Cheapest Car Insurance In Parkersburg, WV 2025
In Parkersburg, GEICO provides the most affordable minimum coverage car insurance at just $37 a month.
We’ve saved shoppers an average of $600 per year on their car insurance.
When looking for affordable car insurance in Parkersburg, WV, you’ll find that prices can differ significantly.
For liability-only insurance, GEICO is the clear frontrunner. Progressive delivers the best pricing for full coverage, and State Farm is the go-to option for young drivers seeking affordable policies.
Cheapest Car Insurance Companies In Parkersburg, WV 2025
Cheapest Liability-only Car Insurance In Parkersburg: Chubb
GEICO provides the cheapest option for minimum coverage car insurance in Parkersburg, with an average cost of $37 a month.
Use the table below to see how rates differ among different car insurance companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| Chubb | $34 | $403 |
| Auto-Owners | $110 | $1,312 |
| Encompass | $96 | $1,130 |
| Progressive | $98 | $1,145 |
| GEICO | $103 | $1,227 |
Cheapest Full Coverage Insurance Rates In Parkersburg: Chubb
In Parkersburg, Progressive provides the cheapest full coverage car insurance, costing $92 per month on average.
Below is a comparison of average car insurance quotes from affordable companies in Parkersburg.
| Provider | Average Monthly Cost | Average Annual Cost |
| Chubb | $84 | $1,006 |
| Auto-Owners | $199 | $2,370 |
| GEICO | $152 | $1,820 |
| State Farm | $412 | $4,937 |
| Farmers | $840 | $10,030 |
Cheapest Rates In Parkersburg For Teenagers: Progressive
In Parkersburg, teenage drivers can find the most affordable car insurance from State Farm, averaging $313 per month.
Below is a table showing the providers with the cheapest car insurance rates for teenagers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $350 | $4,199 |
| Travelers | $989 | $11,834 |
| Auto-owners | $351 | $4,210 |
| State Farm | $1,159 | $13,904 |
| Farmers | $173 | $20,620 |
Cheapest Car Insurance Rates For Seniors: Chubb
With an average monthly cost of $87, State Farm provides the cheapest car insurance for seniors in Parkersburg.
Below is a comparison of average rates from the cheapest car insurance companies for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Chubb | $69 | $820 |
| Auto-Owners | $208 | $2,486 |
| GEICO | $153 | $1,832 |
| State Farm | $390 | $4,670 |
| Farmers | $745 | $8,930 |
Cheapest Auto Insurance For Young Adults in Parkersburg: GEICO
Young adults in Parkersburg can find the lowest car insurance rates from State Farm, averaging $238 per month.
Use the table below to review the most affordable auto insurance rates in Parkersburg for young adults.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $153 | $1,825 |
| Progressive | $167 | $2,000 |
| Travelers | $210 | $2,520 |
| Auto-Owners | $212 | $2,540 |
| State Farm | $473 | $5,670 |
Cheapest Car Insurance In Parkersburg For Good Drivers: Chubb
Good drivers in Parkersburg can secure the cheapest car insurance rates from GEICO, which average around $37 a month.
Good drivers can refer to the table below to see average quotes from the most budget-friendly insurance companies.
| Provider | Average Monthly Cost | AverageAnnual Cost |
| Chubb | $34 | $403 |
| Auto-Owners | $110 | $1,312 |
| Encompass | $96 | $1,130 |
| Progressive | $98 | $1,145 |
| GEICO | $103 | $1,227 |
Find affordable Parkersburg rates
Cheapest For Drivers With After At-Fault Accident: Progressive
For drivers with an at-fault accident, State Farm offers the cheapest quotes in Parkersburg, with an average premium of $193 a month.
The following companies provide the cheapest car insurance rates for drivers with an at-fault accident.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $206 | $2,469 |
| GEICO | $407 | $4,880 |
| Auto-Owners | $231 | $2,772 |
| State Farm | $496 | $5,940 |
| Farmers | $1,143 | $13,690 |
Cheapest Rates In Parkersburg For Drivers After A DUI: Progressive
State Farm provides the most affordable car insurance for drivers in Parkersburg after a DUI, averaging $188 per month.
