Subaru Outback Car Insurance Cost
Getting insurance for a Subaru Outback typically costs about $416 per year through National General. However, the exact cost can vary based on factors such as your age, the year of the car model, and other considerations. You can use our quote tables below to get an estimate of your specific costs.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Subaru Outback, it’s important to consider the cost of insurance. Insurance is a big part of owning a car, and it’s crucial to understand it before you buy.
Choosing the right car insurance is essential to avoid unexpected and potentially high expenses later on. You don’t want to find out you don’t have enough coverage after an accident, leaving you with hefty out-of-pocket costs. Plus, if you’re at fault in an accident, your insurance rates could go up.
With over ten years of experience analyzing car insurance rates, I’ve seen how much they can vary. Things like your age, driving record, and where you live can all affect how much you pay for insurance.
How Much Does Subaru Outback Car Insurance Cost?
Typically, National General provides the most competitive rate, averaging $416 per year for full coverage insurance on a 2024 Subaru Outback.
While National General’s pricing serves as a good reference point, it’s important to realize that the cost of car insurance can vary significantly due to various factors. These factors include your location, driving history, the year of your car model, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, whereas a history of accidents or traffic violations may lead to higher costs.
Additionally, residing in an urban area with heavy traffic might result in higher insurance rates compared to rural areas with less traffic. Your choice of coverage will also affect your premium – comprehensive insurance, covering both comprehensive and collision, generally costs more than minimum liability coverage.
Insuranceopedia is available to assist you in shopping around and comparing quotes from different insurance companies, ensuring you obtain the best deal.
2024 Subaru Outback Insurance Rates
| Insurance Provider | Average Annual Cost |
| National General | $416 |
| Texas Farm Bureau Group | $645 |
| Erie | $1,095 |
| Capital Insurance Group | $1,082 |
| USAA | $1,154 |
| PEMCO | $1,162 |
| 21st Century | $1,287 |
| Hanover | $1,477 |
| CSAA | $1,484 |
| Unitrin | $1,511 |
2023 Subaru Outback Insurance Rates
| Insurance Provider | Average Annual Cost |
| Victoria | $179 |
| Mercury Insurance | $244 |
| Kemper Auto | Infinity | $597 |
| Safeco | $752 |
| Atlantic States Insurance | $806 |
| Buckeye Insurance Group | $828 |
| New Jersey Manufacturers | $838 |
| Country | $828 |
| Capital Insurance Group | $942 |
| PEMCO | $925 |
2022 Subaru Outback Insurance Rates
| Insurance Provider | Average Annual Cost |
| National General Value | $282 |
| Victoria | $318 |
| American National P | $434 |
| National General | $658 |
| Pekin Insurance | $686 |
| North Carolina Farm Bureau | $762 |
| United Farm Bureau of IN Group | $793 |
| Texas Farm Bureau Group | $806 |
| Safety Group | $819 |
| Wolverine Mutual | $837 |
2021 Subaru Outback Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $472 |
| National General | $495 |
| Victoria | $571 |
| MMG Insurance Company | $730 |
| Buckeye Insurance Group | $728 |
| IMT Insurance Company | $758 |
| Concord Group | $751 |
| NatGen Value | $776 |
| Wolverine Mutual | $789 |
