Porsche Panamera Car Insurance Cost
Getting insurance for a Porsche Panamera typically runs about $1,789 annually through Unitrin. Nevertheless, the actual expenses vary based on factors like your age, the model year of the car, and other considerations. Utilize the quote tables provided below to estimate the potential cost for your situation.
If you’re thinking about buying a Porsche Panamera, you should factor in the cost of insurance. Insurance is a big part of owning a car, and it’s important to understand what you’re signing up for before you make your decision.
Choosing the right car insurance is crucial to avoid unexpected and potentially high expenses later on. It’s important to have adequate coverage in case of an accident to avoid hefty out-of-pocket costs. Plus, if you’re found at fault, you might face increases in your insurance premiums.
With more than ten years of experience studying car insurance rates, I’ve noticed how much these costs can vary. Factors like your age, driving history, and where you live can have a significant impact on how much you pay for insurance.
How Much Does Porsche Panamera Car Insurance Cost?
Typically, Unitrin provides the best deal, charging around $1,789 annually for full coverage insurance on a 2023 Porsche Panamera.
Although Unitrin’s rate is a good starting point, it’s essential to recognize that the price of car insurance can vary significantly based on several factors. These factors include where you live, your driving history, the model year of your car, and the specific coverage options you select. Having a clean driving record can result in lower premiums, but a history of accidents or traffic violations can drive up your costs.
Moreover, residing in a busy urban area with heavy traffic might lead to higher rates compared to rural areas with lighter traffic. Your choice of coverage will also influence your premium—opting for full coverage insurance, which includes comprehensive and collision coverage, will generally be pricier than selecting minimum liability coverage.
Insuranceopedia is available to assist you in comparing quotes from various insurance providers to ensure you’re getting the most competitive deal.
2023 Porsche Panamera Insurance Rates
| Insurance Provider | Average Annual Cost |
| Unitrin | $1,789 |
| Nationwide | $2,345 |
| California Capital | $2,616 |
| Esurance | $3,175 |
| USAA | $3,344 |
| Mercury | $3,364 |
| National General | $3,371 |
| Hartford | $4,370 |
| State Farm | $4,528 |
| Bristol West | $4,684 |
2022 Porsche Panamera Insurance Rates
| Insurance Provider | Average Annual Cost |
| Virginia Farm Bureau | $1,437 |
| Penn National | $2,237 |
| California Capital | $2,539 |
| ALFA | $2,792 |
| Allied | $2,940 |
| Utica National Ins Group | $3,238 |
| Mercury | $3,337 |
| Erie | $3,359 |
| 21st Century | $3,996 |
| Bristol West | $4,150 |
2021 Porsche Panamera Insurance Rates
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $1,634 |
| National General | $1,779 |
| New Jersey Manufacturers | $2,010 |
| California Capital | $2,382 |
| Country | $2,529 |
| Auto-Owners Insurance Co | $2,601 |
| Central Mutual Insurance Co | $2,615 |
| ACCC Insurance Company | $2,657 |
| Georgia Farm Bureau | $2,693 |
| Penn National | $3,129 |
2020 Porsche Panamera Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $723 |
| Penn National | $1,479 |
| North Carolina Farm Bureau | $1,845 |
| California Capital | $1,864 |
| ACCC Insurance Company | $1,938 |
| Auto-Owners Insurance Co | $2,141 |
| Texas Farm Bureau Group | $2,228 |
