Porsche Panamera Car Insurance Cost

Getting insurance for a Porsche Panamera typically runs about $1,789 annually through Unitrin. Nevertheless, the actual expenses vary based on factors like your age, the model year of the car, and other considerations. Utilize the quote tables provided below to estimate the potential cost for your situation.

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Updated: 04 April 2024
Written by
Ahmed
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If you’re thinking about buying a Porsche Panamera, you should factor in the cost of insurance. Insurance is a big part of owning a car, and it’s important to understand what you’re signing up for before you make your decision.

Choosing the right car insurance is crucial to avoid unexpected and potentially high expenses later on. It’s important to have adequate coverage in case of an accident to avoid hefty out-of-pocket costs. Plus, if you’re found at fault, you might face increases in your insurance premiums.

With more than ten years of experience studying car insurance rates, I’ve noticed how much these costs can vary. Factors like your age, driving history, and where you live can have a significant impact on how much you pay for insurance.

How Much Does Porsche Panamera Car Insurance Cost?

Typically, Unitrin provides the best deal, charging around $1,789 annually for full coverage insurance on a 2023 Porsche Panamera.

Although Unitrin’s rate is a good starting point, it’s essential to recognize that the price of car insurance can vary significantly based on several factors. These factors include where you live, your driving history, the model year of your car, and the specific coverage options you select. Having a clean driving record can result in lower premiums, but a history of accidents or traffic violations can drive up your costs.

Moreover, residing in a busy urban area with heavy traffic might lead to higher rates compared to rural areas with lighter traffic. Your choice of coverage will also influence your premium—opting for full coverage insurance, which includes comprehensive and collision coverage, will generally be pricier than selecting minimum liability coverage.

Insuranceopedia is available to assist you in comparing quotes from various insurance providers to ensure you’re getting the most competitive deal.

2023 Porsche Panamera Insurance Rates

Insurance Provider Average Annual Cost
Unitrin $1,789
Nationwide $2,345
California Capital $2,616
Esurance $3,175
USAA $3,344
Mercury $3,364
National General $3,371
Hartford $4,370
State Farm $4,528
Bristol West $4,684

2022 Porsche Panamera Insurance Rates

Insurance Provider Average Annual Cost
Virginia Farm Bureau $1,437
Penn National $2,237
California Capital $2,539
ALFA $2,792
Allied $2,940
Utica National Ins Group $3,238
Mercury $3,337
Erie $3,359
21st Century $3,996
Bristol West $4,150

2021 Porsche Panamera Insurance Rates

Insurance Provider Average Annual Cost
Capital Insurance Group $1,634
National General $1,779
New Jersey Manufacturers $2,010
California Capital $2,382
Country $2,529
Auto-Owners Insurance Co $2,601
Central Mutual Insurance Co $2,615
ACCC Insurance Company $2,657
Georgia Farm Bureau $2,693
Penn National $3,129

2020 Porsche Panamera Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $723
Penn National $1,479
North Carolina Farm Bureau $1,845
California Capital $1,864
ACCC Insurance Company $1,938
Auto-Owners Insurance Co $2,141
Texas Farm Bureau Group $2,228
Central Mutual Insurance Co $2,293
Erie $2,324
Georgia Farm Bureau $2,395

2019 Porsche Panamera Insurance Rates

Insurance Provider Average Annual Cost
Texas Farm Bureau Group $700
Direct Auto $940
Esurance $2,137
California Capital $2,703
National General $2,919
Republic Indemnity $3,100
Mercury $3,397
Home State Ins Group $3,469
State Auto $3,999
Travelers $4,206

2018 Porsche Panamera Insurance Rates

Insurance Provider Average Annual Cost
Texas Farm Bureau Group $1,217
Mercury Insurance $1,438
ACCC Insurance Company $1,613
Farm Bureau Mutual (IA Group) $1,756
SECURA Insurance $1,817
National General $1,942
Pekin Insurance $2,032
Mercury Insurance Company $2,278
Clearcover $2,390
Penn National $2,377

2017 Porsche Panamera Insurance Rates

Insurance Provider Average Annual Cost
SafeAuto $794
Direct Auto $1,668
Texas Farm Bureau Group $1,681
Capital Insurance Group $1,714
Penn National $1,879
California Capital $2,387
Country $2,827
National General $2,842
Republic Indemnity $2,880
National Farmers Union P $3,016

2016 Porsche Panamera Insurance Rates

Insurance Provider Average Annual Cost
Safeco $272
SECURA Insurance $1,265
Direct Auto $1,334
Farm Bureau Mutual (IA Group) $1,376
Capital Insurance Group $1,404
ACCC Insurance Company $1,558
Mercury Insurance Company $1,738
Penn National $1,794
Texas Farm Bureau Group $1,811
Oregon Mutual $1,800

2015 Porsche Panamera Insurance Rates

Insurance Provider Average Annual Cost
Titan $1,066
Capital Insurance Group $1,673
West Bend Mutual $1,729
Rural Mutual Insurance $1,792
Utica National Ins Group $1,881
North Carolina Farm Bureau $1,911
New Jersey Manufacturers $1,944
Penn National $1,970
Texas Farm Bureau Group $1,964
Safeco $2,005

