Cheapest Car Insurance In San Angelo, TX 2025
If you’re looking for the most budget-friendly minimum coverage in San Angelo, State Farm leads the pack at $41 a month.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re hunting for the most affordable car insurance in San Angelo, TX, expect a wide range of prices.
For budget-friendly liability-only coverage, State Farm is the best bet. State Farm offers the most competitive rates for full coverage, whereas Direct Auto has the cheapest policies for young drivers.
Cheapest Car Insurance Companies In San Angelo, TX 2025
Cheapest Liability-only Car Insurance In San Angelo: State Farm
If you’re looking for the cheapest minimum coverage car insurance in San Angelo, State Farm leads with an average cost of $41 per month.
Review the table below to see how different insurance companies stack up on pricing.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $41 | $492 |
| Allstate | $58 | $696 |
| GEICO | $46 | $552 |
| Nationwide | $91 | $1,092 |
| Mercury | $95 | $1,140 |
Cheapest Full Coverage Insurance Rates In San Angelo: State Farm
If you’re looking for budget-friendly full coverage in San Angelo, State Farm has the lowest rates at about $76 per month.
The following table highlights average insurance quotes from San Angelo’s most affordable providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $76 | $912 |
| Allstate | $106 | $1,272 |
| USAA | $135 | $1,620 |
| Nationwide | $170 | $2,040 |
| Mercury | $166 | $1,992 |
Cheapest Car Insurance Rates For Seniors: Texas Farm Bureau
Texas Farm Bureau has the best rates for senior drivers in San Angelo, with policies averaging $57 per month.
This table provides a comparison of average auto insurance rates from low-cost providers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Texas Farm Bureau | $57 | $684 |
| Allstate | $66 | $792 |
| Progressive | $91 | $1,092 |
| Nationwide | $93 | $1,116 |
| Chubb | $120 | $1,440 |
Cheapest Rates In San Angelo For Teenagers: State Farm
At $139 per month on average, State Farm provides the lowest-cost car insurance for young drivers in San Angelo.
This table provides a comparison of the most budget-friendly insurance options for teenage drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $139 | $1,668 |
| Allstate | $204 | $2,448 |
| Mile Auto | $252 | $3,024 |
| Nationwide | $320 | $3,840 |
| Clearcover | $425 | $5,100 |
Cheapest Auto Insurance For Young Adults in San Angelo: Texas Farm Bureau
At an average of $78 per month, Texas Farm Bureau offers the most budget-friendly insurance for young adults in San Angelo.
Below is a table that highlights the most budget-friendly car insurance rates for young adults in San Angelo.
| Provider | Average Monthly Cost | Average Annual Cost |
| Texas Farm Bureau | $78 | $936 |
| Mercury | $86 | $1,032 |
| GEICO | $97 | $1,164 |
| State Farm | $94 | $1,128 |
| Progressive | $109 | $1,308 |
Cheapest Car Insurance In San Angelo For Good Drivers: State Farm
With an average monthly rate of $41, State Farm provides the lowest car insurance quotes for good drivers in San Angelo.
The following table provides average quotes from the lowest-cost insurance companies for safe drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $41 | $492 |
| Allstate | $58 | $696 |
| GEICO | $46 | $552 |
| Nationwide | $91 | $1,092 |
| Mercury | $95 | $1,140 |
Find affordable San Angelo rates
Cheapest Car Insurance In San Angelo After A Speeding Ticket: State Farm
For San Angelo drivers with a speeding ticket, State Farm offers one of the cheapest rates, around $96 per month.
The following table highlights the average premiums for drivers with a past speeding violation.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $96 | $1,152 |
| Allstate | $104 | $1,248 |
| USAA | $99 | $1,188 |
| Progressive | $132 | $1,584 |
| Nationwide | $120 | $1,440 |
Cheapest For Drivers With After At-Fault Accident: State Farm
At an average of $101 per month, State Farm has the most budget-friendly car insurance for at-fault drivers.
