What Does Surgical Schedule Mean?
A surgical schedule is a document that provides a list of a number of different surgical procedures. It also includes the amount of coverage that a particular insurer will provide for each procedure. Coverage for surgical procedures may only kick in after a deductible has been paid by the policyholder.
Insuranceopedia Explains Surgical Schedule
It can be very important for health care insurance policyholders to be aware of the surgical schedules for their policies. The reason is because surgeries can be extremely expensive. Some surgeries can costs tens or even hundreds of thousands of dollars. Many insurance policies will only cover medically necessary surgeries. This means that that the policyholder would have to pay out of pocket for elective surgeries. Elective surgeries are often cosmetically based and conducted because the person believes the surgery will improve his or her appearance.