| Countryway Insurance | $808 |
2020 Subaru Outback Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P&C | $376 |
| Kemper Auto | Infinity | $399 |
| American National P | $449 |
| Concord Group | $495 |
| Mercury Insurance | $488 |
| Dairyland Auto 1 Month | $543 |
| Pure Companies Grp | $590 |
| Safety Group | $632 |
| Texas Farm Bureau Group | $657 |
| Buckeye Insurance Group | $652 |
2019 Subaru Outback Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $352 |
| American National P&C | $417 |
| Buckeye Insurance Group | $526 |
| NatGen Value | $610 |
| Union Mutual Fire Group | $683 |
| Pekin Insurance | $684 |
| Countryway Insurance | $730 |
| National General RAD | $797 |
| General Casualty | $793 |
| Concord Group | $819 |
2018 Subaru Outback Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $497 |
| Mercury Insurance | $525 |
| SAFECO | $618 |
| NatGen Value | $669 |
| Buckeye Insurance Group | $684 |
| NatGen Custom 360 | $706 |
| Countryway Insurance | $714 |
| Pekin Insurance | $731 |
| Concord Group | $779 |
| United Farm Bureau of IN Group | $784 |
2017 Subaru Outback Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $436 |
| PEMCO | $699 |
| North Carolina Farm Bureau | $736 |
| Pekin Insurance | $763 |
| National General RAD | $769 |
| Partners Mutual Insurance Co | $782 |
| Virginia Farm Bureau | $833 |
| Texas Farm Bureau Group | $859 |
| SAFECO | $867 |
| Concord Group | $873 |
2016 Subaru Outback Insurance Rates
| Insurance Provider | Average Annual Cost |
| National General RAD | $94 |
| NatGen Custom 360 | $331 |
| NatGen Value | $452 |
| North Carolina Farm Bureau | $600 |
| Buckeye Insurance Group | $600 |
| American National P | $634 |
| Countryway Insurance | $675 |
| PEMCO | $651 |
| Concord Group | $698 |
| SAFECO | $706 |
2015 Subaru Outback Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $194 |
| Dairyland Auto 1 Month | $205 |
| American National P | $335 |
| Kemper Auto Premium | $347 |
| SAFECO | $476 |
| Mercury Insurance | $575 |
| Umialik Insurance | $669 |
| North Carolina Farm Bureau | $692 |
| PEMCO | $725 |
| NatGen Value | $753 |
2014 Subaru Outback Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $109 |
| SAFECO | $255 |
| NatGen Value | $389 |
| American National P | $397 |
| Kemper Auto | $394 |
| Buckeye Insurance Group | $504 |
| Concord Group | $582 |
| Mercury Insurance | $633 |
| PEMCO | $675 |
| Dairyland FR Bond | $658 |
2013 Subaru Outback Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $70 |
| Infinity Special | $163 |
| SAFECO | $197 |
| Countryway Insurance | $500 |
| American National P | $483 |
| Kemper Personal Insurance | $524 |
| Buckeye Insurance Group | $536 |
| Concord Group | $658 |
| MMG Insurance Company | $681 |
| PEMCO | $707 |
2012 Subaru Outback Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $299 |
| SAFECO | $320 |
| Kemper Premium | $392 |
| Kemper Personal Insurance | $485 |
| Buckeye Insurance Group | $503 |
| American National P | $495 |
| NatGen Custom 360 | $536 |
| Umialik Insurance | $553 |
| Union Mutual Fire Group | $621 |
| Countryway Insurance | $649 |
2011 Subaru Outback Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $406 |
| American National P | $485 |
| Countryway Insurance | $636 |
| North Carolina Farm Bureau | $691 |
| Pekin Insurance | $701 |
| SECURA Insurance | $778 |
| Kentucky Farm Bureau | $787 |
| PEMCO | $803 |
| EMC Insurance | $790 |
| Utica National Ins Group | $809 |
