, newer cars, especially luxury models with expensive features and higher replacement values, come with higher premiums.
Use the table below to compare the average rates in Casper for different kinds of vehicles.
| Vehicle | Average Monthly Rate |
| Ford Ranger | $149 |
| GMC Sierra | $150 |
| Toyota Corolla | $183 |
| Chevrolet Equinox | $132 |
| Dodge Ram 2500 | $185 |
How Much Is Car Insurance In Other Cities in Wyoming?
Your location plays a big role in your car insurance costs. Insurance companies look at factors like the frequency of accidents, car theft, and vandalism, which are typically higher in urban areas, causing premiums to rise.
As an example, drivers in Albin typically pay around $261 a month for car insurance, whereas those in Evanston have an average rate of $136 a month.
| City | Average Monthly Rate |
| Evanston | $135 |
| Jackson | $180 |
| Laramie | $188 |
| Rock Springs | $175 |
| Gillette | $178 |
| Cheyenne | $150 |
| Buford | $227 |
| Albin | $261 |
Average Cost Of Auto Insurance In Casper – By Zip Code
Insurance companies use zip codes to evaluate crime rates in your area, leading to different car insurance rates based on your zip code.
Use the table below to compare the average insurance rates for different zip codes in Casper.
| Zip Code | Average Monthly Rate |
| 82604 | $167 |
| 82601 | $166 |
| 82609 | $163 |
Find Affordable Casper Rates
Our Methodology
Based on an in-depth analysis covering customer service ratings, product choices, pricing, and online reviews, I’ve created a comprehensive guide to the car insurance providers in Casper, WY.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Casper?
Safeco provides the lowest cost for basic coverage in Casper, and Progressive leads in full coverage options that include both comprehensive and collision.
What is the average cost of car insurance in Casper?
On average, car insurance in Casper costs about $170 a month, though rates can vary based on factors like your zip code, car year and model, and driving record.
