Subaru Outback Car Insurance Cost

Getting insurance for a Subaru Outback typically costs about $416 per year through National General. However, the exact cost can vary based on factors such as your age, the year of the car model, and other considerations. You can use our quote tables below to get an estimate of your specific costs.

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Updated: 04 April 2024
Written by
Ahmed
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If you’re thinking about buying a Subaru Outback, it’s important to consider the cost of insurance. Insurance is a big part of owning a car, and it’s crucial to understand it before you buy.

Choosing the right car insurance is essential to avoid unexpected and potentially high expenses later on. You don’t want to find out you don’t have enough coverage after an accident, leaving you with hefty out-of-pocket costs. Plus, if you’re at fault in an accident, your insurance rates could go up.

With over ten years of experience analyzing car insurance rates, I’ve seen how much they can vary. Things like your age, driving record, and where you live can all affect how much you pay for insurance.

How Much Does Subaru Outback Car Insurance Cost?

Typically, National General provides the most competitive rate, averaging $416 per year for full coverage insurance on a 2024 Subaru Outback.

While National General’s pricing serves as a good reference point, it’s important to realize that the cost of car insurance can vary significantly due to various factors. These factors include your location, driving history, the year of your car model, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, whereas a history of accidents or traffic violations may lead to higher costs.

Additionally, residing in an urban area with heavy traffic might result in higher insurance rates compared to rural areas with less traffic. Your choice of coverage will also affect your premium – comprehensive insurance, covering both comprehensive and collision, generally costs more than minimum liability coverage.

Insuranceopedia is available to assist you in shopping around and comparing quotes from different insurance companies, ensuring you obtain the best deal.

2024 Subaru Outback Insurance Rates

Insurance Provider Average Annual Cost
National General $416
Texas Farm Bureau Group $645
Erie $1,095
Capital Insurance Group $1,082
USAA $1,154
PEMCO $1,162
21st Century $1,287
Hanover $1,477
CSAA $1,484
Unitrin $1,511

2023 Subaru Outback Insurance Rates

Insurance Provider Average Annual Cost
Victoria $179
Mercury Insurance $244
Kemper Auto | Infinity $597
Safeco $752
Atlantic States Insurance $806
Buckeye Insurance Group $828
New Jersey Manufacturers $838
Country $828
Capital Insurance Group $942
PEMCO $925

2022 Subaru Outback Insurance Rates

Insurance Provider Average Annual Cost
National General Value $282
Victoria $318
American National P $434
National General $658
Pekin Insurance $686
North Carolina Farm Bureau $762
United Farm Bureau of IN Group $793
Texas Farm Bureau Group $806
Safety Group $819
Wolverine Mutual $837

2021 Subaru Outback Insurance Rates

Insurance Provider Average Annual Cost
American National P $472
National General $495
Victoria $571
MMG Insurance Company $730
Buckeye Insurance Group $728
IMT Insurance Company $758
Concord Group $751
NatGen Value $776
Wolverine Mutual $789
Countryway Insurance $808

2020 Subaru Outback Insurance Rates

Insurance Provider Average Annual Cost
American National P&C $376
Kemper Auto | Infinity $399
American National P $449
Concord Group $495
Mercury Insurance $488
Dairyland Auto 1 Month $543
Pure Companies Grp $590
Safety Group $632
Texas Farm Bureau Group $657
Buckeye Insurance Group $652

2019 Subaru Outback Insurance Rates

Insurance Provider Average Annual Cost
American National P $352
American National P&C $417
Buckeye Insurance Group $526
NatGen Value $610
Union Mutual Fire Group $683
Pekin Insurance $684
Countryway Insurance $730
National General RAD $797
General Casualty $793
Concord Group $819

2018 Subaru Outback Insurance Rates

Insurance Provider Average Annual Cost
American National P $497
Mercury Insurance $525
SAFECO $618
NatGen Value $669
Buckeye Insurance Group $684
NatGen Custom 360 $706
Countryway Insurance $714
Pekin Insurance $731
Concord Group $779
United Farm Bureau of IN Group $784

2017 Subaru Outback Insurance Rates

Insurance Provider Average Annual Cost
American National P $436
PEMCO $699
North Carolina Farm Bureau $736
Pekin Insurance $763
National General RAD $769
Partners Mutual Insurance Co $782
Virginia Farm Bureau $833
Texas Farm Bureau Group $859
SAFECO $867
Concord Group $873

2016 Subaru Outback Insurance Rates

Insurance Provider Average Annual Cost
National General RAD $94
NatGen Custom 360 $331
NatGen Value $452
North Carolina Farm Bureau $600
Buckeye Insurance Group $600
American National P $634
Countryway Insurance $675
PEMCO $651
Concord Group $698
SAFECO $706

2015 Subaru Outback Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto | Infinity $194
Dairyland Auto 1 Month $205
American National P $335
Kemper Auto Premium $347
SAFECO $476
Mercury Insurance $575
Umialik Insurance $669
North Carolina Farm Bureau $692
PEMCO $725
NatGen Value $753