| Central Mutual Insurance Co | $2,293 |
| Erie | $2,324 |
| Georgia Farm Bureau | $2,395 |
2019 Porsche Panamera Insurance Rates
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $700 |
| Direct Auto | $940 |
| Esurance | $2,137 |
| California Capital | $2,703 |
| National General | $2,919 |
| Republic Indemnity | $3,100 |
| Mercury | $3,397 |
| Home State Ins Group | $3,469 |
| State Auto | $3,999 |
| Travelers | $4,206 |
2018 Porsche Panamera Insurance Rates
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $1,217 |
| Mercury Insurance | $1,438 |
| ACCC Insurance Company | $1,613 |
| Farm Bureau Mutual (IA Group) | $1,756 |
| SECURA Insurance | $1,817 |
| National General | $1,942 |
| Pekin Insurance | $2,032 |
| Mercury Insurance Company | $2,278 |
| Clearcover | $2,390 |
| Penn National | $2,377 |
2017 Porsche Panamera Insurance Rates
| Insurance Provider | Average Annual Cost |
| SafeAuto | $794 |
| Direct Auto | $1,668 |
| Texas Farm Bureau Group | $1,681 |
| Capital Insurance Group | $1,714 |
| Penn National | $1,879 |
| California Capital | $2,387 |
| Country | $2,827 |
| National General | $2,842 |
| Republic Indemnity | $2,880 |
| National Farmers Union P | $3,016 |
2016 Porsche Panamera Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $272 |
| SECURA Insurance | $1,265 |
| Direct Auto | $1,334 |
| Farm Bureau Mutual (IA Group) | $1,376 |
| Capital Insurance Group | $1,404 |
| ACCC Insurance Company | $1,558 |
| Mercury Insurance Company | $1,738 |
| Penn National | $1,794 |
| Texas Farm Bureau Group | $1,811 |
| Oregon Mutual | $1,800 |
2015 Porsche Panamera Insurance Rates
| Insurance Provider | Average Annual Cost |
| Titan | $1,066 |
| Capital Insurance Group | $1,673 |
| West Bend Mutual | $1,729 |
| Rural Mutual Insurance | $1,792 |
| Utica National Ins Group | $1,881 |
| North Carolina Farm Bureau | $1,911 |
| New Jersey Manufacturers | $1,944 |
| Penn National | $1,970 |
| Texas Farm Bureau Group | $1,964 |
| Safeco | $2,005 |
2014 Porsche Panamera Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $164 |
| Direct Auto | $572 |
| Texas Farm Bureau Group | $1,080 |
| Indiana Farmers Mutual Ins | $1,317 |
| Grange Mutual | $1,304 |
| Capital Insurance Group | $1,409 |
| American National P | $1,577 |
| National General Value | $1,639 |
| Farmers Mutual of Nebraska | $1,696 |
| North Carolina Farm Bureau | $1,813 |
2013 Porsche Panamera Insurance Rates
| Insurance Provider | Average Annual Cost |
| SafeAuto | $651 |
| Direct Auto | $871 |
| Titan | $1,129 |
| Pekin Insurance | $1,156 |
| Grange Mutual | $1,172 |
| Indiana Farmers Mutual Ins | $1,172 |
| Hastings Mutual Insurance Co | $1,224 |
| Virginia Farm Bureau | $1,246 |
| Texas Farm Bureau Group | $1,341 |
| North Carolina Farm Bureau | $1,440 |
2012 Porsche Panamera Insurance Rates
| Insurance Provider | Average Annual Cost |
| Direct Auto | $739 |
| Safeco | $777 |
| Virginia Farm Bureau | $1,055 |
| Mercury Insurance | $1,087 |
| Grange Mutual | $1,550 |
| Penn National | $1,626 |
| Utica National Ins Group | $1,601 |
| Country | $1,628 |
| Farm Bureau Mutual (IA Group) | $1,644 |
| Pekin Insurance | $1,657 |
2011 Porsche Panamera Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $231 |
| Virginia Farm Bureau | $1,149 |
| Mercury Insurance | $1,192 |
| SECURA Insurance | $1,197 |
| Farm Bureau Mutual (IA Group) | $1,269 |
| SafeAuto | $1,251 |
| Texas Farm Bureau Group | $1,324 |
| New York Central Mutual Fire | $1,315 |
| Mississippi Farm Bureau | $1,322 |
| Capital Insurance Group | $1,413 |
