Snowmobile Insurance

Definition - What does Snowmobile Insurance mean?

Snowmobile insurance is a policy for a vehicle meant for snow or ice and its owner or driver. Its features are similar to other automobile policies but it differs not just on the specified vehicle but the risks attendant to owning or driving it.

Insuranceopedia explains Snowmobile Insurance

Risks like colliding on another vehicle, hurting one's self and others while driving, and other vehicular accidents that are covered by the typical automobile insurance are also covered by a snowmobile insurance. But this policy is unique in itself because the conditions that the snowmobile or snow machine is used are quite different from the regular car or truck.

For one, it can only be used in winter or in places where it snows. It is not used in roads and highways alone, but in other terrain as well, like mountains or hills. Nor is it just used for transport, but for recreation as well. Thus, when an owner and driver of a snowmobile competes in races, he or she mentions that in insurance representation so that he or she will be covered should he or she figure in an accident while competing.

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