Subaru Legacy Car Insurance Cost
Getting insurance for a Subaru Legacy typically costs about $1,014 per year through Unitrin. However, the exact cost can vary based on factors such as your age, the year of the car model, and other considerations. You can use our quote tables below to get an estimate of your specific costs.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Subaru Legacy, you’ll need to consider the cost of insurance. Insurance is a big part of owning a car, and it’s important to understand it before you buy.
Choosing the right car insurance is crucial to avoid unexpected and potentially high expenses later on. It’s essential to have sufficient coverage in case of an accident to prevent hefty out-of-pocket costs. Additionally, if you’re at fault in an accident, your insurance rates could go up.
With over ten years of experience analyzing car insurance rates, I’ve seen how much they can change. Things like your age, driving record, and where you live can all affect how much you pay for insurance.
How Much Does Subaru Legacy Car Insurance Cost?
Typically, Unitrin provides the most competitive price, averaging $1,014 per year for full coverage insurance on a 2024 Subaru Legacy.
While Unitrin’s pricing serves as a solid reference point, it’s crucial to understand that the cost of car insurance can vary significantly due to various factors. These factors include your location, driving history, the age of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations may lead to higher costs.
Moreover, residing in an urban area with heavy traffic might result in higher insurance rates compared to rural areas with less traffic. Your choice of coverage will also impact your premium – comprehensive insurance, covering both comprehensive and collision, generally costs more than minimum liability coverage.
Insuranceopedia is available to help you compare quotes from different insurance companies, ensuring you secure the best deal for your needs.
2024 Subaru Legacy Insurance Rates
| Insurance Provider | Average Annual Cost |
| Unitrin | $1,014 |
| National General Value | $1,460 |
| Erie | $1,590 |
| New York Central Mutual Fire | $1,866 |
| USAA | $2,436 |
| State Farm | $2,452 |
| Nationwide | $2,556 |
| Allstate | $3,889 |
| Preferred Mutual | $4,301 |
| Travelers | $4,469 |
2023 Subaru Legacy Insurance Rates
| Insurance Provider | Average Annual Cost |
| Victoria | $279 |
| Safeco | $372 |
| Direct Auto | $732 |
| Dairyland | $876 |
| New York Central Mutual Fire | $970 |
| Nationwide | $1,034 |
| SafeAuto | $1,038 |
| Liberty Mutual | $1,477 |
| Erie | $1,647 |
| State Farm | $1,738 |
2022 Subaru Legacy Insurance Rates
| Insurance Provider | Average Annual Cost |
| Victoria | $858 |
| Safeco | $1,030 |
| New Jersey Manufacturers | $1,198 |
| ACCC Insurance Company | $1,231 |
| American National P | $1,397 |
| Kemper Auto | Infinity | $1,396 |
| Mississippi Farm Bureau | $1,502 |
| Buckeye Insurance Group | $1,520 |
| Mercury Insurance | $1,523 |
| Safety Group | $1,543 |
2021 Subaru Legacy Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $292 |
| Victoria | $326 |
| Dairyland FR Bond | $702 |
| Titan | $751 |
| Direct Auto | $810 |
| Pekin Insurance | $823 |
| Rural Mutual Insurance | $811 |
| West Bend Mutual | $859 |
| New York Central Mutual Fire | $881 |
| Rockford Mutual Insurance | $939 |
2020 Subaru Legacy Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $474 |
| SAFECO | $702 |