2011 Subaru Outback Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $67 |
| AssuranceAmerica Mobile Max | $309 |
| American National P | $395 |
| American National P&C | $519 |
| SAFECO | $585 |
| Pekin Insurance | $623 |
| Utica National Ins Group | $630 |
| Concord Group | $634 |
| Commerce Group Inc | $652 |
| Mercury Insurance | $671 |
Cost of Subaru Outback Car Insurance By Age
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $4,802 | $7,053 | $8,270 |
| 18 | $4,493 | $6,592 | $7,698 |
| 19 | $3,951 | $5,818 | $6,791 |
| 20 | $3,454 | $5,079 | $5,906 |
| 21 | $2,873 | $4,267 | $4,958 |
| 22 | $2,810 | $4,124 | $4,846 |
| 23 | $2,480 | $3,617 | $4,244 |
| 24 | $2,356 | $3,432 | $4,007 |
| 25 | $2,006 | $2,961 | $3,475 |
| 30 | $1,569 | $2,307 | $2,713 |
| 35 | $1,469 | $2,161 | $2,553 |
| 40 | $1,425 | $2,089 | $2,445 |
| 45 | $1,390 | $2,015 | $2,388 |
| 55 | $1,253 | $1,846 | $2,162 |
| 65 | $1,322 | $1,958 | $2,257 |
| 75 | $1,664 | $2,443 | $2,862 |
Subaru Outback Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,520 | $2,175 | $2,771 |
| Alaska | $1,223 | $1,742 | $1,657 |
| Arizona | $1,425 | $2,031 | $2,977 |
| Arkansas | $1,549 | $2,402 | $2,654 |
| California | $1,733 | $3,033 | $1,703 |
| Colorado | $1,596 | $2,232 | $2,855 |
| Connecticut | $2,052 | $3,192 | $4,034 |
| Delaware | $1,695 | $2,277 | $2,887 |
| Florida | $1,997 | $2,792 | $3,644 |
| Hawaii | $665 | $898 | $645 |
| Idaho | $1,120 | $1,513 | $1,851 |
| Illinois | $1,205 | $1,796 | $2,037 |
| Indiana | $1,206 | $1,862 | $2,117 |
| Iowa | $977 | $1,336 | $1,576 |
| Kansas | $1,273 | $1,866 | $2,187 |
| Kentucky | $1,882 | $2,758 | $3,253 |
| Louisiana | $2,394 | $3,639 | $3,910 |
| Maine | $919 | $1,235 | $1,854 |
| Maryland | $1,481 | $2,148 | $2,357 |
| Massachusetts | $1,163 | $2,069 | $1,160 |
| Michigan | $2,850 | $4,325 | $6,815 |
| Minnesota | $1,171 | $1,557 | $2,207 |
| Mississippi | $1,408 | $2,012 | $2,033 |
| Missouri | $1,327 | $1,899 | $2,480 |
| Montana | $1,340 | $1,883 | $2,200 |
| Nebraska | $1,158 | $1,673 | $1,820 |
| Nevada | $1,906 | $2,799 | $2,970 |
| New Hampshire | $1,318 | $2,069 | $2,633 |
| New Jersey | $1,459 | $2,247 | $2,983 |
| New Mexico | $1,481 | $2,184 | $2,295 |
| New York | $1,380 | $1,725 | $2,892 |
| North Carolina | $833 | $1,476 | $1,050 |
| North Dakota | $1,173 | $1,779 | $2,101 |
| Ohio | $1,018 | $1,583 | $1,647 |
| Oklahoma | $1,648 | $2,367 | $2,682 |
| Oregon | $1,506 | $2,029 | $2,419 |
| Pennsylvania | $1,259 | $1,870 | $2,166 |
| Rhode Island | $2,126 | $3,099 | $3,480 |
| South Carolina | $1,434 | $1,990 | $2,732 |
| South Dakota | $1,291 | $1,852 | $2,128 |
| Tennessee | $1,533 | $2,235 | $2,980 |
| Texas | $1,520 | $2,202 | $2,731 |
| Utah | $1,301 | $1,815 | $2,518 |
| Vermont | $1,004 | $1,526 | $1,606 |
| Virginia | $952 | $1,430 | $1,419 |
| Washington | $1,229 | $1,679 | $2,024 |
| West Virginia | $1,257 | $1,799 | $2,257 |
| Wisconsin | $1,231 | $1,958 | $2,230 |
| Wyoming | $1,183 | $1,617 | $1,728 |
| Georgia | $1,647 | $2,477 | $2,484 |
Compare Subaru Outback To Other Subaru Models
FAQs
Who has the cheapest car insurance for a Subaru Outback?
For the 2024 Subaru Outback, National General provides the least expensive car insurance option.
Which company offers the best car insurance for a Subaru Outback?
Considering their combination of affordable rates, comprehensive coverage options, and highly rated customer service, we believe National General provides the best car insurance for a Subaru Outback.