2010 Porsche Panamera Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $514 |
| Safeco | $720 |
| Clearcover | $953 |
| SECURA Insurance | $1,117 |
| Titan | $1,126 |
| Southern Farm Bureau | $1,147 |
| North Carolina Farm Bureau | $1,155 |
| New Jersey Manufacturers | $1,321 |
| Direct Auto | $1,344 |
| MO Farm Bureau Services | $1,491 |
Cost of Porsche Panamera Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $13,125 | $19,300 | $22,574 |
| 18 | $12,236 | $17,987 | $21,034 |
| 19 | $10,836 | $15,894 | $18,594 |
| 20 | $9,448 | $13,843 | $16,192 |
| 21 | $7,909 | $11,628 | $13,579 |
| 22 | $7,687 | $11,312 | $13,215 |
| 23 | $6,751 | $9,893 | $11,587 |
| 24 | $6,406 | $9,384 | $10,997 |
| 25 | $5,519 | $8,118 | $9,498 |
| 30 | $4,324 | $6,309 | $7,402 |
| 35 | $4,052 | $5,924 | $6,915 |
| 40 | $3,861 | $5,701 | $6,671 |
| 45 | $3,791 | $5,546 | $6,475 |
| 55 | $3,447 | $5,081 | $5,953 |
| 65 | $3,600 | $5,318 | $6,214 |
| 75 | $4,572 | $6,690 | $7,832 |
Porsche Panamera Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $4,106 | $5,952 | $7,609 |
| Alaska | $3,404 | $4,727 | $4,597 |
| Arizona | $3,833 | $5,567 | $8,187 |
| Arkansas | $4,229 | $6,623 | $7,300 |
| California | $4,690 | $8,286 | $4,703 |
| Colorado | $4,396 | $6,115 | $7,771 |
| Connecticut | $5,586 | $8,670 | $11,004 |
| Delaware | $4,620 | $6,184 | $7,922 |
| Florida | $5,495 | $7,615 | $9,927 |
| Hawaii | $1,806 | $2,446 | $1,791 |
| Idaho | $3,114 | $4,134 | $5,045 |
| Illinois | $3,272 | $4,946 | $5,605 |
| Indiana | $3,338 | $5,113 | $5,740 |
| Iowa | $2,652 | $3,649 | $4,301 |
| Kansas | $3,516 | $5,147 | $6,022 |
| Kentucky | $5,103 | $7,486 | $8,852 |
| Louisiana | $6,559 | $9,900 | $10,758 |
| Maine | $2,484 | $3,448 | $5,043 |
| Maryland | $4,029 | $5,846 | $6,469 |
| Massachusetts | $3,203 | $5,603 | $3,202 |
| Michigan | $7,749 | $11,853 | $18,676 |
| Minnesota | $3,216 | $4,264 | $5,992 |
| Mississippi | $3,857 | $5,524 | $5,546 |
| Missouri | $3,629 | $5,184 | $6,816 |
| Montana | $3,687 | $5,138 | $6,007 |
| Nebraska | $3,146 | $4,621 | $5,031 |
| Nevada | $5,174 | $7,648 | $8,083 |
| New Hampshire | $3,599 | $5,683 | $7,167 |
| New Jersey | $3,943 | $6,203 | $8,104 |
| New Mexico | $4,052 | $5,999 | $6,225 |
| New York | $3,740 | $4,689 | $7,871 |
| North Carolina | $2,310 | $3,969 | $2,831 |
| North Dakota | $3,152 | $4,804 | $5,706 |
| Ohio | $2,845 | $4,342 | $4,459 |
| Oklahoma | $4,522 | $6,483 | $7,271 |
| Oregon | $4,115 | $5,509 | $6,591 |
| Pennsylvania | $3,454 | $5,090 | $5,931 |
| Rhode Island | $5,793 | $8,468 | $9,543 |
| South Carolina | $3,928 | $5,427 | $7,509 |
| South Dakota | $3,510 | $5,055 | $5,858 |
| Tennessee | $4,120 | $6,103 | $8,095 |
| Texas | $4,177 | $6,003 | $7,500 |
| Utah | $3,565 | $4,978 | $6,838 |
| Vermont | $2,748 | $4,183 | $4,453 |
| Virginia | $2,588 | $3,961 | $3,858 |
| Washington | $3,418 | $4,614 | $5,525 |
| West Virginia | $3,405 | $4,884 | $6,162 |
| Wisconsin | $3,434 | $5,322 | $6,099 |
| Wyoming | $3,203 | $4,469 | $4,762 |
| Georgia | $4,489 | $6,699 | $6,762 |
Compare Porsche Panamera To Other Porsche Models
FAQs
Who has the cheapest car insurance for a Porsche Panamera?
For the 2023 model year, Unitrin offers the least expensive car insurance for the Porsche Panamera.
Which company offers the best car insurance for a Porsche Panamera?
Considering their combination of low rates, comprehensive coverage, and excellent customer service ratings, we consider Unitrin to provide the top car insurance option for a Porsche Panamera.
