Cheapest Car Insurance In South Jordan, UT 2025
South Jordan residents can find the most affordable minimum car insurance coverage with Auto-Owners, priced at $70 per month on average.
We’ve saved shoppers an average of $600 per year on their car insurance.
The cost of cheap car insurance in South Jordan, UT, can fluctuate considerably depending on your search.
For liability-only policies, Auto-Owners offers unbeatable rates. Progressive is the go-to for full coverage at a great price, and Nationwide serves young drivers with the cheapest premiums.
Cheapest Car Insurance Companies In South Jordan, UT 2025







Cheapest Liability-only Car Insurance In South Jordan: Auto-Owners
Auto-Owners offers the lowest-cost minimum coverage car insurance in South Jordan, with an average rate of $70 a month.
Check the table below to compare the rates of different insurance providers side by side.
Provider | Average Monthly Cost | Average Annual Cost |
Auto-Owners | $70 | $840 |
Progressive | $76 | $912 |
State Farm | $119 | $1,428 |
Allstate | $125 | $1,500 |
Farmers | $167 | $2,004 |
Cheapest Full Coverage Insurance Rates In South Jordan: Progressive
Progressive is the leading provider of affordable full coverage car insurance in South Jordan, with rates as low as $140 a month on average.
Below is a breakdown of average auto insurance quotes from affordable insurers in South Jordan.
Provider | Average Monthly Cost | Average Annual Cost |
Progressive | $140 | $1,680 |
Farm Bureau | $169 | $2,028 |
Auto-Owners | $145 | $1,740 |
State Farm | $233 | $2,796 |
Allstate | $236 | $2,832 |
Cheapest Rates In South Jordan For Teenagers: Progressive
South Jordan teens looking for low-cost car insurance will find Progressive’s average quote of $287 to be the cheapest.
The following table shows the providers with the most budget-friendly car insurance for teenagers.
Provider | Average Monthly Cost | Average Annual Cost |
Progressive | $287 | $3,444 |
Auto-owners | $291 | $3,492 |
State Farm | $386 | $4,632 |
American Family | $388 | $4,656 |
Allstate | $449 | $5,388 |
Cheapest Car Insurance Rates For Seniors: Farmers Union Insurance
The most affordable car insurance for seniors in South Jordan is available from Farmers Union Insurance, at $35 monthly on average.
Below is a table showing the average rates from cost-effective car insurance options for seniors.
Provider | Average Monthly Cost | Average Annual Cost |
Farmers Union Insurance | $35 | $420 |
Nationwide | $38 | $456 |
Progressive | $47 | $564 |
Auto-Owners | $46 | $552 |
GEICO | $51 | $612 |
Cheapest Auto Insurance For Young Adults in South Jordan: Nationwide
Nationwide offers the best car insurance rates for young adults in South Jordan, averaging $50 a month.
Compare the lowest rates for auto insurance in South Jordan for young adults using the table below.
Provider | Average Monthly Cost | Average Annual Cost |
Nationwide | $50 | $600 |
American Family | $64 | $768 |
GEICO | $51 | $612 |
Farmers Union Insurance | $55 | $660 |
Auto-Owners | $52 | $624 |
Cheapest Car Insurance In South Jordan For Good Drivers: Auto-Owners
The most affordable car insurance for good drivers in South Jordan comes from Auto-Owners, averaging $70 per month.
For those with a clean driving record, the table below shows the average quotes from the cheapest insurers.
Provider | Average Monthly Cost | AverageAnnual Cost |
Auto-Owners | $70 | $840 |
Progressive | $76 | $912 |
State Farm | $119 | $1,428 |
Allstate | $125 | $1,500 |
Farmers | $167 | $2,004 |
Find affordable South Jordan rates
Cheapest For Drivers With After At-Fault Accident: American Family
The cheapest car insurance for drivers with an at-fault incident is available from American Family, with an average monthly premium of $245.
The following providers offer the lowest-cost car insurance for drivers with an at-fault accident on their record.
