Subaru Forester Car Insurance Cost

Getting insurance for a Subaru Forester typically costs about $580 per year through Erie. However, the exact cost can vary based on factors such as your age, the year of the car model, and other considerations. You can use our quote tables below to get an estimate of your specific costs.

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Updated: 04 April 2024
Written by
Ahmed
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If you’re thinking about buying a Subaru Forester, you’ll need to consider the cost of insurance. Insurance is a significant aspect of owning a car, and it’s important to understand it before making a purchase.

Selecting the right car insurance is crucial to avoid unexpected and potentially high expenses later on. It’s essential to have sufficient coverage in case of an accident to prevent hefty out-of-pocket costs. Additionally, if you’re responsible for an accident, you might face increased premiums.

With over ten years of experience analyzing car insurance rates, I’ve observed how much these costs can vary. Factors like your age, driving record, and location can significantly impact your insurance premiums.

How Much Does Subaru Forester Car Insurance Cost?

Typically, Erie provides the most competitive price, averaging $580 per year for full coverage insurance on a 2024 Subaru Forester.

While Erie’s pricing serves as a good starting point, it’s crucial to recognize that the cost of car insurance can vary significantly due to various factors. These factors include your location, driving history, the age of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations can lead to higher costs.

Moreover, residing in an urban area with heavy traffic might lead to higher insurance rates compared to rural areas with less traffic. Your choice of coverage will also affect your premium – comprehensive insurance, covering both comprehensive and collision, will generally be more expensive than minimum liability coverage.

Insuranceopedia is available to help you compare quotes from different insurance companies, ensuring you find the best deal for your needs.

2024 Subaru Forester Insurance Rates

Insurance Provider Average Annual Cost
Erie $580
New York Central Mutual Fire $627
Hanover $753
Preferred Mutual $887
Encompass $925
Travelers $946
Grange $1,190
USAA $1,233
Central Mutual Insurance Co $1,219
21st Century $1,282

2023 Subaru Forester Insurance Rates

Insurance Provider Average Annual Cost
National General $498
Safeco $541
New York Central Mutual Fire $756
PEMCO $751
Erie $782
Safety Group $789
Norfolk and Dedham Group $873
Capital Insurance Group $922
Unigard $968
ACE American Pool $1,014

2022 Subaru Forester Insurance Rates

Insurance Provider Average Annual Cost
Victoria $199
American National P $402
Safeco $573
Wolverine Mutual $599
National General $648
IMT Insurance Company $779
Partners Mutual Insurance Co $775
Pekin Insurance $778
Virginia Farm Bureau $798
Countryway Insurance $855

2021 Subaru Forester Insurance Rates

Insurance Provider Average Annual Cost
American National P $271
Victoria $323
ALFA $650
MMG Insurance Company $660
Buckeye Insurance Group $681
PEMCO $733
Safeco $713
Countryway Insurance $718
North Carolina Farm Bureau $748
Commerce Group Inc $759

2020 Subaru Forester Insurance Rates

Insurance Provider Average Annual Cost
American National P $274
NatGen Value $267
Mercury Insurance $332
AssuranceAmerica Mobile Max $425
Commerce Group Inc $498
Concord Group $543
National General $546
Bear River $637
MMG Insurance Company $676
Buckeye Insurance Group $700

2019 Subaru Forester Insurance Rates

Insurance Provider Average Annual Cost
American National P&C $309
Buckeye Insurance Group $558
Jupiter Auto Insurance $552
American National P $636
Mercury Insurance $682
Bear River $674
General Casualty $772
SAFECO $779
PEMCO $829
MO Farm Bureau Services $860

2018 Subaru Forester Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $220
Kemper Auto | Infinity $253
American National P $421
Buckeye Insurance Group $578
NatGen Value $620
Kemper Personal Insurance $647
Concord Group $675
SAFECO $677
Pekin Insurance $766
Co-Operative Ins Companies $773

2017 Subaru Forester Insurance Rates

Insurance Provider Average Annual Cost
American National P&C $313
Kemper Auto Premier $332
American National P $424
Dairyland Auto 1 Month $464
Buckeye Insurance Group $599
Concord Group $652
SAFECO $748
PEMCO $762
NatGen PPA $785
Ohio Mutual Ins Group $822

2016 Subaru Forester Insurance Rates

Insurance Provider Average Annual Cost
NatGen Custom 360 $214
Kemper Personal Insurance $231
NatGen Value $425
American National P $442
SAFECO $539
Concord Group $558
Kentucky Farm Bureau $609
Mercury Insurance $626
Buckeye Insurance Group $614
North Carolina Farm Bureau $648

2015 Subaru Forester Insurance Rates

Insurance Provider Average Annual Cost
Kemper Premium $100
Jupiter Auto Insurance $119
Infinity Special $189
SAFECO $402
American National P&C $382
American National P $402
Mercury Insurance $432
NatGen Value $759
Buckeye Insurance Group $797
Bear River $799

