Basic Hospital Expense Insurance

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Definition - What does Basic Hospital Expense Insurance mean?

Basic hospital expense insurance is a type of insurance that provides coverage for essential hospital costs for a specific amount of time. The costs that it can carry include things like room and board, X-rays, IVs, etc. Basic hospital expense insurance is a type of health insurance that is purchased by many people.

Insuranceopedia explains Basic Hospital Expense Insurance

Hospital stays can often cost thousands or tens of thousands dollars. In some cases, they can even cost more than this. Basic hospital expense insurance can help to prevent the policyholder from having to shoulder these costs himself or herself. Basic hospital expense insurance can be purchased as a supplement to a standard health insurance policy. Some people feel that their standard health insurance policies do not have enough coverage for hospital expenses, and purchase basic hospital expense insurance for extra coverage.


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