Porsche Cayenne Car Insurance Cost

Getting insurance for a Porsche Cayenne typically averages about $2,369 annually through Unitrin. However, the actual costs can vary based on factors such as your age, the car’s model year, and other considerations. Please refer to our quote tables below to get a personalized estimate of potential expenses.

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Updated: 16 June 2024
Written by Bob Phillips
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If you’re thinking about buying a Porsche Cayenne, you’ll need to consider the cost of insurance. Insurance is a significant aspect of owning a car, and it’s crucial to understand the details before making a purchase.

Choosing the right car insurance is essential to avoid unexpected and potentially high expenses in the future. It’s important to have adequate coverage in case of an accident to prevent significant out-of-pocket costs. Additionally, being underinsured in an accident could result in increased premiums.

With over ten years of experience studying car insurance rates, I’ve observed how much these costs can vary. Factors such as your age, driving record, and location can significantly impact your insurance premiums.

How Much Does Porsche Cayenne Car Insurance Cost?

Typically, Unitrin provides the most competitive rate, averaging $2,369 annually for full coverage insurance on a 2024 Porsche Cayenne.

While Unitrin’s rate serves as a good reference point, it’s crucial to understand that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record may result in lower premiums, whereas a history of accidents or traffic violations could increase your costs.

Moreover, residing in an urban area with heavy traffic might lead to higher rates compared to rural areas with lighter traffic. The type of coverage you choose will also affect your premium; full coverage insurance, which includes comprehensive and collision coverage, will be more expensive than minimum liability coverage.

Insuranceopedia is available to assist you in shopping around and comparing quotes from different insurance companies to ensure you secure the best deal.

2024 Porsche Cayenne Insurance Rates

Insurance Provider Average Annual Cost
Unitrin $2,369
California Capital $3,380
Mercury $3,599
USAA $4,058
Allstate $4,185
21st Century $4,474
Grange $4,811
Bristol West $5,043
Esurance $5,066
CSAA $5,372

2023 Porsche Cayenne Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $1,158
Unitrin $2,341
Kemper Auto | Infinity $2,453
California Capital $3,381
Mercury $3,591
USAA $4,081
National General $4,075
Allstate $4,157
21st Century $4,486
Dairyland Auto $4,655

2022 Porsche Cayenne Insurance Rates

Insurance Provider Average Annual Cost
Clearcover $963
Capital Insurance Group $1,141
Pekin Insurance $1,189
National General $1,210
Hastings Mutual Insurance Co $1,328
Farm Bureau Mutual (IA Group) $1,548
Texas Farm Bureau Group $1,577
ACCC Insurance Company $1,601
SECURA Insurance $1,996
Country $2,229

2021 Porsche Cayenne Insurance Rates

Insurance Provider Average Annual Cost
American National P $409
ALFA $1,135
Southern Farm Bureau $1,167
Virginia Farm Bureau $1,266
Pekin Insurance $1,293
Utica National Ins Group $1,331
North Carolina Farm Bureau $1,457
Farm Bureau Mutual (IA Group) $1,432
Texas Farm Bureau Group $1,549
Plymouth Rock Assurance $1,582

2020 Porsche Cayenne Insurance Rates

Insurance Provider Average Annual Cost
Direct Auto $567
Texas Farm Bureau Group $801
Pekin Insurance $1,128
SECURA Insurance $1,161
Farm Bureau Mutual (IA Group) $1,391
Tennessee Farmers $1,394
Hastings Mutual Insurance Co $1,398
Buckeye Insurance Group $1,683
Indiana Farmers Mutual Ins $1,776
Penn National $1,873

2019 Porsche Cayenne Insurance Rates

Insurance Provider Average Annual Cost
ACCC Insurance Company $1,291
North Carolina Farm Bureau $1,423
Mercury Insurance Company $1,494
GMAC Insurance Group $1,614
Texas Farm Bureau Group $1,768
Utica National Ins Group $1,781
Capital Insurance Group $1,809
Farm Bureau Mutual (IA Group) $1,863
Direct Auto $1,935
Penn National $1,976

2018 Porsche Cayenne Insurance Rates

Insurance Provider Average Annual Cost
Direct Auto $810
Western National $990
SECURA Insurance $1,120
SAFECO $1,127
Buckeye Insurance Group $1,203
Hastings Mutual Insurance Co $1,230
Concord Group $1,289
Pekin Insurance $1,435
American Family $1,539
Rural Mutual Insurance $1,649

2017 Porsche Cayenne Insurance Rates

Insurance Provider Average Annual Cost
Direct Auto $1,387
Farm Bureau Mutual (IA Group) $1,556
Texas Farm Bureau Group $1,609
SECURA Insurance $1,752
Pekin Insurance $1,822
Wolverine Mutual $1,855
Farm Bureau Ins of MI $1,997
Country $2,037
Rockford Mutual Insurance $2,284
Auto-Owners Insurance Co $2,279

2016 Porsche Cayenne Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $283
American National P&C $867
Texas Farm Bureau Group $1,058
Capital Insurance Group $1,150
Direct Auto $1,178
Pekin Insurance $1,183
American National P $1,261
Utica National Ins Group $1,262
North Carolina Farm Bureau $1,357
SECURA Insurance $1,426

2015 Porsche Cayenne Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto | Infinity $204
Safeco $442
American National P $542
Farm Bureau Mutual (IA Group) $966
Mutual Of Enumclaw $1,015
Direct Auto $1,185
Mercury Insurance $1,197
Pekin Insurance $1,243
Texas Farm Bureau Group $1,251
New Jersey Manufacturers $1,250

