Subaru WRX Car Insurance Cost 2024
Getting insurance for a Subaru WRX costs $984 per year, on average. However, the exact cost can vary based on factors such as your age, the year of the car model, and other considerations. You can use our quote tables below to get an estimate of your specific costs.
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If you’re considering buying a Subaru WRX, you’ll need to factor in the cost of insurance. On average, insurance for a Subaru WRX costs $984 per year. Insurance is a crucial part of car ownership, and it’s essential to understand what you’re signing up for before making your purchase.
Choosing the right car insurance policy can help you avoid unexpected and potentially high expenses in the future. With over 10 years of experience as a licensed insurance agent, I’ve observed how much these costs can fluctuate. Factors like age, driving history, and location can significantly impact your insurance premiums.
How Much Does Subaru WRX Car Insurance Cost?
Typically, Subaru WRX drivers can find car insurance at an average rate of $984 per year.
It’s crucial to recognize that the cost of car insurance can vary significantly due to several factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations may lead to higher costs.
Moreover, residing in an urban area with heavy traffic might result in higher insurance rates compared to rural areas with less traffic. Additionally, the type of coverage you opt for will impact your premium – comprehensive insurance, covering both comprehensive and collision, generally costs more than minimum liability coverage.
As you can see from the table below, the cost of insurance for a Subaru WRX is expensive compared to the average cost of all Subaru models. However, it is still cheaper than the average cost for all cars.
Insuranceopedia is available to assist you in comparing quotes from various auto insurance companies, ensuring you find the best deal for your needs.
| Vehicle | Average Monthly Premium |
| Subaru WRX | $82 |
| All Subarus | $69 |
| All Cars | $85 |
Average Insurance Cost Of Subaru WRX By Model Year
| Model Year | Average Premium |
| 2024 Subaru WRX | $1,666 |
| 2023 Subaru WRX | $1,512 |
| 2022 Subaru WRX | $761 |
| 2021 Subaru WRX | $1,021 |
| 2020 Subaru WRX | $1,307 |
| 2019 Subaru WRX | $1,032 |
| 2018 Subaru WRX | $1,148 |
| 2017 Subaru WRX | $1,170 |
| 2016 Subaru WRX | $1,076 |
| 2015 Subaru WRX | $767 |
2024 Subaru WRX Insurance Rates
The average annual insurance cost for a 2024 Subaru WRX is $1,661. However, Capital Insurance Group offers the cheapest rates, averaging $980 per year.
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $1,450 |
| GMAC Insurance Group | $1,940 |
| Oregon Mutual | $1,765 |
| North Carolina Farm Bureau | $1,550 |
| Capital Insurance Group | $980 |
| Unigard | $1,530 |
| PEMCO | $1,165 |
| Utica National Ins Group | $1,810 |
| American National P | $1,905 |
| Titan | $1,570 |
2023 Subaru WRX Insurance Rates
The average annual insurance cost for a 2023 Subaru WRX is $1,512. However, Capital Insurance Group offers the cheapest rates, averaging $954 per year.
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $1,401 |
| GMAC Insurance Group | $1,887 |
| Oregon Mutual | $1,716 |
| North Carolina Farm Bureau | $1,507 |
| Capital Insurance Group | $954 |
| Unigard | $1,483 |
| PEMCO | $1,122 |
| Utica National Ins Group | $1,762 |
| American National P | $1,855 |
| Titan | $1,525 |
2022 Subaru WRX Insurance Rates
The average annual insurance cost for a 2022 Subaru WRX is $761. However, Victoria offers the cheapest rates, averaging $720 per year.
| Insurance Provider | Average Annual Cost |
| Victoria | $720 |
| West Bend Mutual | $1,404 |
| North Carolina Farm Bureau | $1,034 |
| Clearcover | $751 |
| Safeco | $780 |
| Infinity Special | $679 |
| Mercury Insurance | $184 |
| American National P | $1,151 |
| Pekin Insurance | $1,180 |
| SafeAuto | $831 |
2021 Subaru WRX Insurance Rates
The average annual insurance cost for a 2021 Subaru WRX is $1,021. However, Plymouth Rock offers the cheapest rates, averaging $808 per year.