2014 Subaru Forester Insurance Rates

Insurance Provider Average Annual Cost
Buckeye Insurance Group $605
SAFECO $646
Commerce Group Inc $699
North Carolina Farm Bureau $718
American National P $753
Concord Group $769
Mercury Insurance $788
Utica National Ins Group $776
SECURA Insurance $801
Dairyland Broadform $799

2013 Subaru Forester Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $212
Concord Group $562
American National P $611
MMG Insurance Company $762
SECURA Insurance $781
Countryway Insurance $785
EMC Insurance $778
Texas Farm Bureau Group $793
Commerce Group Inc $803
Dairyland $804

2012 Subaru Forester Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $190
Kemper Auto $496
Clearcover $588
Buckeye Insurance Group $657
SAFECO $662
Concord Group $667
Commerce Group Inc $682
North Carolina Farm Bureau $721
Ohio Mutual Ins Group $752
Safety Group $766

2011 Subaru Forester Insurance Rates

Insurance Provider Average Annual Cost
Buckeye Insurance Group $330
SAFECO $389
Kentucky Farm Bureau $520
American National P $527
Concord Group $620
Western Reserve $651
Norfolk and Dedham Group $637
Bear River $658
MMG Insurance Company $689
Safety Group $681

2010 Subaru Forester Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $116
Mercury Insurance $384
American National P&C $436
American National P $490
SAFECO $496
Bear River $633
Nationwide ThreeSixZero $756
PEMCO $776
Kentucky Farm Bureau $791
SECURA Insurance $756

Cost of Subaru Forester Car Insurance By Age

Drive Age Good Driver Recent Accident Poor Credit
17 $5,001 $7,328 $8,562
18 $4,650 $6,833 $7,985
19 $4,104 $6,037 $7,061
20 $3,561 $5,268 $6,143
21 $3,009 $4,409 $5,142
22 $2,924 $4,295 $5,024
23 $2,547 $3,746 $4,398
24 $2,445 $3,546 $4,186
25 $2,112 $3,088 $3,604
30 $1,647 $2,390 $2,793
35 $1,511 $2,253 $2,615
40 $1,488 $2,155 $2,523
45 $1,445 $2,089 $2,453
55 $1,327 $1,922 $2,244
65 $1,389 $2,023 $2,345
75 $1,716 $2,542 $2,965

Subaru Forester Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $1,561 $2,254 $2,888
Alaska $1,275 $1,775 $1,743
Arizona $1,476 $2,099 $3,123
Arkansas $1,594 $2,526 $2,758
California $1,773 $3,163 $1,796
Colorado $1,659 $2,322 $2,965
Connecticut $2,141 $3,269 $4,196
Delaware $1,772 $2,360 $3,018
Florida $2,093 $2,893 $3,760
Hawaii $700 $933 $685
Idaho $1,197 $1,555 $1,899
Illinois $1,219 $1,855 $2,127
Indiana $1,287 $1,952 $2,195
Iowa $1,005 $1,372 $1,637
Kansas $1,359 $1,933 $2,300
Kentucky $1,929 $2,837 $3,347
Louisiana $2,467 $3,755 $4,058
Maine $923 $1,288 $1,915
Maryland $1,532 $2,202 $2,469
Massachusetts $1,212 $2,143 $1,231
Michigan $2,929 $4,497 $7,060
Minnesota $1,195 $1,634 $2,277
Mississippi $1,460 $2,082 $2,110
Missouri $1,382 $1,982 $2,604
Montana $1,389 $1,949 $2,276
Nebraska $1,188 $1,749 $1,924
Nevada $1,957 $2,897 $3,057
New Hampshire $1,376 $2,161 $2,712
New Jersey $1,490 $2,346 $3,088
New Mexico $1,531 $2,292 $2,359
New York $1,428 $1,804 $2,982
North Carolina $875 $1,497 $1,082
North Dakota $1,193 $1,843 $2,180
Ohio $1,084 $1,665 $1,693
Oklahoma $1,724 $2,445 $2,750
Oregon $1,576 $2,097 $2,482
Pennsylvania $1,299 $1,916 $2,238
Rhode Island $2,191 $3,228 $3,638
South Carolina $1,490 $2,063 $2,839
South Dakota $1,324 $1,942 $2,231
Tennessee $1,569 $2,295 $3,075
Texas $1,581 $2,291 $2,847
Utah $1,346 $1,893 $2,602
Vermont $1,040 $1,585 $1,701
Virginia $995 $1,478 $1,456
Washington $1,294 $1,765 $2,082
West Virginia $1,317 $1,849 $2,312
Wisconsin $1,298 $2,019 $2,306
Wyoming $1,197 $1,681 $1,806
Georgia $1,695 $2,554 $2,584

FAQs

Who has the cheapest car insurance for a Subaru Forester?

Erie offers the most affordable car insurance for the 2024 Subaru Forester.

Which company offers the best car insurance for a Subaru Forester?

Considering their combination of low rates, comprehensive coverage options, and highly rated customer service, we believe Erie provides the best car insurance for a Subaru Forester.

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