Subaru Forester Car Insurance Cost
Getting insurance for a Subaru Forester typically costs about $580 per year through Erie. However, the exact cost can vary based on factors such as your age, the year of the car model, and other considerations. You can use our quote tables below to get an estimate of your specific costs.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Subaru Forester, you’ll need to consider the cost of insurance. Insurance is a significant aspect of owning a car, and it’s important to understand it before making a purchase.
Selecting the right car insurance is crucial to avoid unexpected and potentially high expenses later on. It’s essential to have sufficient coverage in case of an accident to prevent hefty out-of-pocket costs. Additionally, if you’re responsible for an accident, you might face increased premiums.
With over ten years of experience analyzing car insurance rates, I’ve observed how much these costs can vary. Factors like your age, driving record, and location can significantly impact your insurance premiums.
How Much Does Subaru Forester Car Insurance Cost?
Typically, Erie provides the most competitive price, averaging $580 per year for full coverage insurance on a 2024 Subaru Forester.
While Erie’s pricing serves as a good starting point, it’s crucial to recognize that the cost of car insurance can vary significantly due to various factors. These factors include your location, driving history, the age of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations can lead to higher costs.
Moreover, residing in an urban area with heavy traffic might lead to higher insurance rates compared to rural areas with less traffic. Your choice of coverage will also affect your premium – comprehensive insurance, covering both comprehensive and collision, will generally be more expensive than minimum liability coverage.
Insuranceopedia is available to help you compare quotes from different insurance companies, ensuring you find the best deal for your needs.
2024 Subaru Forester Insurance Rates
| Insurance Provider | Average Annual Cost |
| Erie | $580 |
| New York Central Mutual Fire | $627 |
| Hanover | $753 |
| Preferred Mutual | $887 |
| Encompass | $925 |
| Travelers | $946 |
| Grange | $1,190 |
| USAA | $1,233 |
| Central Mutual Insurance Co | $1,219 |
| 21st Century | $1,282 |
2023 Subaru Forester Insurance Rates
| Insurance Provider | Average Annual Cost |
| National General | $498 |
| Safeco | $541 |
| New York Central Mutual Fire | $756 |
| PEMCO | $751 |
| Erie | $782 |
| Safety Group | $789 |
| Norfolk and Dedham Group | $873 |
| Capital Insurance Group | $922 |
| Unigard | $968 |
| ACE American Pool | $1,014 |
2022 Subaru Forester Insurance Rates
| Insurance Provider | Average Annual Cost |
| Victoria | $199 |
| American National P | $402 |
| Safeco | $573 |
| Wolverine Mutual | $599 |
| National General | $648 |
| IMT Insurance Company | $779 |
| Partners Mutual Insurance Co | $775 |
| Pekin Insurance | $778 |
| Virginia Farm Bureau | $798 |
| Countryway Insurance | $855 |
2021 Subaru Forester Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $271 |
| Victoria | $323 |
| ALFA | $650 |
| MMG Insurance Company | $660 |
| Buckeye Insurance Group | $681 |
| PEMCO | $733 |
| Safeco | $713 |
| Countryway Insurance | $718 |
| North Carolina Farm Bureau | $748 |
| Commerce Group Inc | $759 |