2014 Porsche Cayenne Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $705
SafeAuto $790
American National P $803
Pekin Insurance $818
Grange Mutual $929
Capital Insurance Group $972
Texas Farm Bureau Group $1,127
SECURA Insurance $1,148
North Carolina Farm Bureau $1,178
Rockford Mutual Insurance $1,193

2013 Porsche Cayenne Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto | Infinity $500
Mercury Insurance $870
Kentucky Farm Bureau $1,070
Capital Insurance Group $1,115
Texas Farm Bureau Group $1,124
National General $1,161
PEMCO $1,175
SAFECO $1,290
Motorists Mutual $1,345
Norfolk and Dedham Group $1,396

2012 Porsche Cayenne Insurance Rates

Insurance Provider Average Annual Cost
Safeco $190
Clearcover $652
Pekin Insurance $636
Buckeye Insurance Group $699
Texas Farm Bureau Group $811
Wolverine Mutual $853
SECURA Insurance $877
National General $908
Rockford Mutual Insurance $976
Pioneer State Mutual Ins Co $993

2011 Porsche Cayenne Insurance Rates

Insurance Provider Average Annual Cost
North Carolina Farm Bureau $910
PEMCO $941
Texas Farm Bureau Group $1,032
Mutual Of Enumclaw $1,110
Capital Insurance Group $1,173
Oregon Mutual $1,241
Erie $1,339
New Jersey Manufacturers $1,334
21st Century $1,445
Mercury Insurance Company $1,484

2010 Porsche Cayenne Insurance Rates

Insurance Provider Average Annual Cost
Liberty Mutual $656
SafeAuto $783
Capital Insurance Group $964
Southern Farm Bureau $1,053
New Jersey Manufacturers $1,094
Virginia Farm Bureau $1,147
Atlantic States Insurance $1,215
Cameron Mutual Group $1,392
Colorado Farm Bureau Mutual $1,623
Georgia Farm Bureau $1,608

Cost of Porsche Cayenne Car Insurance By Age

Drive Age Good Driver Recent Accident Poor Credit
17 $8,374 $12,283 $14,400
18 $7,781 $11,462 $13,422
19 $6,907 $10,134 $11,850
20 $6,020 $8,832 $10,314
21 $5,032 $7,421 $8,664
22 $4,911 $7,194 $8,416
23 $4,279 $6,327 $7,371
24 $4,093 $5,980 $7,018
25 $3,535 $5,177 $6,065
30 $2,763 $4,011 $4,707
35 $2,583 $3,765 $4,402
40 $2,485 $3,629 $4,225
45 $2,414 $3,515 $4,132
55 $2,201 $3,245 $3,786
65 $2,292 $3,361 $3,967
75 $2,906 $4,256 $5,002

Porsche Cayenne Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $2,615 $3,784 $4,855
Alaska $2,154 $2,997 $2,923
Arizona $2,429 $3,549 $5,217
Arkansas $2,681 $4,211 $4,627
California $3,008 $5,298 $2,980
Colorado $2,802 $3,912 $4,941
Connecticut $3,561 $5,535 $7,015
Delaware $2,962 $3,923 $5,061
Florida $3,502 $4,854 $6,345
Hawaii $1,157 $1,533 $1,138
Idaho $1,986 $2,651 $3,197
Illinois $2,093 $3,162 $3,606
Indiana $2,127 $3,257 $3,660
Iowa $1,689 $2,315 $2,746
Kansas $2,250 $3,263 $3,839
Kentucky $3,272 $4,789 $5,635
Louisiana $4,173 $6,331 $6,841
Maine $1,599 $2,178 $3,240
Maryland $2,571 $3,703 $4,133
Massachusetts $2,056 $3,592 $2,072
Michigan $4,932 $7,544 $11,905
Minnesota $2,027 $2,736 $3,820
Mississippi $2,451 $3,521 $3,544
Missouri $2,330 $3,323 $4,373
Montana $2,370 $3,272 $3,814
Nebraska $2,011 $2,926 $3,213
Nevada $3,287 $4,855 $5,158
New Hampshire $2,286 $3,632 $4,583
New Jersey $2,534 $3,950 $5,163
New Mexico $2,567 $3,836 $3,987
New York $2,370 $2,985 $4,997
North Carolina $1,487 $2,523 $1,808
North Dakota $2,029 $3,086 $3,652
Ohio $1,786 $2,781 $2,867
Oklahoma $2,893 $4,102 $4,655
Oregon $2,615 $3,502 $4,209
Pennsylvania $2,196 $3,227 $3,781
Rhode Island $3,664 $5,383 $6,099
South Carolina $2,503 $3,463 $4,798
South Dakota $2,253 $3,226 $3,710
Tennessee $2,626 $3,874 $5,182
Texas $2,659 $3,842 $4,781
Utah $2,248 $3,172 $4,371
Vermont $1,747 $2,660 $2,852
Virginia $1,642 $2,521 $2,475
Washington $2,189 $2,964 $3,526
West Virginia $2,199 $3,107 $3,934
Wisconsin $2,160 $3,384 $3,854
Wyoming $2,047 $2,860 $3,040
Georgia $2,866 $4,298 $4,308

FAQs

Who has the cheapest car insurance for a Porsche Cayenne?

For the 2024 model year, Unitrin offers the most affordable car insurance for the Porsche Cayenne.

Which company offers the best car insurance for a Porsche Cayenne?

Considering its combination of competitive rates, comprehensive coverage, and highly-rated customer service, we believe Unitrin provides the best car insurance option for a Porsche Cayenne.

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