Latest Personal Lines Articles
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Personal LinesLife Insurance: Are Accidental Death Clauses Necessary?
An accidental death clause is a provision you can add onto life insurance policies to ensure your beneficiaries receive a death benefit in excess of the original amount,…
By: Reuben Ferrer
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Personal LinesDo You Need an MRTA Policy?
Banks sometimes require borrowers to purchase a mortgage reducing term assurance (MRTA) policy as part of a loan arrangement because it provides some form of security…
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Personal LinesPersonal Property Floaters 101
Homeowners' insurance policies cover both the dwelling itself and the personal property of the insured. Some may expect theirs to fully cover all of their personal…
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Personal LinesTop Tips for Getting Full Protection from Your Auto Insurance Coverage
You know you need auto insurance. In fact, it's illegal to drive without it. And once you start shopping around for an insurance policy, you may be surprised to…
By: Maurice Draine
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Personal LinesCondo Insurance 101
"Dominium" is a Latin word (modern spelling: "dominion") that means right of ownership. "Con" means together with. And so we get the term "condominium," or "condo" for…
By: David Hughes | Writer/Researcher
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Personal LinesConsidering Long-term Care Insurance? Here’s What You Need to Know
Long-term care insurance (LTC) is health insurance specifically designed to provide care for people living with an injury or chronic illness. It offers both medical and…
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Personal LinesHas Your Home Been Robbed or Vandalized? Here’s What to Do First
It only takes burglars a few minutes to break into most homes. They scout your house for an empty driveway, and they love darkness and obscure spots to enter without…
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Personal LinesHow Do I Know If I Need Disability Insurance?
Deciding whether you need disability insurance for you, your family, and your business is an important consideration. Of course, you want to protect yourself against the…
By: Charlene Royston | Owner
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Personal LinesTop Reasons to Forgo Mortgage Protection Life Insurance
It can be debated whether people benefit from mortgage protection life insurance, but the truth is that most people should do without it. As soon as you sign off for…
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Personal LinesA Look at Burial Insurance
Death and taxes are said to be life’s certainties. So does it make sense to buy burial insurance? And just what is burial insurance? This article takes a look at the…
By: David Hughes | Writer/Researcher
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Personal LinesMedical Concierge and Insurance Broker: What’s the difference?
If you find yourself hospitalized with the prospect of needing some serious care, it can help to have someone in your corner. Someone that knows all the insurance lingo…
By: Rob McBroom
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Personal LinesYou’re Moving! Here’s Why You Need Insurance
You’re moving! If you’re a typical American, you’ve probably accumulated more than a few items since your last move and all of your things are valuable to you.…
By: David Hughes | Writer/Researcher
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