| Concord Group | $734 |
| Countryway Insurance | $750 |
| NatGen PPA | $762 |
| Plymouth Rock | $787 |
| Virginia Farm Bureau | $838 |
| Clearcover | $883 |
| North Carolina Farm Bureau | $915 |
| Kemper Auto Premium | $1,028 |
2019 Subaru Legacy Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P&C | $581 |
| SAFECO | $569 |
| Direct Auto | $670 |
| Plymouth Rock | $748 |
| American National P | $791 |
| Texas Farm Bureau Group | $969 |
| Union Mutual Fire Group | $956 |
| General Casualty | $945 |
| National General Value | $986 |
| Buckeye Insurance Group | $977 |
2018 Subaru Legacy Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $227 |
| Mercury Insurance | $335 |
| American National P | $473 |
| SAFECO | $549 |
| Infinity Special | $764 |
| Pekin Insurance | $852 |
| North Carolina Farm Bureau | $908 |
| West Bend Mutual | $944 |
| Utica National Ins Group | $986 |
| SECURA Insurance | $978 |
2017 Subaru Legacy Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $155 |
| Mercury Insurance | $222 |
| Kemper Personal Insurance | $250 |
| Kemper Auto | Infinity | $467 |
| SAFECO | $733 |
| Countryway Insurance | $735 |
| PEMCO | $805 |
| Utica National Ins Group | $906 |
| Southern Farm Bureau | $977 |
| Virginia Farm Bureau | $976 |
2016 Subaru Legacy Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $255 |
| Mercury Insurance | $407 |
| American National P | $494 |
| NatGen Custom 360 | $518 |
| Dairyland Broadform | $577 |
| Dairyland FR Bond | $637 |
| North Carolina Farm Bureau | $799 |
| Countryway Insurance | $841 |
| Utica National Ins Group | $849 |
| Farmers Mutual of Nebraska | $910 |
2015 Subaru Legacy Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $94 |
| Kemper Auto Premier | $276 |
| SAFECO | $319 |
| Jupiter Auto Insurance | $369 |
| American National P | $493 |
| Clearcover | $793 |
| Rockford Mutual Insurance | $824 |
| National General Value | $828 |
| AssuranceAmerica Economy | $855 |
| Utica National Ins Group | $859 |
2014 Subaru Legacy Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $429 |
| American National P | $442 |
| American National P&C | $424 |
| Kemper Auto | Infinity | $564 |
| Utica National Ins Group | $691 |
| Bear River | $694 |
| Buckeye Insurance Group | $765 |
| Virginia Farm Bureau | $814 |
| Safety Group | $877 |
| Texas Farm Bureau Group | $933 |
2013 Subaru Legacy Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $376 |
| AssuranceAmerica Economy | $471 |
| Buckeye Insurance Group | $663 |
| Kemper Auto | Infinity | $688 |
| Utica National Ins Group | $709 |
| SECURA Insurance | $777 |
| AssuranceAmerica Elite | $773 |
| North Carolina Farm Bureau | $792 |
| Clearcover | $836 |
| Virginia Farm Bureau | $856 |
2012 Subaru Legacy Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $127 |
| NatGen Custom 360 | $195 |
| Jupiter Auto Insurance | $348 |
| SAFECO | $332 |
| American National P | $532 |
| North Carolina Farm Bureau | $655 |
| Utica National Ins Group | $674 |
| PEMCO | $770 |
| Concord Group | $809 |
| SECURA Insurance | $811 |
2011 Subaru Legacy Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $205 |
| NatGen Custom 360 | $214 |
| Dairyland Broadform | $263 |
| Mercury Insurance | $357 |
| Kemper Auto | Infinity | $410 |
| Jupiter Auto Insurance | $580 |
| American National P | $627 |
| North Carolina Farm Bureau | $629 |
| Kemper Personal Insurance | $668 |
| National General Value | $660 |