| Insurance Provider | Average Annual Cost |
| Plymouth Rock | $808 |
| Victoria | $1,344 |
| NatGen Custom 360 | $1,320 |
| Mercury Insurance | $1,095 |
| Safeco | $842 |
| Kemper Auto | Infinity | $834 |
| NatGen Value | $811 |
| Tennessee Farmers | $1,326 |
| Pekin Insurance | $1,337 |
| North Carolina Farm Bureau | $1,200 |
2020 Subaru WRX Insurance Rates
The average annual insurance cost for a 2020 Subaru WRX is $1,307. However, Safeco offers the cheapest rates, averaging $558 per year.
| Insurance Provider | Average Annual Cost |
| MMG Insurance Company | $1,002 |
| Virginia Farm Bureau | $1,550 |
| National General Value | $1,327 |
| PEMCO | $1,323 |
| Safeco | $558 |
| American National P | $1,143 |
| SafeAuto | $831 |
| Capital Insurance Group | $1,459 |
| Mercury Insurance | $1,556 |
| Concord Group | $1,328 |
Find Affordable Subaru WRX Insurance Rates
2019 Subaru WRX Insurance Rates
The average annual insurance cost for a 2019 Subaru WRX is $1,032. However, Safeco offers the cheapest rates, averaging $326 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $573 |
| Southern Farm Bureau | $1,542 |
| Ohio Mutual Ins Group | $1,442 |
| Virginia Farm Bureau | $838 |
| Safeco | $326 |
| Mercury Insurance | $607 |
| Kemper Auto | $589 |
| PEMCO | $1,558 |
| Concord Group | $1,577 |
| North Carolina Farm Bureau | $1,276 |
2018 Subaru WRX Insurance Rates
It costs $1,148 per year to insure a 2018 Subaru WRX, on average. However, the cheapest rates can be found with Safeco at $450 annually.
| Insurance Provider | Average Annual Cost |
| American National P | $971 |
| Utica National Ins Group | $1,301 |
| Concord Group | $1,245 |
| SECURA Insurance | $1,148 |
| Safeco | $450 |
| Virginia Farm Bureau | $986 |
| Kemper Auto | Infinity | $672 |
| Pekin Insurance | $1,266 |
| North Carolina Farm Bureau | $1,248 |
| Direct Auto | $1,195 |
2017 Subaru WRX Insurance Rates
It costs $1,170 per year to insure a 2017 Subaru WRX, on average. However, the cheapest rates can be found with Kemper Auto | Infinity at $753 annually.
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $753 |
| Indiana Farmers Mutual Ins | $1,492 |
| Dairyland Auto 1 Month | $1,376 |
| Concord Group | $1,230 |
| Safeco | $856 |
| North Carolina Farm Bureau | $1,041 |
| American National P | $516 |
| Texas Farm Bureau Group | $1,400 |
| Rockford Mutual Insurance | $1,436 |
| Direct Auto | $1,305 |
2016 Subaru WRX Insurance Rates
It costs $1,076 per year to insure a 2016 Subaru WRX, on average. However, the cheapest rates can be found with Safeco at $886 annually.
| Insurance Provider | Average Annual Cost |
| North Carolina Farm Bureau | $910 |
| PEMCO | $1,622 |
| Utica National Ins Group | $1,022 |
| American National P | $986 |
| Safeco | $886 |
| SafeAuto | $947 |
| Mercury Insurance | $236 |
| Buckeye Insurance Group | $1,468 |
| IMT Insurance Company | $1,480 |
| Titan | $1,012 |
2015 Subaru WRX Insurance Rates
It costs $767 per year to insure a 2020 Subaru WRX, on average. However, the cheapest rates can be found with Safeco at $286 annually.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $457 |
| SafeAuto | $1,067 |
| Buckeye Insurance Group | $1,022 |
| Dairyland Auto 1 Month | $708 |
| Safeco | $286 |
| Union Mutual Fire Group | $650 |
| Kemper Premium | $373 |
| PEMCO | $1,078 |
| SECURA Insurance | $1,101 |
| National General RAD | $936 |
Find Affordable Subaru WRX Insurance Rates
Is A Subaru WRX Expensive To Insure?
