Porsche Cayman Car Insurance Cost 2025
The average cost of insuring a Porsche Cayman is around $2,016 per year. However, this amount can vary depending on factors like your age, the model year of your car, location, driving history, and chosen coverage options. Reviewing quote tables can help you get a more accurate estimate tailored to your specific circumstances.
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If you’re considering purchasing a Porsche Cayman, it’s important to consider the cost of insurance. Insurance is a significant aspect of car ownership, and it’s crucial to understand the financial commitment before making a decision. On average, insurance for a Porsche Cayman cost $2,016 per year.
Selecting the right car insurance is essential to prevent unexpected and potentially costly surprises in the future. It’s crucial to have adequate coverage in case of an accident to avoid substantial out-of-pocket expenses. Moreover, being responsible for an accident could lead to higher premiums.
With more than ten years of experience analyzing car insurance rates, I’ve observed the significant variation in these costs. Factors such as your age, driving record, and location all play a significant role in determining your insurance premiums.
How Much Does Porsche Cayman Car Insurance Cost?
Porsche Cayman drivers generally pay an average of $2,016 per year for car insurance.
The cost of car insurance can indeed fluctuate based on several factors. These include your driving history, where you live, the type of coverage you choose, and the specific model year of your Porsche Cayman. Drivers with clean records tend to pay lower premiums, while those with traffic violations or accidents may see higher rates.
Living in urban areas, where traffic is denser, can lead to higher insurance premiums compared to rural areas. The type of coverage you select also impacts the cost—comprehensive insurance, which covers both comprehensive and collision, tends to be more expensive than basic liability coverage.
As mentioned, the insurance for a Porsche Cayman is typically more expensive than the average for all Porsche models, and also more costly than the general average for all cars. To get the most accurate and affordable rate, it’s essential to shop around and compare quotes from various insurance providers. Insuranceopedia can assist you with this process to help you find the best deal for your needs.
| Vehicle | Average Monthly Premium |
| Porsche Cayman | $221 |
| All Porsches | $218 |
| All Cars | $175 |
Average Insurance Cost Of Porsche Cayman Model Year
| Model Year | Average Premium |
| 2024 Porsche Cayman | $3,760 |
| 2023 Porsche Cayman | $3,598 |
| 2022 Porsche Cayman | $2,897 |
| 2020 Porsche Cayman | $1,066 |
| 2018 Porsche Cayman | $1,305 |
| 2017 Porsche Cayman | $1,294 |
| 2016 Porsche Cayman | $2,065 |
| 2014 Porsche Cayman | $949 |
| 2012 Porsche Cayman | $965 |
| 2011 Porsche Cayman | $3,228 |
| 2010 Porsche Cayman | $2,478 |
2024 Porsche Cayman Insurance Rates
The average annual insurance cost for a 2024 Porsche Cayman is $3,760. However, California Capital offers the cheapest rates, averaging $2,005 per year.
| Insurance Provider | Average Annual Cost |
| Unitrin | $2,380 |
| USAA | $3,168 |
| 21st Century | $3,170 |
| CSAA | $4,975 |
| California Capital | $2,005 |
| Mercury | $3,877 |
| Farmers | $4,569 |
| Metropolitan | $5,096 |
| Grange | $4,705 |
| Esurance | $3,657 |
2023 Porsche Cayman Insurance Rates
The average annual insurance cost for a 2023 Porsche Cayman is $3,598. However, California Capital offers the cheapest rates, averaging $1,993 per year.
| Insurance Provider | Average Annual Cost |
| Unitrin | $2,286 |
| USAA | $3,065 |
| 21st Century | $3,164 |
| Grange | $4,670 |
| California Capital | $1,993 |
| Esurance | $3,701 |
| Mercury | $3,950 |
| CSAA | $5,031 |
| Farmers | $4,604 |
| Dairyland | $3,511 |
2022 Porsche Cayman Insurance Rates
The average annual insurance cost for a 2022 Porsche Cayman is $2,897. However, Mercury Insurance offers the cheapest rates, averaging $512 per year.
| Insurance Provider | Average Annual Cost |
| Allied | $1,521 |
| National General | $1,583 |
| State Farm | $1,678 |
| Direct General Insurance | $4,028 |
| Mercury Insurance | $512 |
| Allstate | $2,450 |
| Metropolitan | $2,752 |
| Dairyland Auto | $8,790 |
| United Automobile Ins Group | $3,771 |
| Mercury | $1,882 |
2020 Porsche Cayman Insurance Rates
The average annual insurance cost for a 2020 Porsche Cayman is $1,066. However, Nationwide offers the cheapest rates, averaging $753 per year.
