Subaru Ascent Car Insurance Cost
Securing insurance for a Subaru Ascent typically runs about $1,662 annually through USAA. However, the exact expenses can vary based on factors such as your age, the year of the car model, and other variables. Feel free to utilize our quote tables below to estimate what your specific costs could be.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Subaru Ascent, you’ll need to factor in the cost of insurance. Insurance is a crucial aspect of owning a car, and it’s important to understand it fully before making a purchase.
Choosing the right car insurance is essential to avoid unexpected and potentially high expenses in the future. Having insufficient coverage during an accident can lead to significant out-of-pocket costs. Plus, if you’re responsible for an accident, your premiums could increase.
With over a decade of experience studying car insurance rates, I’ve witnessed how much these costs can vary. Factors like your age, driving record, and location can have a significant impact on your insurance premiums.
How Much Does Subaru Ascent Car Insurance Cost?
Typically, USAA provides the most competitive price, averaging $1,662 annually for full coverage insurance on a 2024 Subaru Ascent.
While USAA’s pricing serves as a useful reference point, it’s essential to recognize that car insurance costs can vary significantly due to several factors. These factors encompass your location, driving record, the age of your car, and the specific coverage options you select. Maintaining a clean driving history can result in lower premiums, while a record of accidents or traffic violations can raise your costs.
Furthermore, residing in an urban area with heavy traffic may lead to higher rates compared to rural regions with less traffic congestion. Your choice of coverage will also affect your premium – comprehensive insurance, which includes both comprehensive and collision coverage, will be pricier than minimum liability coverage.
Insuranceopedia is available to assist you in exploring and comparing quotes from various insurance companies to ensure you secure the best deal.
2024 Subaru Ascent Insurance Rates
| Insurance Provider | Average Annual Cost |
| USAA | $1,662 |
| Unitrin | $1,791 |
| 21st Century | $1,805 |
| Farmers | $2,063 |
| Mercury | $2,127 |
| California Capital | $2,195 |
| CSAA | $2,223 |
| Allstate | $2,278 |
| Metropolitan | $2,294 |
| Grange | $2,405 |
2023 Subaru Ascent Insurance Rates
| Insurance Provider | Average Annual Cost |
| Oregon Mutual | $805 |
| Capital Insurance Group | $837 |
| PEMCO | $939 |
| Mutual Of Enumclaw | $991 |
| Unigard | $996 |
| GMAC Insurance Group | $1,110 |
| SECURA Insurance | $1,229 |
| USAA | $1,315 |
| Chubb | $1,464 |
| Sentry | $1,620 |
2022 Subaru Ascent Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $173 |
| Victoria | $245 |
| Kemper Auto | Infinity | $400 |
| American National P | $442 |
| Pekin Insurance | $643 |
| IMT Insurance Company | $698 |
| Partners Mutual Insurance Co | $832 |
| Mercury Insurance | $842 |
| Tennessee Farmers | $897 |
| Cameron Mutual Group | $961 |
2021 Subaru Ascent Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $302 |
| Dairyland | $542 |
| Buckeye Insurance Group | $608 |
| United Farm Bureau of IN Group | $666 |
| North Carolina Farm Bureau | $726 |
| Countryway Insurance | $767 |
| Victoria | $763 |
| Concord Group | $787 |
| Safeco | $834 |
| Pekin Insurance | $851 |
2020 Subaru Ascent Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $326 |
| IMT Insurance Company | $554 |
| ALFA | $600 |
| Concord Group | $683 |
| Pekin Insurance | $714 |
