Tesla Model X Car Insurance Cost

If you’re looking to insure a Tesla Model X, it typically costs about $1,500 per year through Capital Insurance Group. However, the actual cost can vary based on factors like your age, the year of your car model, and other considerations. Check out our quote tables below to get a more accurate estimate tailored to your specific circumstances.

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Updated: 04 April 2024
Written by
Ahmed
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If you’re thinking about buying a Tesla Model X, you’ll need to think about the insurance costs. Insurance is a crucial part of owning a car, and it’s essential to understand what you’re committing to before making a purchase.

Choosing the right car insurance is vital to avoid unexpected and potentially high expenses later on. You don’t want to end up with insufficient coverage if an accident happens, leaving you with hefty out-of-pocket costs. Additionally, if you’re found at fault, your premiums could increase.

Having analyzed car insurance rates for over a decade, I’ve seen how much these costs can vary. Factors like your age, driving history, and where you live can significantly impact your insurance premiums.

How Much Does Tesla Model X Car Insurance Cost?

Typically, Capital Insurance Group provides the most competitive price at $1,500 annually for comprehensive insurance covering a 2023 Tesla Model X.

While Capital Insurance Group’s price is a useful reference point, it’s essential to recognize that car insurance costs can vary significantly based on several factors. These factors include where you live, your driving record, the age of your car, and the specific coverage options you select. Having a clean driving history generally results in lower premiums, while a record of accidents or traffic violations can lead to higher costs.

Moreover, residing in urban areas with heavy traffic typically leads to higher insurance rates compared to rural areas with lighter traffic. The type of coverage you opt for also affects your premium – comprehensive coverage, including protection against damage and collisions, tends to be more expensive than basic liability coverage.

Insuranceopedia is available to assist you in comparing quotes from different insurance providers, ensuring you secure the most favorable deal.

2023 Tesla Model X Insurance Rates

Insurance Provider Average Annual Cost
Capital Insurance Group $1,500
Pekin Insurance $1,668
California Capital $1,863
Country $2,180
Hastings Mutual Insurance Co $2,310
Auto-Owners Insurance Co $2,439
Alliance United $2,808
SECURA Insurance $2,811
USAA $2,931
Oregon Mutual $3,081

2022 Tesla Model X Insurance Rates

Insurance Provider Average Annual Cost
Victoria $389
Liberty Mutual $898
Safeco $919
Virginia Farm Bureau $1,131
Capital Insurance Group $1,159
Farm Bureau Ins of MI $1,228
Pekin Insurance $1,369
Mercury Insurance $1,545
Pioneer State Mutual Ins Co $1,750
Hastings Mutual Insurance Co $1,928

2021 Tesla Model X Insurance Rates

Insurance Provider Average Annual Cost
Victoria $670
Titan $975
American National P $1,122
Texas Farm Bureau Group $1,321
North Carolina Farm Bureau $1,531
Capital Insurance Group $1,532
Farmers Mutual of Nebraska $1,958
Direct Auto $1,974
New Jersey Manufacturers $2,128
Virginia Farm Bureau $2,231

2020 Tesla Model X Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto | Infinity $690
SafeAuto $711
Virginia Farm Bureau $1,215
Buckeye Insurance Group $1,626
Farm Bureau Mutual (IA Group) $1,839
Pioneer State Mutual Ins Co $1,900
Indiana Farmers Mutual Ins $1,998
Texas Farm Bureau Group $2,029
Mercury Insurance $2,066
Mercury Insurance Company $2,072

2019 Tesla Model X Insurance Rates

Insurance Provider Average Annual Cost
Capital Insurance Group $1,282
Clearcover $1,418
Direct Auto $1,612
American National P&C $1,633
PEMCO $1,724
ACCC Insurance Company $1,762
Buckeye Insurance Group $1,912
Farm Bureau Mutual (IA Group) $1,946
Texas Farm Bureau Group $1,949
Penn National $2,021

2018 Tesla Model X Insurance Rates

Insurance Provider Average Annual Cost
Titan $1,003
Capital Insurance Group $1,106
Hastings Mutual Insurance Co $1,104
Pekin Insurance $1,289
Texas Farm Bureau Group $1,347
Direct Auto $1,463
Safeco $1,554
Oregon Mutual $1,601
Penn National $1,756
North Carolina Farm Bureau $1,752

