Cheapest Car Insurance In Longview, TX 2025
For drivers in Longview, Texas Farm Bureau provides the most affordable minimum coverage, costing around $30 monthly.
We’ve saved shoppers an average of $600 per year on their car insurance.
When looking for affordable car insurance in Longview, TX, you’ll notice prices can differ significantly.
Texas Farm Bureau is the go-to choice for affordable liability-only insurance. On the other hand, State Farm provides the lowest rates for full coverage, and Dairyland stands out with the best prices for young drivers.
Cheapest Car Insurance Companies In Longview, TX 2025
Cheapest Liability-only Car Insurance In Longview: Texas Farm Bureau
Texas Farm Bureau provides the most affordable minimum coverage car insurance in Longview, costing about $30 each month.
The table below allows you to compare insurance rates across different providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Texas Farm Bureau | $30 | $360 |
| State Farm | $38 | $456 |
| AAA Texas | $57 | $684 |
| Allstate | $66 | $792 |
| Mercury | $36 | $432 |
Cheapest Full Coverage Insurance Rates In Longview: State Farm
In Longview, State Farm provides the most affordable full coverage car insurance, costing around $88 monthly.
Below is a comparison of average auto insurance rates from low-cost insurers in Longview.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $88 | $1,056 |
| AAA Texas | $117 | $1,404 |
| Allstate | $129 | $1,548 |
| Progressive | $100 | $1,200 |
| Mercury | $132 | $1,584 |
Cheapest Car Insurance Rates For Seniors: Texas Farm Bureau
In Longview, seniors can find the cheapest car insurance with Texas Farm Bureau, averaging $72 per month.
Below is a table comparing average rates from the cheapest car insurance companies for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Texas Farm Bureau | $72 | $864 |
| State Farm | $94 | $1,128 |
| Mercury | $103 | $1,236 |
| Direct auto | $80 | $960 |
| National General | $79 | $948 |
Cheapest Rates In Longview For Teenagers: Texas Farm Bureau
Teen drivers in Longview can get the cheapest quotes from Texas Farm Bureau, where the average monthly rate is $126.
Below is a table displaying the insurers with the cheapest rates for teenage drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Texas Farm Bureau | $126 | $1,512 |
| State Farm | $244 | $2,928 |
| USAA | $176 | $2,112 |
| Republic Indemnity | $330 | $3,960 |
| Mercury | $314 | $3,768 |
Cheapest Auto Insurance For Young Adults in Longview: Dairyland
For young adults in Longview, Dairyland offers the most affordable car insurance, with an average cost of $87 per month.
Below is a table for comparing the most affordable auto insurance rates in Longview for young adults.
| Provider | Average Monthly Cost | Average Annual Cost |
| Dairyland | $87 | $1,044 |
| Clearcover | $113 | $1,356 |
| Direct Auto | $96 | $1,152 |
| Texas Farm Bureau | $125 | $1,500 |
| Safeco | $120 | $1,440 |
Cheapest Car Insurance In Longview For Good Drivers: Texas Farm Bureau
In Longview, good drivers can get the lowest car insurance quotes from Texas Farm Bureau, at about $30 per month.
For good drivers, the table below compares average quotes from budget-friendly insurance companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| Texas Farm Bureau | $30 | $360 |
| State Farm | $38 | $456 |
| AAA Texas | $57 | $684 |
| Allstate | $66 | $792 |
| Mercury | $36 | $432 |
Find affordable Longview rates
Cheapest Car Insurance In Longview After A Speeding Ticket: State Farm
Compared to other companies in Longview, State Farm is very affordable, with average rates of $95 a month for drivers with a speeding ticket.
Use the table below to compare average insurance rates for drivers who have a speeding ticket.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $95 | $1,131 |
| Redpoint County Mutual | $103 | $1,240 |
| Germania Insurance | $118 | $1,420 |
| Farm Bureau | $99 | $1,187 |
| Southern County Mutual | $136 | $1,628 |
Cheapest For Drivers With After At-Fault Accident: Redpoint County Mutual
Redpoint County Mutual has the most affordable car insurance for drivers with an at-fault accident, with average premiums of $103 per month.
