Tesla Model X Car Insurance Cost
If you’re looking to insure a Tesla Model X, it typically costs about $1,500 per year through Capital Insurance Group. However, the actual cost can vary based on factors like your age, the year of your car model, and other considerations. Check out our quote tables below to get a more accurate estimate tailored to your specific circumstances.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Tesla Model X, you’ll need to think about the insurance costs. Insurance is a crucial part of owning a car, and it’s essential to understand what you’re committing to before making a purchase.
Choosing the right car insurance is vital to avoid unexpected and potentially high expenses later on. You don’t want to end up with insufficient coverage if an accident happens, leaving you with hefty out-of-pocket costs. Additionally, if you’re found at fault, your premiums could increase.
Having analyzed car insurance rates for over a decade, I’ve seen how much these costs can vary. Factors like your age, driving history, and where you live can significantly impact your insurance premiums.
How Much Does Tesla Model X Car Insurance Cost?
Typically, Capital Insurance Group provides the most competitive price at $1,500 annually for comprehensive insurance covering a 2023 Tesla Model X.
While Capital Insurance Group’s price is a useful reference point, it’s essential to recognize that car insurance costs can vary significantly based on several factors. These factors include where you live, your driving record, the age of your car, and the specific coverage options you select. Having a clean driving history generally results in lower premiums, while a record of accidents or traffic violations can lead to higher costs.
Moreover, residing in urban areas with heavy traffic typically leads to higher insurance rates compared to rural areas with lighter traffic. The type of coverage you opt for also affects your premium – comprehensive coverage, including protection against damage and collisions, tends to be more expensive than basic liability coverage.
Insuranceopedia is available to assist you in comparing quotes from different insurance providers, ensuring you secure the most favorable deal.
2023 Tesla Model X Insurance Rates
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $1,500 |
| Pekin Insurance | $1,668 |
| California Capital | $1,863 |
| Country | $2,180 |
| Hastings Mutual Insurance Co | $2,310 |
| Auto-Owners Insurance Co | $2,439 |
| Alliance United | $2,808 |
| SECURA Insurance | $2,811 |
| USAA | $2,931 |
| Oregon Mutual | $3,081 |
2022 Tesla Model X Insurance Rates
| Insurance Provider | Average Annual Cost |
| Victoria | $389 |
| Liberty Mutual | $898 |
| Safeco | $919 |
| Virginia Farm Bureau | $1,131 |
| Capital Insurance Group | $1,159 |
| Farm Bureau Ins of MI | $1,228 |
| Pekin Insurance | $1,369 |
| Mercury Insurance | $1,545 |
| Pioneer State Mutual Ins Co | $1,750 |
| Hastings Mutual Insurance Co | $1,928 |
2021 Tesla Model X Insurance Rates
| Insurance Provider | Average Annual Cost |
| Victoria | $670 |
| Titan | $975 |
| American National P | $1,122 |
| Texas Farm Bureau Group | $1,321 |
| North Carolina Farm Bureau | $1,531 |
| Capital Insurance Group | $1,532 |
| Farmers Mutual of Nebraska | $1,958 |
| Direct Auto | $1,974 |
| New Jersey Manufacturers | $2,128 |
| Virginia Farm Bureau | $2,231 |
2020 Tesla Model X Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $690 |
| SafeAuto | $711 |
| Virginia Farm Bureau | $1,215 |
| Buckeye Insurance Group | $1,626 |
| Farm Bureau Mutual (IA Group) | $1,839 |
| Pioneer State Mutual Ins Co | $1,900 |
| Indiana Farmers Mutual Ins | $1,998 |
| Texas Farm Bureau Group | $2,029 |
| Mercury Insurance | $2,066 |
| Mercury Insurance Company | $2,072 |
2019 Tesla Model X Insurance Rates
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $1,282 |
| Clearcover | $1,418 |
| Direct Auto | $1,612 |
| American National P&C | $1,633 |
| PEMCO | $1,724 |
| ACCC Insurance Company | $1,762 |
| Buckeye Insurance Group | $1,912 |
| Farm Bureau Mutual (IA Group) | $1,946 |
| Texas Farm Bureau Group | $1,949 |
| Penn National | $2,021 |
2018 Tesla Model X Insurance Rates
| Insurance Provider | Average Annual Cost |