| Countryway Insurance | $723 |
| Partners Mutual Insurance Co | $739 |
| North Carolina Farm Bureau | $819 |
| Safeco | $843 |
| National General Value | $837 |
2019 Subaru Ascent Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $399 |
| American National P | $420 |
| Mercury Insurance | $525 |
| Rural Mutual Insurance | $772 |
| Wolverine Mutual | $778 |
| Buckeye Insurance Group | $793 |
| Ohio Mutual Ins Group | $906 |
| Virginia Farm Bureau | $911 |
| North Carolina Farm Bureau | $936 |
| Indiana Farmers Mutual Ins | $1,007 |
Cost of Subaru Ascent Car Insurance By Age
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,201 | $9,138 | $10,664 |
| 18 | $5,777 | $8,516 | $9,958 |
| 19 | $5,134 | $7,504 | $8,771 |
| 20 | $4,478 | $6,537 | $7,660 |
| 21 | $3,732 | $5,478 | $6,415 |
| 22 | $3,649 | $5,368 | $6,260 |
| 23 | $3,196 | $4,695 | $5,464 |
| 24 | $3,038 | $4,430 | $5,202 |
| 25 | $2,603 | $3,819 | $4,470 |
| 30 | $2,021 | $2,985 | $3,496 |
| 35 | $1,910 | $2,808 | $3,271 |
| 40 | $1,835 | $2,693 | $3,146 |
| 45 | $1,805 | $2,615 | $3,066 |
| 55 | $1,658 | $2,423 | $2,799 |
| 65 | $1,714 | $2,520 | $2,917 |
| 75 | $2,138 | $3,151 | $3,708 |
Subaru Ascent Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,929 | $2,843 | $3,579 |
| Alaska | $1,605 | $2,228 | $2,172 |
| Arizona | $1,831 | $2,637 | $3,860 |
| Arkansas | $2,007 | $3,135 | $3,451 |
| California | $2,209 | $3,913 | $2,232 |
| Colorado | $2,082 | $2,909 | $3,690 |
| Connecticut | $2,660 | $4,120 | $5,213 |
| Delaware | $2,206 | $2,931 | $3,764 |
| Florida | $2,598 | $3,597 | $4,708 |
| Hawaii | $857 | $1,167 | $845 |
| Idaho | $1,490 | $1,956 | $2,380 |
| Illinois | $1,544 | $2,333 | $2,641 |
| Indiana | $1,600 | $2,429 | $2,725 |
| Iowa | $1,262 | $1,744 | $2,035 |
| Kansas | $1,660 | $2,413 | $2,841 |
| Kentucky | $2,410 | $3,568 | $4,205 |
| Louisiana | $3,122 | $4,692 | $5,095 |
| Maine | $1,155 | $1,609 | $2,396 |
| Maryland | $1,892 | $2,778 | $3,087 |
| Massachusetts | $1,538 | $2,654 | $1,540 |
| Michigan | $3,681 | $5,587 | $8,840 |
| Minnesota | $1,524 | $2,016 | $2,859 |
| Mississippi | $1,829 | $2,583 | $2,637 |
| Missouri | $1,731 | $2,443 | $3,236 |
| Montana | $1,743 | $2,454 | $2,856 |
| Nebraska | $1,497 | $2,203 | $2,380 |
| Nevada | $2,422 | $3,634 | $3,833 |
| New Hampshire | $1,712 | $2,701 | $3,383 |
| New Jersey | $1,851 | $2,947 | $3,832 |
| New Mexico | $1,895 | $2,844 | $2,931 |
| New York | $1,789 | $2,233 | $3,724 |
| North Carolina | $1,112 | $1,889 | $1,357 |
| North Dakota | $1,490 | $2,291 | $2,693 |
| Ohio | $1,357 | $2,045 | $2,102 |
| Oklahoma | $2,145 | $3,072 | $3,445 |
| Oregon | $1,948 | $2,609 | $3,093 |
| Pennsylvania | $1,646 | $2,408 | $2,821 |
| Rhode Island | $2,744 | $4,024 | $4,516 |
| South Carolina | $1,874 | $2,568 | $3,555 |
| South Dakota | $1,668 | $2,403 | $2,750 |
| Tennessee | $1,949 | $2,885 | $3,840 |
| Texas | $1,959 | $2,833 | $3,547 |
| Utah | $1,675 | $2,371 | $3,251 |
| Vermont | $1,312 | $1,979 | $2,112 |
| Virginia | $1,229 | $1,870 | $1,850 |
| Washington | $1,609 | $2,176 | $2,592 |
| West Virginia | $1,608 | $2,329 | $2,899 |
| Wisconsin | $1,634 | $2,506 | $2,869 |
| Wyoming | $1,527 | $2,128 | $2,251 |
| Georgia | $2,123 | $3,186 | $3,225 |
Compare Subaru Ascent To Other Subaru Models
FAQs
Who has the cheapest car insurance for a Subaru Ascent?
USAA offers the most affordable car insurance for the 2024 Subaru Ascent.
Which company offers the best car insurance for a Subaru Ascent?
Considering their combination of low rates, comprehensive coverage, and excellent customer service ratings, we believe USAA provides the best car insurance for a Subaru Ascent.