2014 Subaru Outback Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $109
SAFECO $255
NatGen Value $389
American National P $397
Kemper Auto $394
Buckeye Insurance Group $504
Concord Group $582
Mercury Insurance $633
PEMCO $675
Dairyland FR Bond $658

2013 Subaru Outback Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $70
Infinity Special $163
SAFECO $197
Countryway Insurance $500
American National P $483
Kemper Personal Insurance $524
Buckeye Insurance Group $536
Concord Group $658
MMG Insurance Company $681
PEMCO $707

2012 Subaru Outback Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $299
SAFECO $320
Kemper Premium $392
Kemper Personal Insurance $485
Buckeye Insurance Group $503
American National P $495
NatGen Custom 360 $536
Umialik Insurance $553
Union Mutual Fire Group $621
Countryway Insurance $649

2011 Subaru Outback Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $406
American National P $485
Countryway Insurance $636
North Carolina Farm Bureau $691
Pekin Insurance $701
SECURA Insurance $778
Kentucky Farm Bureau $787
PEMCO $803
EMC Insurance $790
Utica National Ins Group $809

2011 Subaru Outback Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto | Infinity $67
AssuranceAmerica Mobile Max $309
American National P $395
American National P&C $519
SAFECO $585
Pekin Insurance $623
Utica National Ins Group $630
Concord Group $634
Commerce Group Inc $652
Mercury Insurance $671

Cost of Subaru Outback Car Insurance By Age

Drive Age Good Driver Recent Accident Poor Credit
17 $4,802 $7,053 $8,270
18 $4,493 $6,592 $7,698
19 $3,951 $5,818 $6,791
20 $3,454 $5,079 $5,906
21 $2,873 $4,267 $4,958
22 $2,810 $4,124 $4,846
23 $2,480 $3,617 $4,244
24 $2,356 $3,432 $4,007
25 $2,006 $2,961 $3,475
30 $1,569 $2,307 $2,713
35 $1,469 $2,161 $2,553
40 $1,425 $2,089 $2,445
45 $1,390 $2,015 $2,388
55 $1,253 $1,846 $2,162
65 $1,322 $1,958 $2,257
75 $1,664 $2,443 $2,862

Subaru Outback Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $1,520 $2,175 $2,771
Alaska $1,223 $1,742 $1,657
Arizona $1,425 $2,031 $2,977
Arkansas $1,549 $2,402 $2,654
California $1,733 $3,033 $1,703
Colorado $1,596 $2,232 $2,855
Connecticut $2,052 $3,192 $4,034
Delaware $1,695 $2,277 $2,887
Florida $1,997 $2,792 $3,644
Hawaii $665 $898 $645
Idaho $1,120 $1,513 $1,851
Illinois $1,205 $1,796 $2,037
Indiana $1,206 $1,862 $2,117
Iowa $977 $1,336 $1,576
Kansas $1,273 $1,866 $2,187
Kentucky $1,882 $2,758 $3,253
Louisiana $2,394 $3,639 $3,910
Maine $919 $1,235 $1,854
Maryland $1,481 $2,148 $2,357
Massachusetts $1,163 $2,069 $1,160
Michigan $2,850 $4,325 $6,815
Minnesota $1,171 $1,557 $2,207
Mississippi $1,408 $2,012 $2,033
Missouri $1,327 $1,899 $2,480
Montana $1,340 $1,883 $2,200
Nebraska $1,158 $1,673 $1,820
Nevada $1,906 $2,799 $2,970
New Hampshire $1,318 $2,069 $2,633
New Jersey $1,459 $2,247 $2,983
New Mexico $1,481 $2,184 $2,295
New York $1,380 $1,725 $2,892
North Carolina $833 $1,476 $1,050
North Dakota $1,173 $1,779 $2,101
Ohio $1,018 $1,583 $1,647
Oklahoma $1,648 $2,367 $2,682
Oregon $1,506 $2,029 $2,419
Pennsylvania $1,259 $1,870 $2,166
Rhode Island $2,126 $3,099 $3,480
South Carolina $1,434 $1,990 $2,732
South Dakota $1,291 $1,852 $2,128
Tennessee $1,533 $2,235 $2,980
Texas $1,520 $2,202 $2,731
Utah $1,301 $1,815 $2,518
Vermont $1,004 $1,526 $1,606
Virginia $952 $1,430 $1,419
Washington $1,229 $1,679 $2,024
West Virginia $1,257 $1,799 $2,257
Wisconsin $1,231 $1,958 $2,230
Wyoming $1,183 $1,617 $1,728
Georgia $1,647 $2,477 $2,484

FAQs

Who has the cheapest car insurance for a Subaru Outback?

For the 2024 Subaru Outback, National General provides the least expensive car insurance option.

Which company offers the best car insurance for a Subaru Outback?

Considering their combination of affordable rates, comprehensive coverage options, and highly rated customer service, we believe National General provides the best car insurance for a Subaru Outback.

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