| Titan | $1,003 |
| Capital Insurance Group | $1,106 |
| Hastings Mutual Insurance Co | $1,104 |
| Pekin Insurance | $1,289 |
| Texas Farm Bureau Group | $1,347 |
| Direct Auto | $1,463 |
| Safeco | $1,554 |
| Oregon Mutual | $1,601 |
| Penn National | $1,756 |
| North Carolina Farm Bureau | $1,752 |
2017 Tesla Model X Insurance Rates
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $1,088 |
| Texas Farm Bureau Group | $1,069 |
| Direct Auto | $1,449 |
| Farm Bureau Mutual (IA Group) | $1,712 |
| Oregon Mutual | $1,777 |
| PEMCO | $1,825 |
| Titan | $1,980 |
| New Jersey Manufacturers | $1,978 |
| Kentucky Farm Bureau | $2,091 |
| Indiana Farmers Mutual Ins | $2,115 |
2016 Tesla Model X Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $876 |
| Texas Farm Bureau Group | $1,158 |
| Oregon Mutual | $1,180 |
| Safeco | $1,206 |
| SECURA Insurance | $1,214 |
| Capital Insurance Group | $1,258 |
| Kemper Auto | Infinity | $1,283 |
| PEMCO | $1,325 |
| Mercury Insurance | $1,422 |
| North Carolina Farm Bureau | $1,533 |
Cost of Tesla Model X Car Insurance By Age
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $12,703 | $18,661 | $21,846 |
| 18 | $11,842 | $17,408 | $20,344 |
| 19 | $10,485 | $15,376 | $17,981 |
| 20 | $9,147 | $13,398 | $15,686 |
| 21 | $7,647 | $11,249 | $13,167 |
| 22 | $7,471 | $10,942 | $12,813 |
| 23 | $6,535 | $9,593 | $11,209 |
| 24 | $6,196 | $9,119 | $10,637 |
| 25 | $5,361 | $7,855 | $9,170 |
| 30 | $4,163 | $6,123 | $7,154 |
| 35 | $3,916 | $5,714 | $6,715 |
| 40 | $3,748 | $5,519 | $6,441 |
| 45 | $3,653 | $5,383 | $6,287 |
| 55 | $3,346 | $4,919 | $5,770 |
| 65 | $3,483 | $5,149 | $5,994 |
| 75 | $4,401 | $6,481 | $7,593 |
Tesla Model X Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $3,997 | $5,788 | $7,364 |
| Alaska | $3,301 | $4,580 | $4,433 |
| Arizona | $3,724 | $5,355 | $7,918 |
| Arkansas | $4,069 | $6,397 | $7,070 |
| California | $4,535 | $8,040 | $4,525 |
| Colorado | $4,250 | $5,948 | $7,535 |
| Connecticut | $5,411 | $8,407 | $10,636 |
| Delaware | $4,463 | $5,974 | $7,663 |
| Florida | $5,336 | $7,399 | $9,633 |
| Hawaii | $1,730 | $2,378 | $1,752 |
| Idaho | $3,034 | $4,012 | $4,877 |
| Illinois | $3,166 | $4,785 | $5,443 |
| Indiana | $3,225 | $4,974 | $5,576 |
| Iowa | $2,579 | $3,528 | $4,130 |
| Kansas | $3,439 | $4,968 | $5,841 |
| Kentucky | $4,942 | $7,248 | $8,584 |
| Louisiana | $6,362 | $9,608 | $10,419 |
| Maine | $2,405 | $3,332 | $4,904 |
| Maryland | $3,901 | $5,669 | $6,287 |
| Massachusetts | $3,131 | $5,452 | $3,124 |
| Michigan | $7,522 | $11,454 | $18,063 |
| Minnesota | $3,087 | $4,116 | $5,800 |
| Mississippi | $3,746 | $5,338 | $5,370 |
| Missouri | $3,512 | $5,028 | $6,629 |
| Montana | $3,595 | $4,979 | $5,796 |
| Nebraska | $3,036 | $4,465 | $4,840 |
| Nevada | $4,983 | $7,416 | $7,824 |
| New Hampshire | $3,486 | $5,488 | $6,952 |
| New Jersey | $3,818 | $6,007 | $7,843 |
| New Mexico | $3,890 | $5,793 | $6,034 |
| New York | $3,607 | $4,575 | $7,584 |
| North Carolina | $2,255 | $3,872 | $2,764 |
| North Dakota | $3,048 | $4,674 | $5,510 |
| Ohio | $2,731 | $4,238 | $4,337 |
| Oklahoma | $4,350 | $6,259 | $7,022 |
| Oregon | $3,969 | $5,322 | $6,350 |
| Pennsylvania | $3,357 | $4,918 | $5,735 |
| Rhode Island | $5,602 | $8,205 | $9,230 |
| South Carolina | $3,802 | $5,282 | $7,280 |
| South Dakota | $3,387 | $4,916 | $5,683 |
| Tennessee | $3,996 | $5,896 | $7,850 |
| Texas | $4,048 | $5,847 | $7,233 |
| Utah | $3,435 | $4,791 | $6,613 |
| Vermont | $2,654 | $4,057 | $4,309 |
| Virginia | $2,468 | $3,813 | $3,745 |
| Washington | $3,297 | $4,473 | $5,338 |
| West Virginia | $3,332 | $4,741 | $5,950 |
| Wisconsin | $3,297 | $5,165 | $5,865 |
| Wyoming | $3,091 | $4,330 | $4,592 |
| Georgia | $4,334 | $6,522 | $6,549 |
Compare Tesla Model X To Other Tesla Models
FAQs
Who has the cheapest car insurance for a Tesla Model X?
Capital Insurance Group offers the most affordable car insurance for the 2023 Tesla Model X.
Which company offers the best car insurance for a Tesla Model X?
We consider Capital Insurance Group to provide the best car insurance for a Tesla Model X because they offer competitive rates, comprehensive coverage, and top-rated customer service.