| Insurance Provider | Average Annual Cost |
| Unitrin | $2,108 |
| California Capital | $2,406 |
| USAA | $2,719 |
| National General | $3,354 |
| Nationwide | $753 |
| Mercury | $3,101 |
| Farmers | $3,190 |
| Metropolitan | $3,562 |
| Auto Club | $3,250 |
| Grange | $2,782 |
2018 Porsche Cayman Insurance Rates
The average annual insurance cost for a 2018 Porsche Cayman is $1,305. However, American National P offers the cheapest rates, averaging $586 per year.
| Insurance Provider | Average Annual Cost |
| Penn National | $916 |
| Texas Farm Bureau Group | $1,176 |
| Virginia Farm Bureau | $1,248 |
| Southern Farm Bureau | $1,607 |
| American National P | $586 |
| Auto-Owners Insurance Co | $1,399 |
| 21st Century | $1,500 |
| Cincinnati Insurance | $1,715 |
| National General | $1,518 |
| Erie | $1,384 |
2017 Porsche Cayman Insurance Rates
The average annual insurance cost for a 2017 Porsche Cayman is $1,294. However, SafeAuto offers the cheapest rates, averaging $469 per year.
| Insurance Provider | Average Annual Cost |
| North Carolina Farm Bureau | $1,012 |
| Erie | $1,152 |
| State Farm | $1,252 |
| Nationwide | $1,682 |
| SafeAuto | $469 |
| GMAC Insurance Group | $1,374 |
| Texas Farm Bureau Group | $1,442 |
| USAA | $1,825 |
| Penn National | $1,483 |
| Allied | $1,245 |
2016 Porsche Cayman Insurance Rates
The average annual insurance cost for a 2016 Porsche Cayman is $2,065. However, Farm Bureau Mutual (IA Group) offers the cheapest rates, averaging $1,294 per year.
| Insurance Provider | Average Annual Cost |
| Allied | $1,340 |
| Travelers | $1,989 |
| Country | $2,013 |
| Texas Farm Bureau Group | $2,450 |
| Farm Bureau Mutual (IA Group) | $1,294 |
| Nationwide | $2,101 |
| Mercury | $2,264 |
| State Farm | $2,907 |
| Republic Indemnity | $2,252 |
| USAA | $2,038 |
2014 Porsche Cayman Insurance Rates
The average annual insurance cost for a 2014 Porsche Cayman is $949. However, Buckeye Insurance Group offers the cheapest rates, averaging $681 per year.
| Insurance Provider | Average Annual Cost |
| Central Mutual Insurance Co | $868 |
| Auto-Owners Insurance Co | $971 |
| Grange Mutual | $989 |
| Erie | $1,053 |
| Buckeye Insurance Group | $681 |
| North Carolina Farm Bureau | $937 |
| New Jersey Manufacturers | $1,003 |
| American Family | $1,081 |
| Western Reserve | $966 |
| Hastings Mutual Insurance Co | $937 |
2012 Porsche Cayman Insurance Rates
The average annual insurance cost for a 2012 Porsche Cayman is $965. However, Pekin Insurance offers the cheapest rates, averaging $505 per year.
| Insurance Provider | Average Annual Cost |
| Country | $870 |
| Nationwide | $905 |
| Grange Mutual | $978 |
| Rockford Mutual Insurance | $1,111 |
| Pekin Insurance | $505 |
| SECURA Insurance | $1,052 |
| Auto-Owners Insurance Co | $999 |
| USAA | $1,211 |
| Erie | $1,077 |
| Travelers | $941 |
2011 Porsche Cayman Insurance Rates
The average annual insurance cost for a 2011 Porsche Cayman is $3,228. However, State Farm offers the cheapest rates, averaging $1,320 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $2,090 |
| Republic Indemnity | $2,366 |
| Allstate | $2,648 |
| National General | $5,116 |
| State Farm | $1,320 |
| Nationwide | $3,016 |
| USAA | $3,041 |
| Encompass | $5,337 |
| State Auto | $4,551 |
| Mercury | $2,794 |
2010 Porsche Cayman Insurance Rates
The average annual insurance cost for a 2010 Porsche Cayman is $2,478. However, State Farm offers the cheapest rates, averaging $911 per year.
| Insurance Provider | Average Annual Cost |
| Plymouth Rock Assurance | $1,868 |
| USAA | $1,918 |
| Preferred Mutual | $2,084 |
| National Grange Mutual | $3,178 |
| State Farm | $911 |
| Metropolitan | $2,815 |
| Norfolk and Dedham Group | $2,969 |
| ACE American Pool | $3,346 |
| Arbella Insurance Group | $3,002 |
| Safety Group | $2,686 |
Find Affordable Porsche Cayman Car Insurance Rates
Is A Porsche Cayman Car Insurance Expensive To Insure?
The cost to insure a Porsche Cayman is higher than the overall average for all cars. However, the exact amount you’ll pay for insurance depends on various factors, including your age, the age of your car, your location, driving history, and the coverage options you select.
