Cheapest Car Insurance In Huntington, WV 2024
Huntington residents can get the cheapest minimum coverage car insurance from GEICO, with rates averaging $37 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
When hunting for inexpensive auto insurance in Huntington, WV, the available options can differ significantly.
When it comes to liability-only insurance, GEICO is the most affordable. Progressive shines for full coverage plans, and State Farm offers the best deals for younger drivers.
Cheapest Car Insurance Companies In Huntington, WV 2024
Cheapest Liability-only Car Insurance In Huntington: Cincinnati
At an average monthly price of $37, GEICO is the least expensive provider of minimum coverage car insurance in Huntington.
Compare rates between insurance companies using the table provided below.
| Provider | Average Monthly Cost | Average Annual Cost |
| Cincinnati Insurance | $30 | $360 |
| Travelers | $41 | $490 |
| Auto-Owners | $37 | $443 |
| State Farm | $50 | $596 |
| Nationwide | $43 | $520 |
Cheapest Full Coverage Insurance Rates In Huntington: Auto-Owners
The most affordable full coverage car insurance in Huntington comes from Progressive, with an average cost of $92 a month.
The table below outlines average car insurance prices from affordable insurers in Huntington.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $73 | $871 |
| Cincinnati | $80 | $962 |
| Nationwide | $74 | $884 |
| Shelter | $92 | $1,107 |
| Allstate | $124 | $1,490 |
Cheapest Car Insurance Rates For Seniors: Auto-Owners
Seniors in Huntington can get the lowest car insurance rates from State Farm, which average $87 a month.
Below, you’ll find a comparison of average auto insurance quotes from the cheapest providers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $68 | $814 |
| State Farm | $86 | $1,036 |
| Allstate | $133 | $1,590 |
| Shelter | $95 | $1,135 |
| GEICO | $112 | $1,344 |
Cheapest Rates In Huntington For Teenagers: Nationwide
Teen drivers in Huntington will find the cheapest rates from State Farm, averaging $313 a month.
Below, you’ll find a table of the insurers with the lowest car insurance rates for teens.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $155 | $1,865 |
| State Farm | $176 | $2,109 |
| Allstate | $167 | $2,007 |
| Travelers | $198 | $2,370 |
| Auto-Owners | $243 | $2,913 |
Cheapest Auto Insurance For Young Adults in Huntington: Travelers
State Farm is the most affordable provider for young adult drivers in Huntington, with rates averaging $238 per month.
Use the table below to see how auto insurance rates for young adults compare across the cheapest providers in Huntington.
| Provider | Average Monthly Cost | Average Annual Cost |
| Travelers | $91 | $1,092 |
| State Farm | $119 | $1,422 |
| Nationwide | $99 | $1,192 |
| Auto-Owners | $100 | $1,197 |
| Allstate | $130 | $1,560 |
Cheapest Car Insurance In Huntington For Good Drivers: Cincinnati
The lowest car insurance rates for good drivers in Huntington are available from GEICO, averaging $37 a month.
The table below shows average quotes from budget-friendly insurers for good drivers like you.
| Provider | Average Monthly Cost | Average Annual Cost |
| Cincinnati Insurance | $30 | $360 |
| Shelter | $48 | $576 |
| Auto-Owners | $37 | $443 |
| State Farm | $50 | $596 |
| Nationwide | $43 | $520 |
Find affordable Huntington rates
Cheapest Car Insurance In Huntington After A Speeding Ticket: Auto-Owners
State Farm offers very competitive rates in Huntington, with an average of $176 per month for drivers who’ve had a speeding ticket.
The table below provides average insurance premiums for drivers with a speeding violation.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $80 | $964 |
| State Farm | $107 | $1,280 |
| Cincinnati Insurance | $95 | $1,140 |
| Allstate | $148 | $1,772 |
| Progressive | $136 | $1,632 |
Cheapest For Drivers With After At-Fault Accident: Auto-Owners
Drivers with an at-fault incident can get the best rates from State Farm, with average premiums of $193 per month.