2014 Porsche Panamera Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $164
Direct Auto $572
Texas Farm Bureau Group $1,080
Indiana Farmers Mutual Ins $1,317
Grange Mutual $1,304
Capital Insurance Group $1,409
American National P $1,577
National General Value $1,639
Farmers Mutual of Nebraska $1,696
North Carolina Farm Bureau $1,813

2013 Porsche Panamera Insurance Rates

Insurance Provider Average Annual Cost
SafeAuto $651
Direct Auto $871
Titan $1,129
Pekin Insurance $1,156
Grange Mutual $1,172
Indiana Farmers Mutual Ins $1,172
Hastings Mutual Insurance Co $1,224
Virginia Farm Bureau $1,246
Texas Farm Bureau Group $1,341
North Carolina Farm Bureau $1,440

2012 Porsche Panamera Insurance Rates

Insurance Provider Average Annual Cost
Direct Auto $739
Safeco $777
Virginia Farm Bureau $1,055
Mercury Insurance $1,087
Grange Mutual $1,550
Penn National $1,626
Utica National Ins Group $1,601
Country $1,628
Farm Bureau Mutual (IA Group) $1,644
Pekin Insurance $1,657

2011 Porsche Panamera Insurance Rates

Insurance Provider Average Annual Cost
Safeco $231
Virginia Farm Bureau $1,149
Mercury Insurance $1,192
SECURA Insurance $1,197
Farm Bureau Mutual (IA Group) $1,269
SafeAuto $1,251
Texas Farm Bureau Group $1,324
New York Central Mutual Fire $1,315
Mississippi Farm Bureau $1,322
Capital Insurance Group $1,413

2010 Porsche Panamera Insurance Rates

Insurance Provider Average Annual Cost
American National P $514
Safeco $720
Clearcover $953
SECURA Insurance $1,117
Titan $1,126
Southern Farm Bureau $1,147
North Carolina Farm Bureau $1,155
New Jersey Manufacturers $1,321
Direct Auto $1,344
MO Farm Bureau Services $1,491

Cost of Porsche Panamera Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $13,125 $19,300 $22,574
18 $12,236 $17,987 $21,034
19 $10,836 $15,894 $18,594
20 $9,448 $13,843 $16,192
21 $7,909 $11,628 $13,579
22 $7,687 $11,312 $13,215
23 $6,751 $9,893 $11,587
24 $6,406 $9,384 $10,997
25 $5,519 $8,118 $9,498
30 $4,324 $6,309 $7,402
35 $4,052 $5,924 $6,915
40 $3,861 $5,701 $6,671
45 $3,791 $5,546 $6,475
55 $3,447 $5,081 $5,953
65 $3,600 $5,318 $6,214
75 $4,572 $6,690 $7,832

Porsche Panamera Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $4,106 $5,952 $7,609
Alaska $3,404 $4,727 $4,597
Arizona $3,833 $5,567 $8,187
Arkansas $4,229 $6,623 $7,300
California $4,690 $8,286 $4,703
Colorado $4,396 $6,115 $7,771
Connecticut $5,586 $8,670 $11,004
Delaware $4,620 $6,184 $7,922
Florida $5,495 $7,615 $9,927
Hawaii $1,806 $2,446 $1,791
Idaho $3,114 $4,134 $5,045
Illinois $3,272 $4,946 $5,605
Indiana $3,338 $5,113 $5,740
Iowa $2,652 $3,649 $4,301
Kansas $3,516 $5,147 $6,022
Kentucky $5,103 $7,486 $8,852
Louisiana $6,559 $9,900 $10,758
Maine $2,484 $3,448 $5,043
Maryland $4,029 $5,846 $6,469
Massachusetts $3,203 $5,603 $3,202
Michigan $7,749 $11,853 $18,676
Minnesota $3,216 $4,264 $5,992
Mississippi $3,857 $5,524 $5,546
Missouri $3,629 $5,184 $6,816
Montana $3,687 $5,138 $6,007
Nebraska $3,146 $4,621 $5,031
Nevada $5,174 $7,648 $8,083
New Hampshire $3,599 $5,683 $7,167
New Jersey $3,943 $6,203 $8,104
New Mexico $4,052 $5,999 $6,225
New York $3,740 $4,689 $7,871
North Carolina $2,310 $3,969 $2,831
North Dakota $3,152 $4,804 $5,706
Ohio $2,845 $4,342 $4,459
Oklahoma $4,522 $6,483 $7,271
Oregon $4,115 $5,509 $6,591
Pennsylvania $3,454 $5,090 $5,931
Rhode Island $5,793 $8,468 $9,543
South Carolina $3,928 $5,427 $7,509
South Dakota $3,510 $5,055 $5,858
Tennessee $4,120 $6,103 $8,095
Texas $4,177 $6,003 $7,500
Utah $3,565 $4,978 $6,838
Vermont $2,748 $4,183 $4,453
Virginia $2,588 $3,961 $3,858
Washington $3,418 $4,614 $5,525
West Virginia $3,405 $4,884 $6,162
Wisconsin $3,434 $5,322 $6,099
Wyoming $3,203 $4,469 $4,762
Georgia $4,489 $6,699 $6,762

FAQs

Who has the cheapest car insurance for a Porsche Panamera?

For the 2023 model year, Unitrin offers the least expensive car insurance for the Porsche Panamera.

Which company offers the best car insurance for a Porsche Panamera?

Considering their combination of low rates, comprehensive coverage, and excellent customer service ratings, we consider Unitrin to provide the top car insurance option for a Porsche Panamera.

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