The following list shows the insurers with the most affordable rates for drivers who have an at-fault accident on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| Redpoint County Mutual | $103 | $1,239 |
| State Farm | $112 | $1,340 |
| Farm Bureau | $154 | $1,852 |
| Southern County Mutual | $183 | $2,190 |
| Germania Insurance | $154 | $1,846 |
Cheapest Rates In Longview For Drivers After A DUI: Redpoint County Mutual
For Longview drivers with a DUI, Redpoint County Mutual offers the cheapest insurance rates, averaging $104 per month.
Below is a table comparing the cheapest insurance rates for drivers in Longview with a DUI.
| Provider | Average Monthly Cost | Average Annual Cost |
| Redpoint County Mutual | $104 | $1,240 |
| State Farm | $149 | $1,790 |
| Farm Bureau | $196 | $2,352 |
| Southern County Mutual | $162 | $1,941 |
| Germania Insurance | $263 | $3,160 |
Best Car Insurance Companies In Longview
For Longview drivers, Texas Farm Bureau provides the cheapest insurance at $83 monthly, with Mercury and State Farm offering rates of $36 and $38, respectively.
The following shows the top 10 car insurance companies in Longview, TX, ranked by their average monthly premiums.
| Company | Monthly Premium |
| Texas Farm Bureau | $30 |
| State Farm | $38 |
| AAA Texas | $57 |
| Allstate | $66 |
| Mercury | $36 |
| Progressive | $52 |
| National General | $62 |
| GEICO | $67 |
| Redpoint | $90 |
| Dairyland | $87 |
Average Auto Insurance Rates In Longview – By Age
Car insurance rates are heavily influenced by age. Younger drivers tend to have higher premiums due to less experience and a greater chance of being involved in accidents or traffic violations. Teenagers, in particular, can expect to pay roughly $5,367 per year.
Drivers usually see a decrease in their insurance rates when they turn 25, as long as they keep a spotless driving record.
Insurance companies often offer the lowest rates to drivers in their 50s and early 60s, using age as an indicator of experience and risk to determine premium pricing.
| Age | Average Yearly Rate |
| Teenagers | $5,367 |
| 20s | $2,721 |
| 30s | $1,668 |
| 40s | $1,383 |
| 50s | $1,452 |
| 60s | $1,354 |
| 70s | $1,824 |
How Much Is Car Insurance In Other Cities in Nevada?
Where you live can significantly affect your car insurance costs. Insurance providers assess risks like accidents, vehicle theft, and vandalism, which are more common in cities, causing higher premiums.
As an example, drivers in Houston typically pay $195 per month for car insurance, while those in Lubbock pay an average of $163.
| City | Average Monthly Rate |
| Dallas | $183 |
| El Paso | $163 |
| Spring | $184 |
| Arlington | $174 |
| Fort Worth | $169 |
| Houston | $195 |
| Corpus Christi | $167 |
| Lubbock | $163 |
| Beaumont | $172 |
| Irving | 4178 |
Average Rates In Longview – By Vehicle
Your vehicle type greatly affects your car insurance premiums. Insurance companies assess factors such as the car’s make, model, year, and body type. Typically, newer cars, especially high-end models with advanced tech and higher repair costs, have higher insurance rates.
Use the table below to compare average insurance rates in Longview for different vehicles.
| Vehicle | Average Monthly Rate |
| Dodge Durango | $104 |
| Ford F150 | $186 |
| Kia Optima | $315 |
| HONDA ACCORD LX | $174 |
| Chevrolet Venture | $89 |
Average Cost Of Auto Insurance In Longview – By Zip Code
Because zip codes help insurers gauge crime levels in a given area, car insurance rates differ from one zip code to another.
Use the table below to compare average insurance rates for different Longview zip codes.
| Zip Code | Average Monthly Rate |
| 75603 | $175 |
| 75601 | $130 |
| 75605 | $216 |
| 75652 | $236 |
| 75604 | $136 |
Find affordable Longview rates
Our Methodology
After thoroughly evaluating aspects such as customer service, pricing, product variety, and insights from online reviews, I've put together a comprehensive guide to car insurance providers in Longview, TX.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Longview?
In Longview, Texas Farm Bureau has the cheapest rates for minimum coverage, while State Farm offers the most affordable full coverage, which includes comprehensive and collision.
What is the average cost of car insurance in Longview?
In Longview, car insurance costs an average of $160 per month, with rates influenced by factors such as your zip code, car year and model, and driving record.
