A job related injury is an injury that occurs while on the job site, while in a company vehicle on company business, or in several other circumstances related to company business. In the context of insurance, employers can be held liable for such injuries. Companies purchase workers' compensation insurance in order to protect themselves financially from such risks.
Many job related injuries involve physical trauma to the body, such as broken bones or lacerations. However, there are also other types of job related injuries that can occur. For example, exposures to chemicals or other hazardous materials such as asbestos in the work place can also cause job related losses. Further, psychological injuries can sometimes qualify as job related injuries as well. Workers' compensation insurance often covers all of these types of job related injuries.