Porsche Cayman Car Insurance Cost – By Driver Age
Age is a significant factor in determining insurance rates for any vehicle. Teenagers generally pay the highest premiums since, statistically, they are involved in more accidents than any other age group. However, as you get older and gain more driving experience, your premiums typically decrease as you become a lower insurance risk.
| Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $4,000 | $5,500 | $6,500 |
| 20 | $3,500 | $5,000 | $6,000 |
| 25 | $2,500 | $3,700 | $4,500 |
| 30 | $2,000 | $3,000 | $3,800 |
| 35 | $1,800 | $2,600 | $3,400 |
| 40 | $1,700 | $2,400 | $3,200 |
| 45 | $1,600 | $2,200 | $3,000 |
| 50 | $1,550 | $2,100 | $2,900 |
| 55 | $1,500 | $2,000 | $2,800 |
| 60 | $1,450 | $1,950 | $2,700 |
| 65 | $1,400 | $1,900 | $2,600 |
| 70 | $1,350 | $1,850 | $2,500 |
| 75 | $1,300 | $1,800 | $2,400 |
Porsche Cayman Car Insurance Rates By State
Where you live is a crucial factor in how insurance companies calculate rates. Each state regulates its own auto insurance, and places like Michigan often have higher premiums due to mandated higher coverage levels. Additionally, local climate plays a role—states prone to extreme weather conditions such as hurricanes, storms, and flooding may face higher insurance rates. Crime statistics, including car thefts, accidents, and vehicle fatalities, also influence insurance costs. Insurers carefully consider all of these factors when determining your specific Porsche Cayman insurance rate.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,500 | $2,400 | $3,000 |
| California | $1,800 | $2,700 | $3,300 |
| Florida | $2,100 | $3,200 | $3,800 |
| New York | $2,200 | $3,400 | $4,000 |
| Texas | $1,700 | $2,600 | $3,200 |
Find Affordable Porsche Cayman Car Insurance Rates
Cheapest Car Insurance Companies For A Porsche Cayman
If you’re searching for a new car insurance policy for your Porsche Cayman, it’s important to identify the most affordable providers. Liberty Mutual offers a $23 per month premium, making them the cheapest option for insuring a Porsche Cayman. However, insurance rates can vary significantly depending on your driver profile, so this rate is just an average. To find the best rates that suit your specific situation, it’s recommended to shop around and compare quotes from different insurance companies.
| Company | Average Monthly Rate |
| Liberty Mutual | $23 |
| Shelter Mutual | $50 |
| SafeAuto | $38 |
| Workmens | $56 |
| Mercury | $45 |
Common Porsche Cayman Insurance Discounts
Discounts are a helpful way to reduce your car insurance costs. While each provider offers its own discounts, some common options to check your eligibility for include:
- Multi-policy: Bundling your home and auto insurance policies with one provider can often lead to a discounted rate.
- Pay annually: Paying your premium in full upfront, rather than monthly, may qualify you for lower rates.
- Defensive driving: Completing a certified defensive driving course can make you eligible for discounted insurance prices.
Additionally, there may be other discounts available that you can apply for. It’s advisable to speak with your insurance agent, as they can help you identify which discounts you qualify for.
Ways To Save On Porsche Cayman Insurance Costs
Maintaining a clean driving record is one of the best ways to keep your Porsche Cayman insurance costs down. Getting a speeding ticket or being involved in an accident can raise your premiums.
Porsche Cayman drivers with a ticket on their record can expect to pay $53 per month, while those with multiple accidents will pay an average of $67 per month. By avoiding these incidents, you can keep your insurance costs low.
Additionally, drivers with low annual mileage pay less for Porsche Cayman insurance, as drivers on the road less frequently have fewer chances of getting into accidents, making them a lower risk to insure.
Porsche Cayman drivers who drive between 5,000 and 7,500 miles per year will pay around $79 per month for car insurance. In contrast, those who drive over 10,000 miles per year will pay $75 per month.
Compare Porsche Cayman To Other Porsche Models
Looking for other Porsche model insurance costs?
Our Methodology
Insuranceopedia calculated average car insurance costs by analyzing thousands of quotes from top auto insurance providers. The sample profile used for this calculation was a 40-year-old male driver purchasing full-coverage car insurance with the following coverage limits: $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. Keep in mind that these figures may differ from your own individual results, as factors like age, location, driving history, and the specific vehicle being insured can all affect your premium.
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FAQs
Do You Need Insurance Before You Can Purchase A Porsche Cayman?
You will need to provide proof of insurance before driving your Porsche Cayman off the dealership lot. It’s best to purchase a policy in advance and inform your insurance company about your upcoming car purchase, rather than opting for insurance through the dealership. This approach allows you to compare quotes and select the most affordable and suitable policy for your needs.
How Can You Get The Cheapest Insurance For Your Porsche Cayman?
The best way to find the most affordable insurance rates for your Porsche Cayman is by shopping around and comparing quotes from various auto insurance companies. Insuranceopedia makes this process easy by allowing you to compare quotes from multiple providers directly on their website.
