Surgical Schedule
What Does Surgical Schedule Mean?
A surgical schedule is a document that lists various surgical procedures along with the coverage amounts that a specific insurer will provide for each procedure. Coverage for these surgical procedures may only apply after the policyholder has paid a deductible.
Insuranceopedia Explains Surgical Schedule
It is crucial for healthcare insurance policyholders to be aware of the surgical schedules included in their policies, as surgeries can be extremely expensive. Some procedures can cost tens or even hundreds of thousands of dollars. Many insurance policies will only cover medically necessary surgeries, meaning that policyholders may have to pay out of pocket for elective surgeries. Elective surgeries are typically cosmetic and performed because the individual believes the procedure will enhance their appearance.
