Tesla Model X Car Insurance Cost
If you’re looking to insure a Tesla Model X, it typically costs about $305 per year through Safeco. However, the actual cost can vary based on factors like your age, the year of your car model, and other considerations. Check out our quote tables below to get a more accurate estimate tailored to your specific circumstances.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Tesla Model X, you’ll need to think about the insurance costs. Insurance is a crucial part of owning a car, and it’s essential to understand what you’re committing to before making a purchase.
Choosing the right car insurance is vital to avoid unexpected and potentially high expenses later on. You don’t want to end up with insufficient coverage if an accident happens, leaving you with hefty out-of-pocket costs. Additionally, if you’re found at fault, your premiums could increase.
Having analyzed car insurance rates for over a decade, I’ve seen how much these costs can vary. Factors like your age, driving history, and where you live can significantly impact your insurance premiums.
How Much Does Tesla Model X Car Insurance Cost?
Typically, Safeco provides the most competitive price at $305 annually for comprehensive insurance covering a 2024 Tesla Model X.
While Safeco’s price is a useful reference point, it’s essential to recognize that car insurance costs can vary significantly based on several factors. These factors include where you live, your driving record, the age of your car, and the specific coverage options you select. Having a clean driving history generally results in lower premiums, while a record of accidents or traffic violations can lead to higher costs.
Moreover, residing in urban areas with heavy traffic typically leads to higher insurance rates compared to rural areas with lighter traffic. The type of coverage you opt for also affects your premium – comprehensive coverage, including protection against damage and collisions, tends to be more expensive than basic liability coverage.
Insuranceopedia is available to assist you in comparing quotes from different insurance providers, ensuring you secure the most favorable deal.
2024 Tesla Model X Insurance Rates
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $1,525 |
| SECURA Insurance | $2,845 |
| Country | $2,260 |
| California Capital | $1,910 |
| Safeco | $305 |
| Pekin Insurance | $1,670 |
| Dairyland Broadform | $1,320 |
| Hastings Mutual Insurance Co | $2,340 |
| Auto-Owners Insurance Co | $2,450 |
| NatGen Custom 360 | $1,980 |
2023 Tesla Model X Insurance Rates
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $1,482 |
| SECURA Insurance | $2,786 |
| Country | $2,204 |
| California Capital | $1,870 |
| Safeco | $288 |
| Pekin Insurance | $1,622 |
| Dairyland Broadform | $1,274 |
| Hastings Mutual Insurance Co | $2,291 |
| Auto-Owners Insurance Co | $2,375 |
| NatGen Custom 360 | $1,929 |
2022 Tesla Model X Insurance Rates
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $1,120 |
| North Carolina Farm Bureau | $1,962 |
| Country | $1,575 |
| Farm Bureau Ins of MI | $1,280 |
| Safeco | $861 |
| SECURA Insurance | $1,202 |
| Liberty Mutual | $918 |
| Texas Farm Bureau Group | $1,699 |
| Pioneer State Mutual Ins Co | $1,747 |
| Mercury Insurance | $1,592 |
2021 Tesla Model X Insurance Rates
| Insurance Provider | Average Annual Cost |
| Hastings Mutual Insurance Co | $2,299 |
| Republic Indemnity | $3,113 |
| Farm Bureau Mutual (IA Group) | $2,505 |
| Unitrin | $2,466 |
| Texas Farm Bureau Group | $1,315 |
| Auto-Owners Insurance Co | $2,438 |
| Pekin Insurance | $1,659 |
| 21st Century | $2,837 |
| SECURA Insurance | $2,837 |
| California Capital | $2,482 |
2020 Tesla Model X Insurance Rates
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $1,345 |
| Buckeye Insurance Group | $2,167 |
| Capital Insurance Group | $2,055 |
| Indiana Farmers Mutual Ins | $2,004 |
| Kemper Auto | Infinity | $657 |
| Pekin Insurance | $1,554 |
| National General | $811 |
| Mercury Insurance Company | $2,095 |
| California Capital | $2,153 |
| Mercury Insurance | $2,048 |
2019 Tesla Model X Insurance Rates
| Insurance Provider | Average Annual Cost |
| PEMCO | $1,697 |
| Country | $2,280 |
| California Capital | $2,076 |
| Penn National | $2,043 |
| Hastings Mutual Insurance Co | $1,109 |