2020 Subaru Forester Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $274 |
| NatGen Value | $267 |
| Mercury Insurance | $332 |
| AssuranceAmerica Mobile Max | $425 |
| Commerce Group Inc | $498 |
| Concord Group | $543 |
| National General | $546 |
| Bear River | $637 |
| MMG Insurance Company | $676 |
| Buckeye Insurance Group | $700 |
2019 Subaru Forester Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P&C | $309 |
| Buckeye Insurance Group | $558 |
| Jupiter Auto Insurance | $552 |
| American National P | $636 |
| Mercury Insurance | $682 |
| Bear River | $674 |
| General Casualty | $772 |
| SAFECO | $779 |
| PEMCO | $829 |
| MO Farm Bureau Services | $860 |
2018 Subaru Forester Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $220 |
| Kemper Auto | Infinity | $253 |
| American National P | $421 |
| Buckeye Insurance Group | $578 |
| NatGen Value | $620 |
| Kemper Personal Insurance | $647 |
| Concord Group | $675 |
| SAFECO | $677 |
| Pekin Insurance | $766 |
| Co-Operative Ins Companies | $773 |
2017 Subaru Forester Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P&C | $313 |
| Kemper Auto Premier | $332 |
| American National P | $424 |
| Dairyland Auto 1 Month | $464 |
| Buckeye Insurance Group | $599 |
| Concord Group | $652 |
| SAFECO | $748 |
| PEMCO | $762 |
| NatGen PPA | $785 |
| Ohio Mutual Ins Group | $822 |
2016 Subaru Forester Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $214 |
| Kemper Personal Insurance | $231 |
| NatGen Value | $425 |
| American National P | $442 |
| SAFECO | $539 |
| Concord Group | $558 |
| Kentucky Farm Bureau | $609 |
| Mercury Insurance | $626 |
| Buckeye Insurance Group | $614 |
| North Carolina Farm Bureau | $648 |
2015 Subaru Forester Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Premium | $100 |
| Jupiter Auto Insurance | $119 |
| Infinity Special | $189 |
| SAFECO | $402 |
| American National P&C | $382 |
| American National P | $402 |
| Mercury Insurance | $432 |
| NatGen Value | $759 |
| Buckeye Insurance Group | $797 |
| Bear River | $799 |
2014 Subaru Forester Insurance Rates
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $605 |
| SAFECO | $646 |
| Commerce Group Inc | $699 |
| North Carolina Farm Bureau | $718 |
| American National P | $753 |
| Concord Group | $769 |
| Mercury Insurance | $788 |
| Utica National Ins Group | $776 |
| SECURA Insurance | $801 |
| Dairyland Broadform | $799 |
2013 Subaru Forester Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $212 |
| Concord Group | $562 |
| American National P | $611 |
| MMG Insurance Company | $762 |
| SECURA Insurance | $781 |
| Countryway Insurance | $785 |
| EMC Insurance | $778 |
| Texas Farm Bureau Group | $793 |
| Commerce Group Inc | $803 |
| Dairyland | $804 |
2012 Subaru Forester Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $190 |
| Kemper Auto | $496 |
| Clearcover | $588 |
| Buckeye Insurance Group | $657 |
| SAFECO | $662 |
| Concord Group | $667 |
| Commerce Group Inc | $682 |
| North Carolina Farm Bureau | $721 |
| Ohio Mutual Ins Group | $752 |
| Safety Group | $766 |
2011 Subaru Forester Insurance Rates
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $330 |
| SAFECO | $389 |
| Kentucky Farm Bureau | $520 |
| American National P | $527 |
| Concord Group | $620 |
| Western Reserve | $651 |
| Norfolk and Dedham Group | $637 |
| Bear River | $658 |
| MMG Insurance Company | $689 |
| Safety Group | $681 |