The cost to insure a Subaru WRX is only slightly lower than the overall average for all cars. However, the actual amount you’ll pay for car insurance depends on various factors, such as your age, your car’s age, location, and more.
Cost of Subaru WRX Car Insurance By Age
Age plays a significant role in determining insurance rates for any vehicle. Teenagers typically pay the highest premiums, as statistically, they are involved in more car accidents than any other age group. As you get older, your premiums decrease as you become a lower insurance risk.
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,849 | $12,994 | $15,253 |
| 18 | $8,260 | $12,154 | $14,199 |
| 19 | $7,312 | $10,694 | $12,515 |
| 20 | $6,365 | $9,371 | $10,943 |
| 21 | $5,357 | $7,851 | $9,194 |
| 22 | $5,173 | $7,650 | $8,905 |
| 23 | $4,551 | $6,674 | $7,809 |
| 24 | $4,320 | $6,330 | $7,432 |
| 25 | $3,718 | $5,475 | $6,422 |
| 30 | $2,948 | $4,263 | $4,971 |
| 35 | $2,713 | $4,027 | $4,653 |
| 40 | $2,573 | $3,834 | $4,495 |
| 45 | $2,533 | $3,714 | $4,376 |
| 55 | $2,317 | $3,381 | $3,991 |
| 65 | $2,433 | $3,551 | $4,188 |
| 75 | $3,073 | $4,493 | $5,294 |
Subaru WRX Car Insurance Rates By State
Where you live plays a significant role in how insurance companies calculate rates. Each state regulates its own auto insurance; for example, Michigan drivers tend to pay higher premiums because the state mandates higher levels of coverage. Additionally, each location has a unique climate. Some states experience extreme weather, such as hurricanes, storms, and flooding.
Moreover, each area has its own statistics on crime and auto accidents, including car thefts, crashes, and vehicle fatality rates. Insurance companies consider all of these factors when calculating your exact Subaru WRX insurance rate.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,816 | $3,984 | $5,101 |
| Alaska | $2,337 | $3,169 | $3,067 |
| Arizona | $2,606 | $3,719 | $5,498 |
| Arkansas | $2,836 | $4,423 | $4,883 |
| California | $3,152 | $5,575 | $3,153 |
| Colorado | $2,947 | $4,122 | $5,258 |
| Connecticut | $3,792 | $5,846 | $7,440 |
| Delaware | $3,123 | $4,148 | $5,339 |
| Florida | $3,670 | $5,130 | $6,675 |
| Georgia | $1,180 | $1,622 | $1,217 |
| Hawaii | $2,119 | $2,805 | $3,388 |
| Idaho | $2,231 | $3,316 | $3,764 |
| Illinois | $2,253 | $3,471 | $3,878 |
| Indiana | $1,816 | $2,455 | $2,891 |
| Iowa | $2,395 | $3,430 | $4,067 |
| Kansas | $3,441 | $5,052 | $5,962 |
| Kentucky | $4,395 | $6,679 | $7,232 |
| Louisiana | $1,675 | $2,324 | $3,409 |
| Maine | $2,669 | $3,952 | $4,404 |
| Maryland | $2,201 | $3,792 | $2,182 |
| Massachusetts | $5,236 | $7,967 | $12,566 |
| Michigan | $2,154 | $2,890 | $4,055 |
| Minnesota | $2,628 | $3,688 | $3,747 |
| Mississippi | $2,482 | $3,494 | $4,593 |
| Missouri | $2,498 | $3,497 | $4,045 |
| Montana | $2,123 | $3,116 | $3,420 |
| Nebraska | $3,460 | $5,157 | $5,463 |
| Nevada | $2,433 | $3,822 | $4,823 |
| New Hampshire | $2,662 | $4,151 | $5,476 |
| New Jersey | $2,703 | $4,049 | $4,184 |
| New Mexico | $2,538 | $3,149 | $5,291 |
| New York | $1,574 | $2,685 | $1,940 |
| North Carolina | $2,116 | $3,203 | $3,873 |
| North Dakota | $1,888 | $2,931 | $3,000 |
| Ohio | $3,046 | $4,380 | $4,888 |
| Oklahoma | $2,811 | $3,723 | $4,439 |
| Oregon | $2,305 | $3,425 | $3,976 |
| Pennsylvania | $3,895 | $5,716 | $6,422 |
| Rhode Island | $2,638 | $3,702 | $5,069 |
| South Carolina | $2,370 | $3,410 | $3,932 |