| Buckeye Insurance Group | $1,747 |
| Capital Insurance Group | $1,253 |
| Chubb | $2,224 |
| Allied | $2,203 |
| Central Mutual Insurance Co | $2,068 |
2018 Tesla Model X Insurance Rates
| Insurance Provider | Average Annual Cost |
| Hastings Mutual Insurance Co | $1,043 |
| PEMCO | $1,939 |
| Oregon Mutual | $1,420 |
| Texas Farm Bureau Group | $1,264 |
| Direct Auto | $723 |
| Grange Mutual | $1,215 |
| Capital Insurance Group | $976 |
| Rockford Mutual Insurance | $1,794 |
| Penn National | $1,933 |
| Pekin Insurance | $1,321 |
2017 Tesla Model X Insurance Rates
| Insurance Provider | Average Annual Cost |
| Oregon Mutual | $1,358 |
| PEMCO | $1,996 |
| Mutual Of Enumclaw | $1,900 |
| Unitrin | $1,901 |
| Capital Insurance Group | $857 |
| Farm Bureau Mutual (IA Group) | $1,605 |
| Texas Farm Bureau Group | $1,285 |
| New Jersey Manufacturers | $1,898 |
| California Capital | $2,041 |
| Unigard | $1,887 |
2016 Tesla Model X Insurance Rates
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $1,256 |
| Hastings Mutual Insurance Co | $1,968 |
| Farm Bureau Ins of MI | $1,767 |
| North Carolina Farm Bureau | $1,516 |
| SECURA Insurance | $1,077 |
| PEMCO | $1,317 |
| Oregon Mutual | $1,174 |
| Unigard | $1,808 |
| Mutual Of Enumclaw | $1,854 |
| Pioneer State Mutual Ins Co | $1,705 |
Find Affordable Tesla Model X Car Insurance
Cost of Tesla Model X Car Insurance By Age
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $16,215 | $23,844 | $27,871 |
| 18 | $15,140 | $22,215 | $25,999 |
| 19 | $13,333 | $19,626 | $22,989 |
| 20 | $11,655 | $17,150 | $20,011 |
| 21 | $9,777 | $14,380 | $16,778 |
| 22 | $9,483 | $13,986 | $16,343 |
| 23 | $8,322 | $12,253 | $14,332 |
| 24 | $7,918 | $11,655 | $13,576 |
| 25 | $6,787 | $10,016 | $11,716 |
| 30 | $5,325 | $7,764 | $9,137 |
| 35 | $4,989 | $7,338 | $8,546 |
| 40 | $4,784 | $7,000 | $8,233 |
| 45 | $4,669 | $6,806 | $8,008 |
| 55 | $4,248 | $6,251 | $7,320 |
| 65 | $4,462 | $6,561 | $7,640 |
| 75 | $5,641 | $8,266 | $9,696 |
Tesla Model X Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $5,087 | $7,373 | $9,339 |
| Alaska | $4,214 | $5,821 | $5,659 |
| Arizona | $4,768 | $6,862 | $10,121 |
| Arkansas | $5,191 | $8,187 | $8,977 |
| California | $5,774 | $10,221 | $5,788 |
| Colorado | $5,447 | $7,599 | $9,613 |
| Connecticut | $6,864 | $10,675 | $13,621 |
| Delaware | $5,703 | $7,628 | $9,813 |
| Florida | $6,811 | $9,409 | $12,272 |
| Hawaii | $2,209 | $3,042 | $2,231 |
| Idaho | $3,848 | $5,094 | $6,190 |
| Illinois | $3,996 | $6,080 | $6,911 |
| Indiana | $4,170 | $6,308 | $7,101 |
| Iowa | $3,284 | $4,505 | $5,300 |
| Kansas | $4,372 | $6,338 | $7,422 |
| Kentucky | $6,350 | $9,261 | $10,909 |
| Louisiana | $8,057 | $12,215 | $13,299 |
| Maine | $3,103 | $4,251 | $6,235 |
| Maryland | $4,967 | $7,188 | $8,025 |
| Massachusetts | $3,967 | $6,907 | $3,987 |
| Michigan | $9,590 | $14,637 | $23,084 |
| Minnesota | $3,940 | $5,269 | $7,399 |
| Mississippi | $4,752 | $6,827 | $6,854 |
| Missouri | $4,472 | $6,457 | $8,464 |
| Montana | $4,551 | $6,375 | $7,396 |
| Nebraska | $3,869 | $5,719 | $6,239 |
| Nevada | $6,365 | $9,435 | $9,992 |
| New Hampshire | $4,452 | $6,998 | $8,870 |
| New Jersey | $4,866 | $7,633 | $9,992 |
| New Mexico | $4,980 | $7,434 | $7,690 |
| New York | $4,587 | $5,823 | $9,707 |
| North Carolina | $2,864 | $4,943 | $3,496 |
| North Dakota | $3,890 | $5,987 | $7,047 |
| Ohio | $3,481 | $5,381 | $5,515 |
| Oklahoma | $5,578 | $7,958 | $8,981 |
| Oregon | $5,047 | $6,806 | $8,112 |
| Pennsylvania | $4,278 | $6,308 | $7,358 |
| Rhode Island | $7,143 | $10,486 | $11,818 |
| South Carolina | $4,883 | $6,706 | $9,253 |
| South Dakota | $4,353 | $6,259 | $7,222 |
| Tennessee | $5,091 | $7,539 | $10,024 |
| Texas | $5,151 | $7,426 | $9,263 |
| Utah | $4,360 | $6,170 | $8,462 |
| Vermont | $3,368 | $5,207 | $5,496 |
| Virginia | $3,175 | $4,882 | $4,768 |
| Washington | $4,215 | $5,694 | $6,848 |
| West Virginia | $4,223 | $6,012 | $7,611 |
| Wisconsin | $4,189 | $6,610 | $7,474 |
| Wyoming | $3,925 | $5,544 | $5,847 |
| Georgia | $5,533 | $8,314 | $8,366 |
Compare Tesla Model X To Other Tesla Models
Looking for other Tesla model insurance costs?
Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
Quotes Analyzed
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