2017 Tesla Model X Insurance Rates

Insurance Provider Average Annual Cost
Capital Insurance Group $1,088
Texas Farm Bureau Group $1,069
Direct Auto $1,449
Farm Bureau Mutual (IA Group) $1,712
Oregon Mutual $1,777
PEMCO $1,825
Titan $1,980
New Jersey Manufacturers $1,978
Kentucky Farm Bureau $2,091
Indiana Farmers Mutual Ins $2,115

2016 Tesla Model X Insurance Rates

Insurance Provider Average Annual Cost
American National P $876
Texas Farm Bureau Group $1,158
Oregon Mutual $1,180
Safeco $1,206
SECURA Insurance $1,214
Capital Insurance Group $1,258
Kemper Auto | Infinity $1,283
PEMCO $1,325
Mercury Insurance $1,422
North Carolina Farm Bureau $1,533

Cost of Tesla Model X Car Insurance By Age

Drive Age Good Driver Recent Accident Poor Credit
17 $12,703 $18,661 $21,846
18 $11,842 $17,408 $20,344
19 $10,485 $15,376 $17,981
20 $9,147 $13,398 $15,686
21 $7,647 $11,249 $13,167
22 $7,471 $10,942 $12,813
23 $6,535 $9,593 $11,209
24 $6,196 $9,119 $10,637
25 $5,361 $7,855 $9,170
30 $4,163 $6,123 $7,154
35 $3,916 $5,714 $6,715
40 $3,748 $5,519 $6,441
45 $3,653 $5,383 $6,287
55 $3,346 $4,919 $5,770
65 $3,483 $5,149 $5,994
75 $4,401 $6,481 $7,593

Tesla Model X Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $3,997 $5,788 $7,364
Alaska $3,301 $4,580 $4,433
Arizona $3,724 $5,355 $7,918
Arkansas $4,069 $6,397 $7,070
California $4,535 $8,040 $4,525
Colorado $4,250 $5,948 $7,535
Connecticut $5,411 $8,407 $10,636
Delaware $4,463 $5,974 $7,663
Florida $5,336 $7,399 $9,633
Hawaii $1,730 $2,378 $1,752
Idaho $3,034 $4,012 $4,877
Illinois $3,166 $4,785 $5,443
Indiana $3,225 $4,974 $5,576
Iowa $2,579 $3,528 $4,130
Kansas $3,439 $4,968 $5,841
Kentucky $4,942 $7,248 $8,584
Louisiana $6,362 $9,608 $10,419
Maine $2,405 $3,332 $4,904
Maryland $3,901 $5,669 $6,287
Massachusetts $3,131 $5,452 $3,124
Michigan $7,522 $11,454 $18,063
Minnesota $3,087 $4,116 $5,800
Mississippi $3,746 $5,338 $5,370
Missouri $3,512 $5,028 $6,629
Montana $3,595 $4,979 $5,796
Nebraska $3,036 $4,465 $4,840
Nevada $4,983 $7,416 $7,824
New Hampshire $3,486 $5,488 $6,952
New Jersey $3,818 $6,007 $7,843
New Mexico $3,890 $5,793 $6,034
New York $3,607 $4,575 $7,584
North Carolina $2,255 $3,872 $2,764
North Dakota $3,048 $4,674 $5,510
Ohio $2,731 $4,238 $4,337
Oklahoma $4,350 $6,259 $7,022
Oregon $3,969 $5,322 $6,350
Pennsylvania $3,357 $4,918 $5,735
Rhode Island $5,602 $8,205 $9,230
South Carolina $3,802 $5,282 $7,280
South Dakota $3,387 $4,916 $5,683
Tennessee $3,996 $5,896 $7,850
Texas $4,048 $5,847 $7,233
Utah $3,435 $4,791 $6,613
Vermont $2,654 $4,057 $4,309
Virginia $2,468 $3,813 $3,745
Washington $3,297 $4,473 $5,338
West Virginia $3,332 $4,741 $5,950
Wisconsin $3,297 $5,165 $5,865
Wyoming $3,091 $4,330 $4,592
Georgia $4,334 $6,522 $6,549

FAQs

Who has the cheapest car insurance for a Tesla Model X?

Capital Insurance Group offers the most affordable car insurance for the 2023 Tesla Model X.

Which company offers the best car insurance for a Tesla Model X?

We consider Capital Insurance Group to provide the best car insurance for a Tesla Model X because they offer competitive rates, comprehensive coverage, and top-rated customer service.

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