2010 Subaru Forester Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $116 |
| Mercury Insurance | $384 |
| American National P&C | $436 |
| American National P | $490 |
| SAFECO | $496 |
| Bear River | $633 |
| Nationwide ThreeSixZero | $756 |
| PEMCO | $776 |
| Kentucky Farm Bureau | $791 |
| SECURA Insurance | $756 |
Cost of Subaru Forester Car Insurance By Age
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $5,001 | $7,328 | $8,562 |
| 18 | $4,650 | $6,833 | $7,985 |
| 19 | $4,104 | $6,037 | $7,061 |
| 20 | $3,561 | $5,268 | $6,143 |
| 21 | $3,009 | $4,409 | $5,142 |
| 22 | $2,924 | $4,295 | $5,024 |
| 23 | $2,547 | $3,746 | $4,398 |
| 24 | $2,445 | $3,546 | $4,186 |
| 25 | $2,112 | $3,088 | $3,604 |
| 30 | $1,647 | $2,390 | $2,793 |
| 35 | $1,511 | $2,253 | $2,615 |
| 40 | $1,488 | $2,155 | $2,523 |
| 45 | $1,445 | $2,089 | $2,453 |
| 55 | $1,327 | $1,922 | $2,244 |
| 65 | $1,389 | $2,023 | $2,345 |
| 75 | $1,716 | $2,542 | $2,965 |
Subaru Forester Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,561 | $2,254 | $2,888 |
| Alaska | $1,275 | $1,775 | $1,743 |
| Arizona | $1,476 | $2,099 | $3,123 |
| Arkansas | $1,594 | $2,526 | $2,758 |
| California | $1,773 | $3,163 | $1,796 |
| Colorado | $1,659 | $2,322 | $2,965 |
| Connecticut | $2,141 | $3,269 | $4,196 |
| Delaware | $1,772 | $2,360 | $3,018 |
| Florida | $2,093 | $2,893 | $3,760 |
| Hawaii | $700 | $933 | $685 |
| Idaho | $1,197 | $1,555 | $1,899 |
| Illinois | $1,219 | $1,855 | $2,127 |
| Indiana | $1,287 | $1,952 | $2,195 |
| Iowa | $1,005 | $1,372 | $1,637 |
| Kansas | $1,359 | $1,933 | $2,300 |
| Kentucky | $1,929 | $2,837 | $3,347 |
| Louisiana | $2,467 | $3,755 | $4,058 |
| Maine | $923 | $1,288 | $1,915 |
| Maryland | $1,532 | $2,202 | $2,469 |
| Massachusetts | $1,212 | $2,143 | $1,231 |
| Michigan | $2,929 | $4,497 | $7,060 |
| Minnesota | $1,195 | $1,634 | $2,277 |
| Mississippi | $1,460 | $2,082 | $2,110 |
| Missouri | $1,382 | $1,982 | $2,604 |
| Montana | $1,389 | $1,949 | $2,276 |
| Nebraska | $1,188 | $1,749 | $1,924 |
| Nevada | $1,957 | $2,897 | $3,057 |
| New Hampshire | $1,376 | $2,161 | $2,712 |
| New Jersey | $1,490 | $2,346 | $3,088 |
| New Mexico | $1,531 | $2,292 | $2,359 |
| New York | $1,428 | $1,804 | $2,982 |
| North Carolina | $875 | $1,497 | $1,082 |
| North Dakota | $1,193 | $1,843 | $2,180 |
| Ohio | $1,084 | $1,665 | $1,693 |
| Oklahoma | $1,724 | $2,445 | $2,750 |
| Oregon | $1,576 | $2,097 | $2,482 |
| Pennsylvania | $1,299 | $1,916 | $2,238 |
| Rhode Island | $2,191 | $3,228 | $3,638 |
| South Carolina | $1,490 | $2,063 | $2,839 |
| South Dakota | $1,324 | $1,942 | $2,231 |
| Tennessee | $1,569 | $2,295 | $3,075 |
| Texas | $1,581 | $2,291 | $2,847 |
| Utah | $1,346 | $1,893 | $2,602 |
| Vermont | $1,040 | $1,585 | $1,701 |
| Virginia | $995 | $1,478 | $1,456 |
| Washington | $1,294 | $1,765 | $2,082 |
| West Virginia | $1,317 | $1,849 | $2,312 |
| Wisconsin | $1,298 | $2,019 | $2,306 |
| Wyoming | $1,197 | $1,681 | $1,806 |
| Georgia | $1,695 | $2,554 | $2,584 |
Compare Subaru Forester To Other Subaru Models
FAQs
Who has the cheapest car insurance for a Subaru Forester?
Erie offers the most affordable car insurance for the 2024 Subaru Forester.
Which company offers the best car insurance for a Subaru Forester?
Considering their combination of low rates, comprehensive coverage options, and highly rated customer service, we believe Erie provides the best car insurance for a Subaru Forester.