Provider | Average Monthly Cost | Average Annual Cost |
American Family | $245 | $2,940 |
State Farm | $269 | $3,228 |
Auto-Owners | $250 | $3,000 |
Allstate | $335 | $4,020 |
Farmers | $494 | $5,928 |
Cheapest Rates In South Jordan For Drivers After A DUI: Progressive
Progressive is the best option for drivers in South Jordan after a DUI, offering average premiums of $168 per month.
South Jordan drivers with a DUI can find the lowest rates in the table below.
Provider | Average Monthly Cost | Average Annual Cost |
Progressive | $168 | $2,016 |
American Family | $322 | $3,864 |
Auto-Owners | $371 | $4,452 |
State Farm | $568 | $6,816 |
Allstate | $320 | $3,840 |
Cheapest Car Insurance In South Jordan After A Speeding Ticket: Progressive
With an average monthly cost of $178, Progressive is one of the most affordable options for drivers in South Jordan who have a speeding ticket.
The table below compares average rates for drivers with a speeding violation on their record.
Provider | Average Monthly Cost | Average Annual Cost |
Progressive | $178 | $2,136 |
Allstate | $260 | $3,120 |
State Farm | $248 | $2,976 |
GEICO | $246 | $2,952 |
Farmers | $459 | $5,508 |
Best Car Insurance Companies In South Jordan
The cheapest car insurance for South Jordan drivers is from Auto-Owners at $70 a month. Progressive and State Farm offer competitive rates of $76 and $119 per month, respectively.
Here are the top car insurance providers in South Jordan, UT, ranked by the average rate they charge per month.
Company | Monthly Premium |
Auto-Owners | $70 |
Progressive | $76 |
State Farm | $119 |
Allstate | $125 |
Farmers | $167 |
GEICO | $107 |
American Family | $99 |
Farm Bureau | $73 |
Average Rates In South Jordan – By Vehicle
The type of car you own, from its make and model to its year and body style, greatly affects your insurance premiums. Newer vehicles, especially luxury cars with advanced technology, usually have higher rates because of their higher cost to replace or repair.
For average car insurance rates in South Jordan based on vehicle types, refer to the table below.
Vehicle | Average Monthly Rate |
Nissan Versa | $85 |
Lexus ES | $274 |
Subaru Outback | $154 |
Jeep Compass | $95 |
Average Auto Insurance Rates In South Jordan – By Age
Due to their lack of experience and higher accident risk, younger drivers often pay more for car insurance. Teenagers can expect an average annual premium of around $2,461.
By the time drivers reach 25, their car insurance premiums usually start to decline, assuming no accidents or violations.
The most competitive premiums are often offered to drivers in their 50s and early 60s, as insurers see them as less risky due to their extensive driving experience.
Age | Average Yearly Rate |
Teenagers | $2,461 |
20s | $2,145 |
30s | $1,606 |
40s | $1,636 |
50s | $1,271 |
60s | $1,717 |
70s | $1,420 |
How Much Is Car Insurance In Other Cities in Utah?
City living can lead to higher car insurance premiums due to higher risks of accidents, vehicle theft, and vandalism, especially in urban environments.
For comparison, car insurance costs about $216 per month in Orem, while drivers in Elsinore pay an average of $179 per month.
City | Average Monthly Rate |
Beryl | $185 |
Aurora | $190 |
Cedar City | $180 |
Elsinore | $179 |
Clearfield | $205 |
Ogden | $207 |
Centerfield | $182 |
Park City | $196 |
Sandy | $215 |
Orem | $216 |
Average Cost Of Auto Insurance In South Jordan – By Zip Code
Because zip codes help insurers assess crime risk, car insurance rates can differ based on where you live.
Use the table below to see how insurance rates vary by zip code in South Jordan.
Zip Code | Average Monthly Rate |
84095 | $137 |
Find affordable South Jordan rates
Our Methodology
By conducting a comprehensive analysis of customer ratings, product variety, pricing, and insights from various review sites, I’ve put together a detailed overview of car insurance providers in South Jordan, UT.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in South Jordan?
Auto-Owners provides the lowest minimum coverage rates in South Jordan, while Progressive offers the most competitive full coverage rates, including comprehensive and collision protection.
What is the average cost of car insurance in South Jordan?
South Jordan drivers can expect to pay an average of $140 per month for car insurance, though rates vary based on zip code, vehicle type, and driving history.