Subaru Ascent Car Insurance Cost

Securing insurance for a Subaru Ascent typically runs about $1,662 annually through USAA. However, the exact expenses can vary based on factors such as your age, the year of the car model, and other variables. Feel free to utilize our quote tables below to estimate what your specific costs could be.

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Updated: 04 April 2024
Written by
Ahmed
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If you’re thinking about buying a Subaru Ascent, you’ll need to factor in the cost of insurance. Insurance is a crucial aspect of owning a car, and it’s important to understand it fully before making a purchase.

Choosing the right car insurance is essential to avoid unexpected and potentially high expenses in the future. Having insufficient coverage during an accident can lead to significant out-of-pocket costs. Plus, if you’re responsible for an accident, your premiums could increase.

With over a decade of experience studying car insurance rates, I’ve witnessed how much these costs can vary. Factors like your age, driving record, and location can have a significant impact on your insurance premiums.

How Much Does Subaru Ascent Car Insurance Cost?

Typically, USAA provides the most competitive price, averaging $1,662 annually for full coverage insurance on a 2024 Subaru Ascent.

While USAA’s pricing serves as a useful reference point, it’s essential to recognize that car insurance costs can vary significantly due to several factors. These factors encompass your location, driving record, the age of your car, and the specific coverage options you select. Maintaining a clean driving history can result in lower premiums, while a record of accidents or traffic violations can raise your costs.

Furthermore, residing in an urban area with heavy traffic may lead to higher rates compared to rural regions with less traffic congestion. Your choice of coverage will also affect your premium – comprehensive insurance, which includes both comprehensive and collision coverage, will be pricier than minimum liability coverage.

Insuranceopedia is available to assist you in exploring and comparing quotes from various insurance companies to ensure you secure the best deal.

2024 Subaru Ascent Insurance Rates

Insurance Provider Average Annual Cost
USAA $1,662
Unitrin $1,791
21st Century $1,805
Farmers $2,063
Mercury $2,127
California Capital $2,195
CSAA $2,223
Allstate $2,278
Metropolitan $2,294
Grange $2,405

2023 Subaru Ascent Insurance Rates

Insurance Provider Average Annual Cost
Oregon Mutual $805
Capital Insurance Group $837
PEMCO $939
Mutual Of Enumclaw $991
Unigard $996
GMAC Insurance Group $1,110
SECURA Insurance $1,229
USAA $1,315
Chubb $1,464
Sentry $1,620

2022 Subaru Ascent Insurance Rates

Insurance Provider Average Annual Cost
Safeco $173
Victoria $245
Kemper Auto | Infinity $400
American National P $442
Pekin Insurance $643
IMT Insurance Company $698
Partners Mutual Insurance Co $832
Mercury Insurance $842
Tennessee Farmers $897
Cameron Mutual Group $961

2021 Subaru Ascent Insurance Rates

Insurance Provider Average Annual Cost
American National P $302
Dairyland $542
Buckeye Insurance Group $608
United Farm Bureau of IN Group $666
North Carolina Farm Bureau $726
Countryway Insurance $767
Victoria $763
Concord Group $787
Safeco $834
Pekin Insurance $851

2020 Subaru Ascent Insurance Rates

Insurance Provider Average Annual Cost
American National P $326
IMT Insurance Company $554
ALFA $600
Concord Group $683
Pekin Insurance $714
Countryway Insurance $723
Partners Mutual Insurance Co $739
North Carolina Farm Bureau $819
Safeco $843
National General Value $837

2019 Subaru Ascent Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $399
American National P $420
Mercury Insurance $525
Rural Mutual Insurance $772
Wolverine Mutual $778
Buckeye Insurance Group $793
Ohio Mutual Ins Group $906
Virginia Farm Bureau $911
North Carolina Farm Bureau $936
Indiana Farmers Mutual Ins $1,007

Cost of Subaru Ascent Car Insurance By Age

Drive Age Good Driver Recent Accident Poor Credit
17 $6,201 $9,138 $10,664
18 $5,777 $8,516 $9,958
19 $5,134 $7,504 $8,771
20 $4,478 $6,537 $7,660
21 $3,732 $5,478 $6,415
22 $3,649 $5,368 $6,260
23 $3,196 $4,695 $5,464
24 $3,038 $4,430 $5,202
25 $2,603 $3,819 $4,470
30 $2,021 $2,985 $3,496
35 $1,910 $2,808 $3,271
40 $1,835 $2,693 $3,146
45 $1,805 $2,615 $3,066
55 $1,658 $2,423 $2,799
65 $1,714 $2,520 $2,917
75 $2,138 $3,151 $3,708

Subaru Ascent Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $1,929 $2,843 $3,579
Alaska $1,605 $2,228 $2,172
Arizona $1,831 $2,637 $3,860
Arkansas $2,007 $3,135 $3,451
California $2,209 $3,913 $2,232
Colorado $2,082 $2,909 $3,690
Connecticut $2,660 $4,120 $5,213
Delaware $2,206 $2,931 $3,764
Florida $2,598 $3,597 $4,708
Hawaii $857 $1,167 $845
Idaho $1,490 $1,956 $2,380
Illinois $1,544 $2,333 $2,641
Indiana $1,600 $2,429 $2,725
Iowa $1,262 $1,744 $2,035
Kansas $1,660 $2,413 $2,841
Kentucky $2,410 $3,568 $4,205
Louisiana $3,122 $4,692 $5,095
Maine $1,155 $1,609 $2,396
Maryland $1,892 $2,778 $3,087
Massachusetts $1,538 $2,654 $1,540
Michigan $3,681 $5,587 $8,840
Minnesota $1,524 $2,016 $2,859
Mississippi $1,829 $2,583 $2,637
Missouri $1,731 $2,443 $3,236
Montana $1,743 $2,454 $2,856
Nebraska $1,497 $2,203 $2,380
Nevada $2,422 $3,634 $3,833
New Hampshire $1,712 $2,701 $3,383
New Jersey $1,851 $2,947 $3,832
New Mexico $1,895 $2,844 $2,931
New York $1,789 $2,233 $3,724
North Carolina $1,112 $1,889 $1,357
North Dakota $1,490 $2,291 $2,693
Ohio $1,357 $2,045 $2,102
Oklahoma $2,145 $3,072 $3,445
Oregon $1,948 $2,609 $3,093
Pennsylvania $1,646 $2,408 $2,821
Rhode Island $2,744 $4,024 $4,516
South Carolina $1,874 $2,568 $3,555
South Dakota $1,668 $2,403 $2,750
Tennessee $1,949 $2,885 $3,840
Texas $1,959 $2,833 $3,547
Utah $1,675 $2,371 $3,251
Vermont $1,312 $1,979 $2,112
Virginia $1,229 $1,870 $1,850
Washington $1,609 $2,176 $2,592
West Virginia $1,608 $2,329 $2,899
Wisconsin $1,634 $2,506 $2,869
Wyoming $1,527 $2,128 $2,251
Georgia $2,123 $3,186 $3,225

FAQs

Who has the cheapest car insurance for a Subaru Ascent?

USAA offers the most affordable car insurance for the 2024 Subaru Ascent.

Which company offers the best car insurance for a Subaru Ascent?

Considering their combination of low rates, comprehensive coverage, and excellent customer service ratings, we believe USAA provides the best car insurance for a Subaru Ascent.

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