The companies below offer the lowest car insurance rates for drivers with an at-fault accident on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $99 | $1,197 |
| Cincinnati Insurance | $167 | $2,004 |
| State Farm | $116 | $1,391 |
| GEICO | $217 | $2,600 |
| Progressive | $124 | $1,490 |
Cheapest Rates In Huntington For Drivers After A DUI: State Farm
State Farm provides the best rates for drivers in Huntington with a DUI, with monthly premiums averaging $188.
The table below highlights the cheapest car insurance rates for drivers with a DUI in Huntington.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $107 | $1,282 |
| Nationwide | $138 | $1,657 |
| Allstate | $166 | $1,992 |
| Auto-Owners | $171 | $2,051 |
| Cincinnati | $213 | $2,555 |
Best Car Insurance Companies In Huntington
For Huntington drivers, AAA is the cheapest option at $83 per month. Progressive and GEICO also offer competitive rates at $90 and $93 monthly.
Below, you’ll find the top 10 car insurance providers in Huntington, WV, ranked by their average monthly rates.
| Company | Monthly Premium |
| Cincinnati Insurance | $30 |
| Kentucky Farm Bureau | $39 |
| Travelers | $41 |
| Auto-Owners | $37 |
| State Farm | $50 |
| Nationwide | $43 |
| Allstate | $76 |
| GEICO | $53 |
| Shelter | $50 |
| Westfield | $62 |
| Grange Insurance | $89 |
Average Auto Insurance Rates In Huntington – By Age
Insurance rates are largely based on age, with younger drivers facing higher premiums because they have less experience and a higher risk of accidents. Teenagers usually pay about $7,599 annually for car insurance.
When drivers reach 25, their insurance premiums often go down, as long as they have a good driving history.
Drivers in their 50s and early 60s tend to receive the lowest insurance rates, as insurance companies use age to assess driving experience and risk, which influences premium costs.
| Age | Average Yearly Rate |
| Teenagers | $4,080 |
| 20s | $2,100 |
| 30s | $1,704 |
| 40s | $1,500 |
| 50s | $1,370 |
| 60s | $1,440 |
| 70s | $1,632 |
Average Rates In Huntington – By Vehicle
Your car’s make, model, year, and body style play a crucial role in setting your insurance rates. Newer vehicles, especially luxury cars with expensive technology and higher replacement costs, tend to come with higher premiums.
You can refer to the table below for the average rates in Huntington, based on different vehicle types.
| Vehicle | Average Monthly Rate |
| Hyundai Sonata | $970 |
| Audi A3 | $129 |
| Toyota Prius | $192 |
| Chevrolet Equinox | $360 |
| Kia Optima | $460 |
Average Cost Of Auto Insurance In Huntington – By Zip Code
Zip codes are important for insurers to analyze crime rates, which is why car insurance rates can vary from one zip code to another.
The table below provides average insurance rates for different areas within Huntington by zip code.
| Zip Code | Average Monthly Rate |
| 25702 | $140 |
| 25704 | $150 |
| 25701 | $160 |
| 25705 | $160 |
| 25703 | $190 |
How Much Is Car Insurance In Other Cities in West Virginia ?
Your location has a significant effect on your car insurance rates. Urban areas tend to have higher accident, theft, and vandalism rates, leading to higher premiums.
For example, car insurance in Los Angeles is typically $243 a month, whereas in San Diego, it’s closer to $176 per month.
| City | Average Monthly Rate |
| Fairmont | $135 |
| Mineral Wells | $120 |
| Lashmeet | $100 |
| Morgantown | $145 |
| Bud | $130 |
| Clarksburg | $170 |
| Martinsburg | $120 |
| Athens | $110 |
| Matoaka | $90 |
| Charleston | $150 |
Find affordable Huntington rates
Our Methodology
Combining a deep dive into customer service, pricing, product choices, and a review of user experiences, I’ve crafted an extensive look at car insurance providers in Huntington, WV.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Huntington?
In Huntington, GEICO has the lowest rates for basic coverage, while Progressive is the most affordable option for full coverage, including comprehensive and collision.
What is the average cost of car insurance in Huntington?
In Huntington, the average cost for car insurance is roughly $180 per month, but rates can change based on your zip code, car year and model, driving record, and more.