| South Dakota | $2,777 | $4,107 | $5,506 |
| Tennessee | $2,807 | $4,039 | $5,056 |
| Texas | $2,382 | $3,375 | $4,600 |
| Utah | $1,851 | $2,828 | $2,972 |
| Vermont | $1,771 | $2,653 | $2,640 |
| Virginia | $2,333 | $3,108 | $3,690 |
| Washington | $2,322 | $3,304 | $4,137 |
| West Virginia | $2,307 | $3,562 | $4,109 |
| Wisconsin | $2,157 | $3,028 | $3,196 |
| Wyoming | $3,040 | $4,528 | $4,564 |
Find Affordable Subaru WRX Insurance Rates
Cheapest Car Insurance Companies For A Subaru WRX
If you’re looking to purchase a new car insurance policy for your Subaru WRX, then you might want to know who the cheapest insurance companies are.
For drivers solely looking for the most affordable policy, Good2Go offer a $20 per month premium, making them the cheapest provider for a Subaru WRX. However, rates can fluctuate based on your driver profile, so this rate is just an average.
In order to find the affordable rates for your profile, the best thing to do is shop around and compare quotes.
| Company | Average Monthly Rate |
| Vertie | $38 |
| Good2Go | $23 |
| Aspire | 41 |
Common Subaru WRX Insurance Discounts
Discounts are a great way to lower your car insurance costs. While each auto insurance provider will offer their own discounts, there are some common ones which you can check your eligibility for:
- Multi-policy: If you bundle your home and auto insurance policies with one provider, you can often get a discounted rate.
- Pay annually: This is for people who pay their premium all at once, rather than spreading the payments out every month.
- Defensive driving: By taking defensive driving courses from a certified institution you can become eligible for discounted prices.
There are other discounts that you can apply for. You should speak to your insurance agent, as they can help you find ones that you are eligible for.
Ways To Save On Subaru WRX Insurance Costs
Maintaining a clean driving record is one of the best ways to keep your Subaru WRX insurance costs down. Getting a speeding ticket or being involved in an accident can raise your premiums.
Subaru WRX drivers with a ticket on their record can expect to pay $125 per month, while those with multiple accidents will pay an average of $110 per month. By avoiding these incidents, you can keep your insurance costs low.
Additionally, drivers with low annual mileage pay less for Subaru WRX insurance, as drivers on the road less frequently have fewer chances of getting into accidents, making them a lower risk to insure.
Subaru WRX drivers who drive between 5,000 and 7,500 miles per year will pay around $65 per month for car insurance. In contrast, those who drive over 10,000 miles per year will pay $91 per month.
Compare Subaru WRX To Other Subaru Models
Looking for other Subaru model insurance costs?
Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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FAQs
Do You Need Insurance Before You Can Purchase A Subaru WRX?
Yes, you will need to provide proof of insurance before you can drive your Subaru WRX out of the dealership. The best thing to do is buy a policy and then let your insurance company know that you are about to buy your car, instead of getting insurance through your dealership.
How Can You Get The Cheapest Insurance For Your Subaru WRX?
The best way to find the cheapest rates for your Subaru WRX is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers, right here on our website.