2010 Subaru Legacy Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $310 |
| Jupiter Auto Insurance | $470 |
| Buckeye Insurance Group | $526 |
| American National P | $615 |
| IMT Insurance Company | $716 |
| Virginia Farm Bureau | $760 |
| Concord Group | $792 |
| PEMCO | $784 |
| Tennessee Farmers | $842 |
| Mercury Insurance | $845 |
Cost of Subaru Legacy Car Insurance By Age
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $5,282 | $7,776 | $9,102 |
| 18 | $4,944 | $7,262 | $8,490 |
| 19 | $4,368 | $6,398 | $7,491 |
| 20 | $3,796 | $5,583 | $6,530 |
| 21 | $3,203 | $4,700 | $5,506 |
| 22 | $3,092 | $4,565 | $5,353 |
| 23 | $2,740 | $4,010 | $4,667 |
| 24 | $2,582 | $3,789 | $4,430 |
| 25 | $2,235 | $3,260 | $3,823 |
| 30 | $1,727 | $2,570 | $2,983 |
| 35 | $1,629 | $2,373 | $2,795 |
| 40 | $1,559 | $2,315 | $2,700 |
| 45 | $1,504 | $2,224 | $2,622 |
| 55 | $1,412 | $2,062 | $2,384 |
| 65 | $1,458 | $2,160 | $2,518 |
| 75 | $1,823 | $2,705 | $3,146 |
Subaru Legacy Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,646 | $2,414 | $3,075 |
| Alaska | $1,364 | $1,890 | $1,848 |
| Arizona | $1,568 | $2,258 | $3,311 |
| Arkansas | $1,684 | $2,687 | $2,943 |
| California | $1,895 | $3,334 | $1,887 |
| Colorado | $1,786 | $2,468 | $3,119 |
| Connecticut | $2,249 | $3,503 | $4,441 |
| Delaware | $1,851 | $2,511 | $3,206 |
| Florida | $2,209 | $3,089 | $4,006 |
| Hawaii | $734 | $998 | $714 |
| Idaho | $1,267 | $1,678 | $2,035 |
| Illinois | $1,312 | $1,972 | $2,290 |
| Indiana | $1,343 | $2,066 | $2,314 |
| Iowa | $1,089 | $1,464 | $1,710 |
| Kansas | $1,421 | $2,075 | $2,423 |
| Kentucky | $2,068 | $3,011 | $3,559 |
| Louisiana | $2,667 | $4,001 | $4,354 |
| Maine | $1,011 | $1,390 | $2,035 |
| Maryland | $1,632 | $2,359 | $2,630 |
| Massachusetts | $1,312 | $2,269 | $1,313 |
| Michigan | $3,121 | $4,782 | $7,543 |
| Minnesota | $1,278 | $1,702 | $2,433 |
| Mississippi | $1,569 | $2,212 | $2,252 |
| Missouri | $1,475 | $2,078 | $2,741 |
| Montana | $1,486 | $2,065 | $2,442 |
| Nebraska | $1,278 | $1,886 | $2,045 |
| Nevada | $2,066 | $3,068 | $3,277 |
| New Hampshire | $1,456 | $2,274 | $2,902 |
| New Jersey | $1,616 | $2,489 | $3,289 |
| New Mexico | $1,647 | $2,406 | $2,533 |
| New York | $1,500 | $1,887 | $3,187 |
| North Carolina | $917 | $1,603 | $1,142 |
| North Dakota | $1,270 | $1,934 | $2,297 |
| Ohio | $1,122 | $1,781 | $1,819 |
| Oklahoma | $1,808 | $2,619 | $2,923 |
| Oregon | $1,645 | $2,241 | $2,660 |
| Pennsylvania | $1,393 | $2,056 | $2,384 |
| Rhode Island | $2,327 | $3,428 | $3,845 |
| South Carolina | $1,604 | $2,186 | $3,039 |
| South Dakota | $1,428 | $2,036 | $2,353 |
| Tennessee | $1,685 | $2,469 | $3,270 |
| Texas | $1,691 | $2,418 | $3,037 |
| Utah | $1,422 | $2,023 | $2,748 |
| Vermont | $1,112 | $1,689 | $1,800 |
| Virginia | $1,034 | $1,593 | $1,580 |
| Washington | $1,391 | $1,864 | $2,210 |
| West Virginia | $1,376 | $1,981 | $2,480 |
| Wisconsin | $1,376 | $2,172 | $2,437 |
| Wyoming | $1,277 | $1,793 | $1,928 |
| Georgia | $1,794 | $2,718 | $2,742 |
Compare Subaru Legacy To Other Subaru Models
FAQs
Who has the cheapest car insurance for a Subaru Legacy?
Unitrin offers the most affordable car insurance for the 2024 Subaru Legacy.
Which company offers the best car insurance for a Subaru Legacy?
Considering their combination of low rates, comprehensive coverage, and highly rated customer service, we believe Unitrin provides the best car insurance for a Subaru Legacy.