These insurance companies provide the most budget-friendly rates for drivers with an at-fault incident.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $101 | $1,010 |
| USAA | $91 | $1,090 |
| Auto-Owners | $103 | $1,230 |
| GEICO | $124 | $1,490 |
| Erie | $109 | $1,302 |
Cheapest Rates In San Angelo For Drivers After A DUI: State Farm
If you have a DUI, State Farm has the lowest insurance rates in San Angelo, with average premiums of $121 per month.
The following table highlights the most budget-friendly insurance rates for drivers in San Angelo with a DUI.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $121 | $930 |
| Erie | $131 | $1,566 |
| USAA | $94 | $1,130 |
| Auto-Owners | $142 | $1,705 |
| GEICO | $158 | $1,900 |
Best Car Insurance Companies In San Angelo
The most budget-friendly auto insurance in San Angelo comes from AAA at $83 per month, with Progressive and GEICO offering competitive rates at $90 and $93.
The following list features the 10 leading car insurance providers in San Angelo, TX, ranked by their average monthly prices.
| Company | Monthly Premium |
| Clearcover | $126 |
| Direct Auto | $83 |
| Safeco | $135 |
| Texas Farm Bureau Group | $71 |
| Nationwide | $118 |
| Loya Insurance | $82 |
| USAA | $123 |
| State Farm | $100 |
| SafeAuto | $122 |
| Unitrin | $102 |
Average Auto Insurance Rates In San Angelo – By Age
One of the biggest factors affecting car insurance rates is age. Because younger drivers are less experienced and more likely to be in accidents, their premiums are higher. Teens can expect to pay about $7,599 per year.
By the time drivers reach 25, their insurance costs usually decrease if they maintain a safe driving record.
Drivers in their 50s and early 60s usually qualify for the most competitive insurance rates, as insurers consider age a key factor in pricing.
| Age | Average Yearly Rate |
| Teenagers | $3,288 |
| 20s | $2,364 |
| 30s | $1,404 |
| 40s | $1,236 |
| 50s | $1,056 |
| 60s | $1,296 |
| 70s | $1,224 |
Average Rates In San Angelo – By Vehicle
The cost of your car insurance depends on what you drive. Insurers consider details like the make, model, and year, and they often charge more for luxury or newer vehicles with costly repairs.
The following table lists the average insurance prices for various vehicle models in San Angelo.
| Vehicle | Average Monthly Rate |
| 2013 Nissan Maxima | $327 |
| 2023 Kia Rio | $124 |
| 2010 Buick Lucerne | $109 |
| 2017 Hyundai Elantra | $78 |
| 2012 Hyundai Veracruz | $94 |
How Much Is Car Insurance In Other Cities in California?
Your city affects how much you pay for car insurance. If you live in an area with a lot of accidents, theft, or vandalism—common in urban settings—your rates will likely be higher.
On average, car insurance in Los Angeles costs $243 per month, while in San Diego, drivers pay approximately $176 monthly.
| City | Average Monthly Rate |
| Dallas | $167 |
| Amarillo | $147 |
| El Paso | $159 |
| Arlington | $174 |
| Fort Worth | $170 |
| Austin | $159 |
| Houston | $178 |
| Beaumont | $172 |
| Irving | $158 |
| Corpus Christi | $167 |
Average Cost Of Auto Insurance In San Angelo – By Zip Code
Car insurance rates differ by zip code because insurers use them to measure crime risks in different locations.
Find the average insurance prices for different San Angelo zip codes in the table below.
| City | Average Monthly Rate |
| 76901 | $137 |
| 76904 | $116 |
| 76902 | $86 |
| 76905 | $122 |
| 76903 | $117 |
Find affordable San Angelo rates
Our Methodology
I’ve thoroughly reviewed San Angelo, TX car insurance providers, considering pricing, customer service, coverage options, and user feedback from various review sites.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in San Angelo?
The most affordable car insurance in San Angelo comes from GEICO for minimum coverage and Progressive for full coverage, which includes both collision and comprehensive insurance.
What is the average cost of car insurance in San Angelo?
Car insurance in San Angelo averages $180 per month, though your exact rate will vary depending on your zip code, car details, and driving record.
