What Does Extension of Benefits Mean?
An extension of benefits is a situation in which a policyholder can continue receiving benefits from their healthcare policy after it expires if they are hospitalized or sick and are temporarily unable to work. Typically, this extension will end once the insured is healthy again and returns to work.
Insuranceopedia Explains Extension of Benefits
Whether or not a policyholder can get an extension of benefits will depend on the details of their health insurance policy. Employers will often provide their employees with policies that do feature extension of benefits to ensure that they don't suffer periods of non-coverage if they are injured or fall ill at an inopportune time.