Below is a table comparing the lowest rates for drivers with a DUI in Parkersburg.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $170 | $2,025 |
| Travelers | $784 | $9,415 |
| Auto-Owners | $490 | $5,860 |
| State Farm | $1,075 | $12,890 |
| Farmers | $1,114 | $13,360 |
Cheapest Car Insurance In Parkersburg After A Speeding Ticket: USAA
State Farm provides competitive rates in Parkersburg, with an average monthly premium of $176 for drivers who have a speeding ticket on their record.
Use the table below to compare average rates for drivers with a speeding violation.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $191 | $2,292 |
| Progressive | $193 | $2,306 |
| State Farm | $618 | $7,410 |
| Auto-owners | $262 | $3,142 |
| Farmers | $1,086 | $13,020 |
Best Car Insurance Companies In Parkersburg
Drivers in Parkersburg can get the most affordable coverage from AAA, with rates starting at $83 a month. Progressive and GEICO are also good choices at $90 and $93 monthly, respectively.
The following shows the top 10 car insurance companies in Parkersburg, WV, based on their average monthly rates.
| Company | Monthly Premium |
| Chubb | $34 |
| Progressive | $98 |
| Auto-Owners | $110 |
| West Field | $109 |
| State Farm | $320 |
| GEICO | $96 |
| Farmers | $402 |
| Encompass | $96 |
| Pioneer State | $120 |
| Hanover | $740 |
How Much Is Car Insurance In Other Cities in West Virginia?
Car insurance rates are heavily influenced by the city you live in. Insurance providers consider risks such as accidents, vehicle theft, and vandalism, which are typically higher in cities, leading to higher premiums.
As an example, car insurance in Los Angeles costs about $243 per month, whereas San Diego residents pay an average of $176 monthly.
| City | Average Monthly Rate |
| Cannelton | $145 |
| Accoville | $171 |
| Ceredo | $136 |
| Advent | $134 |
| Dorothy | $161 |
| Alderson | $127 |
| Edgarton | $180 |
| Amma | $152 |
| Foster | $161 |
| Bartley | $167 |
Average Auto Insurance Rates In Parkersburg – By Age
Car insurance rates are heavily influenced by age, with younger drivers usually paying more because of their limited experience and higher accident risk. Teenagers, in particular, can anticipate paying around $7,599 per year for insurance.
Insurance premiums generally decrease for drivers once they reach 25, as long as they maintain a clean driving history.
Insurance companies often offer the best rates to drivers in their 50s and early 60s, as they are seen as more experienced and less risky.
| Age | Average Yearly Rate |
| Teenagers | $4,296 |
| 20s | $2,820 |
| 30s | $2,088 |
| 40s | $1,752 |
| 50s | $1,632 |
| 60s | $1,560 |
| 70s | $1,502 |
Average Rates In Parkersburg – By Vehicle
Your car’s type, including its make, model, and year, plays a key role in determining insurance costs. Generally, newer vehicles, especially luxury ones with advanced technology, have higher premiums due to their higher replacement value.
Use the table below to compare average insurance premiums for different vehicles in Parkersburg.
| Vehicle | Average Monthly Rate |
| Toyota Camry | $130 |
| Chevrolet Equinox | $182 |
| Nissan Rogue | $190 |
| Honda Civic | $140 |
| Ford F-150 | $171 |
Average Cost Of Auto Insurance In Pakersburg – By Zip Code
Zip codes play a role in helping insurance companies evaluate crime levels, which in turn affects car insurance premiums in different areas.
Use the table below to compare average insurance premiums across different Parkersburg zip codes.
| City | Average Monthly Rate |
| 51101 | $182 |
| 51106 | $79 |
| 51103 | $88 |
| 51108 | $135 |
| 51105 | $100 |
Find affordable Parkersburg rates
Our Methodology
Through a thorough evaluation that includes customer service reviews, product choices, pricing, and user experiences from multiple review sites, I’ve put together a comprehensive guide to the car insurance providers in Parkersburg, WV.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Parkersburg?
For minimum coverage in Parkersburg, GEICO offers the lowest rates, while Progressive provides the most affordable full coverage, including both comprehensive and collision coverage.
What is the average cost of car insurance in Parkersburg?
On average, car insurance in Parkersburg costs about $180 per month, but the price may vary based on your zip code, car year and model, and driving record.
